Health insurance premiums 2027 in Schaffhausen (SH)For a child aged 0 to 18
With accident cover: from 70.95 to 181.45 CHF a month depending on the deductible and the model
115 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Assura | PharMed | 105.95 | 100.15 | 94.35 | 88.45 | 82.65 | 76.85 | 70.95 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 |
| 3 | Assura | MediTel | 107.15 | 101.35 | 95.55 | 89.65 | 83.85 | 78.05 | 72.15 |
| 4 | Assura | QualiMed | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | 74.65 |
| 5 |  Agrisano | AGRIcontact | 109.65 | — | 98.95 | 93.65 | 88.35 | 82.95 | 77.55 |
| 6 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 109.95 | — | 98.35 | — | 86.65 | — | 74.95 |
| 7 | ÖKK | ÖKK CASAMED SELECT | 109.95 | — | 98.35 | — | 86.65 | — | 74.95 |
| 8 | Agrisano | AGRIeco | 110.25 | — | 99.45 | 94.15 | 88.85 | 83.35 | 78.05 |
| 9 | Assura | Family doctor | 110.35 | 104.55 | 98.75 | 92.85 | 87.05 | 81.25 | 75.35 |
| 10 |  KPT | KPTwin.smart - GP with app | 111.05 | — | 101.85 | — | 92.45 | — | 83.05 |
| 11 | ÖKK | ÖKK CASAMED 24 | 111.85 | — | 100.25 | — | 88.55 | — | 76.85 |
| 12 |  Aquilana | SMARTMED | 112.45 | 107.35 | 102.35 | 97.25 | 92.15 | 84.95 | — |
| 13 | Assura | FeminaVita | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | 85.65 | 79.75 |
| 14 | Assura | PreventoMed | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | 85.65 | 79.75 |
| 15 |  EGK | EGK-Care | 116.15 | 110.35 | 104.55 | 98.65 | 92.85 | 87.05 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 65.75 to 168.45 CHF a month depending on the deductible and the model
115 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Assura | PharMed | 98.25 | 92.85 | 87.45 | 81.95 | 76.55 | 71.15 | 65.75 |
| 2 | ÖKK | ÖKK CASAMED HMO | 98.45 | — | 87.65 | — | 76.75 | — | 65.85 |
| 3 | Assura | MediTel | 99.35 | 93.95 | 88.55 | 83.05 | 77.65 | 72.35 | 66.85 |
| 4 | Assura | QualiMed | 101.65 | 96.25 | 90.95 | 85.45 | 80.05 | 74.65 | 69.15 |
| 5 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 101.95 | — | 91.15 | — | 80.35 | — | 69.45 |
| 6 | ÖKK | ÖKK CASAMED SELECT | 101.95 | — | 91.15 | — | 80.35 | — | 69.45 |
| 7 | Assura | Family doctor | 102.35 | 96.95 | 91.55 | 86.05 | 80.65 | 75.25 | 69.75 |
| 8 | KPT | KPTwin.smart - GP with app | 102.95 | — | 94.35 | — | 85.65 | — | 76.95 |
| 9 | ÖKK | ÖKK CASAMED 24 | 103.75 | — | 92.95 | — | 82.05 | — | 71.15 |
| 10 | Agrisano | AGRIcontact | 103.95 | — | 93.75 | 88.75 | 83.65 | 78.55 | 73.45 |
| 11 | Aquilana | SMARTMED | 104.25 | 99.55 | 94.85 | 90.15 | 85.45 | 78.75 | — |
| 12 | Agrisano | AGRIeco | 104.55 | — | 94.25 | 89.25 | 84.15 | 78.95 | 73.95 |
| 13 | Assura | FeminaVita | 106.45 | 101.05 | 95.65 | 90.15 | 84.75 | 79.35 | 73.85 |
| 14 | Assura | PreventoMed | 106.45 | 101.05 | 95.65 | 90.15 | 84.75 | 79.35 | 73.85 |
| 15 | EGK | EGK-Care | 108.05 | 102.65 | 97.25 | 91.75 | 86.35 | 80.95 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Schaffhausen, the cheapest health insurance premium is:
- Without accident cover: 98.25 CHF a month with a 0 CHF deductible (Assura, PharMed), 65.75 CHF with a 600 CHF deductible (Assura, PharMed).
- With accident cover: 105.95 CHF a month with a 0 CHF deductible (Assura, PharMed), 70.95 CHF with a 600 CHF deductible (Assura, PharMed).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Schaffhausen for a child aged 0 to 18?
In 2027, without accident cover: Assura (PharMed) at 98.25 CHF a month with a deductible of 0 CHF, and Assura (PharMed) at 65.75 CHF with the 600 CHF deductible. With accident cover: Assura (PharMed) at 105.95 CHF, and Assura (PharMed) at 70.95 CHF.
How much does accident cover cost in basic insurance in Schaffhausen?
For a child aged 0 to 18 with Assura (PharMed), the premium rises from 98.25 CHF a month without accident cover to 105.95 CHF with accident cover, at the 0 CHF deductible: 7.70 CHF a month, 92.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 110.70 CHF at Assura (PharMed) gives 105.95 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.