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A single premium region for the 3 municipalities of the canton of Basel-Stadt: premiums are the same in every municipality.

A single premium region for the whole canton of Basel-Stadt

3 municipalities

For an adult without accident cover, the lowest premium is 434.85 CHF with a 2'500 CHF deductible (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) and 553.95 CHF a month with a 300 CHF deductible.

For a young adult without accident cover, the lowest premium is 277.55 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1) and 397.00 CHF a month with a 300 CHF deductible.

For a child with accident cover, the lowest premium is 99.35 CHF with a 600 CHF deductible (Agrisano, AGRIsmart) and 129.65 CHF a month with a 0 CHF deductible.

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Frequently asked questions

Which health insurer is the cheapest in the canton of Basel-Stadt in 2027?

That depends on your municipality’s premium region. For an adult without accident cover: region 0 (Basel, Riehen, Bettingen…): 434.85 CHF a month with a 2'500 CHF deductible (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) and 553.95 CHF with a 300 CHF deductible.

What is the lowest premium for a child in the canton of Basel-Stadt?

For a child with accident cover and a 0 CHF deductible, the canton’s lowest premium is 129.65 CHF a month with Agrisano (AGRIsmart).

How many health insurers offer basic insurance in the canton of Basel-Stadt?

In 2027, 23 health insurers offer their models in the canton of Basel-Stadt. Basic insurance benefits are the same with all of them; only the premium, the model, the deductible and accident cover differ.

Why are the premiums not the same across the whole canton of Basel-Stadt?

The canton of Basel-Stadt has a single premium region: for the same offer, the premium is identical in every municipality. The amount varies by health insurer, model, deductible and accident cover, but not by municipality.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 558.70 CHF at Groupe Mutuel – Mutuel (SanaTel (Telemedicine)) gives 553.95 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.