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2 premium regions cover the 121 municipalities in the canton of Fribourg.

Premium region 1 of the canton of Fribourg

25 municipalities

For an adult without accident cover, the lowest premium is 341.55 CHF with a 2'500 CHF deductible (Sympany, FlexHelp 24) and 460.95 CHF a month with a 300 CHF deductible.

For a young adult without accident cover, the lowest premium is 215.35 CHF with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit) and 334.65 CHF a month with a 300 CHF deductible.

For a child with accident cover, the lowest premium is 74.65 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit) and 109.65 CHF a month with a 0 CHF deductible.

Premium region 2 of the canton of Fribourg

96 municipalities

For an adult without accident cover, the lowest premium is 309.65 CHF with a 2'500 CHF deductible (Visana, Managed Care) and 422.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart).

For a young adult without accident cover, the lowest premium is 192.05 CHF with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit) and 306.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart).

For a child with accident cover, the lowest premium is 63.75 CHF with a 600 CHF deductible (Agrisano, AGRIsmart) and 93.85 CHF a month with a 0 CHF deductible.

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Frequently asked questions

Which health insurer is the cheapest in the canton of Fribourg in 2026?

That depends on your municipality’s premium region. For an adult without accident cover: region 1 (Fribourg, Villars-sur-Glâne, Marly…): 341.55 CHF a month with a 2'500 CHF deductible (Sympany, FlexHelp 24) and 460.95 CHF with a 300 CHF deductible. region 2 (Bulle, Estavayer, Murten…): 309.65 CHF a month with a 2'500 CHF deductible (Visana, Managed Care) and 422.35 CHF with a 300 CHF deductible (Agrisano, AGRIsmart).

In which region of the canton of Fribourg are premiums lowest in 2026?

For an adult without accident cover with a 300 CHF deductible, the canton’s lowest premium is 422.35 CHF a month in premium region 2 (Bulle, Estavayer, Murten…), with Agrisano (AGRIsmart). In the dearest region, region 1 (Fribourg, Villars-sur-Glâne, Marly…), the lowest premium is 460.95 CHF.

What is the lowest premium for a child in the canton of Fribourg?

For a child with accident cover and a 0 CHF deductible, the canton’s lowest premium is 93.85 CHF a month with Agrisano (AGRIsmart), in premium region 2 (Bulle, Estavayer, Murten…).

How many health insurers offer basic insurance in the canton of Fribourg?

In 2026, 23 health insurers offer their models in the canton of Fribourg. Basic insurance benefits are the same with all of them; only the premium, the model, the deductible and accident cover differ.

Why are the premiums not the same across the whole canton of Fribourg?

The canton has 2 premium regions set at federal level based on cost differences; health insurers may charge different premiums from one region to another. Your municipality of residence, not your postcode, determines the region. Region 1: 25 municipalities, including Fribourg, Villars-sur-Glâne, Marly. Region 2: 96 municipalities, including Bulle, Estavayer, Murten.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 427.50 CHF at Agrisano (AGRIsmart) gives 422.35 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.