Health insurance premiums 2027 in Le Châtelard (FR)
Le Châtelard is in premium region 2 of the canton of Fribourg.
For an adult aged 26 or over
Without accident cover: from 324.25 to 592.55 CHF a month
116 offers from 23 health insurers.
- Deductible of 300 CHF441.25 CHFAquilanaSMARTMED
- Deductible of 500 CHF431.85 CHFAquilanaSMARTMED
- Deductible of 1'000 CHF405.65 CHFKPTKPTwin.smart - GP with app
- Deductible of 1'500 CHF378.55 CHFKPTKPTwin.smart - GP with app
- Deductible of 2'000 CHF358.35 CHFEGKEGK-TelCare
- Deductible of 2'500 CHF324.25 CHFKPTKPTwin.smart - GP with app
With accident cover: from 349.05 to 637.55 CHF a month
116 offers from 23 health insurers.
- Deductible of 300 CHF474.75 CHFAquilanaSMARTMED
- Deductible of 500 CHF464.65 CHFAquilanaSMARTMED
- Deductible of 1'000 CHF436.55 CHFKPTKPTwin.smart - GP with app
- Deductible of 1'500 CHF407.35 CHFKPTKPTwin.smart - GP with app
- Deductible of 2'000 CHF381.25 CHFAtupriHMO
- Deductible of 2'500 CHF349.05 CHFKPTKPTwin.smart - GP with app
For a young adult aged 19 to 25
Without accident cover: from 209.75 to 508.95 CHF a month
116 offers from 23 health insurers.
- Deductible of 300 CHF325.35 CHFAquilanaSMARTMED
- Deductible of 500 CHF315.95 CHFAquilanaSMARTMED
- Deductible of 1'000 CHF292.25 CHFSympanycasamed hmo
- Deductible of 1'500 CHF265.15 CHFAtupriHMO
- Deductible of 2'000 CHF237.55 CHFAtupriHMO
- Deductible of 2'500 CHF209.75 CHFAtupriHMO
With accident cover: from 221.05 to 544.85 CHF a month
116 offers from 23 health insurers.
- Deductible of 300 CHF349.35 CHFAtupriHMO
- Deductible of 500 CHF337.75 CHFAtupriHMO
- Deductible of 1'000 CHF308.55 CHFAtupriHMO
- Deductible of 1'500 CHF279.35 CHFAtupriHMO
- Deductible of 2'000 CHF250.25 CHFAtupriHMO
- Deductible of 2'500 CHF221.05 CHFAtupriHMO
For a child aged 0 to 18
With accident cover: from 72.45 to 162.55 CHF a month
116 offers from 23 health insurers.
- Deductible of 0 CHF102.75 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF100.55 CHFAquilanaSMARTMED
- Deductible of 200 CHF92.65 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF87.65 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF82.65 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF77.55 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF72.45 CHFAgrisanoAGRIsmart
Without accident cover: from 67.75 to 150.85 CHF a month
116 offers from 23 health insurers.
- Deductible of 0 CHF97.05 CHFKPTKPTwin.smart - GP with app
- Deductible of 100 CHF93.25 CHFAquilanaSMARTMED
- Deductible of 200 CHF87.75 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF83.05 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF78.25 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF72.55 CHFAquilanaSMARTMED
- Deductible of 600 CHF67.75 CHFCSSHausarztversicherung Profit
In 2027, the cheapest health insurance premium in Le Châtelard is:
- For an adult without accident cover: 441.25 CHF a month with a 300 CHF deductible (Aquilana, SMARTMED), 324.25 CHF with a 2'500 CHF deductible (KPT, KPTwin.smart - GP with app).
- For a young adult without accident cover: 325.35 CHF a month with a 300 CHF deductible (Aquilana, SMARTMED), 209.75 CHF with a 2'500 CHF deductible (Atupri, HMO).
- For a child with accident cover: 102.75 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 72.45 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurer is the cheapest in Le Châtelard in 2027?
For an adult without accident cover: Aquilana (SMARTMED) at 446.00 CHF a month with a deductible of 300 CHF, and KPT (KPTwin.smart - GP with app) at 324.25 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Le Châtelard is in premium region 2 of canton Fribourg: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person receives 57.00 CHF, which the insurer deducts from the invoices: 4.75 CHF a month, the same amount for everyone. The approved premium of 446.00 CHF at Aquilana therefore gives 441.25 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.