Health insurance premiums 2027 in the canton of Zurich (ZH)
3 premium regions cover the 160 municipalities in the canton of Zurich.
Premium region 1 of the canton of Zurich
1 municipalities
For an adult without accident cover, the lowest premium is 379.30 CHF with a 2'500 CHF deductible (Sanitas, TelMed Basic) and 498.75 CHF a month with a 300 CHF deductible.
For a young adult without accident cover, the lowest premium is 233.55 CHF with a 2'500 CHF deductible (Assura, QualiMed) and 352.85 CHF a month with a 300 CHF deductible.
For a child with accident cover, the lowest premium is 84.85 CHF with a 600 CHF deductible (Assura, QualiMed) and 119.85 CHF a month with a 0 CHF deductible.
Premium region 2 of the canton of Zurich
37 municipalities
- Winterthur (ZH)
- Uster (ZH)
- Dübendorf (ZH)
- Dietikon (ZH)
- Wädenswil (ZH)
- Horgen (ZH)
- Kloten (ZH)
- Opfikon (ZH)
- Schlieren (ZH)
- Regensdorf (ZH)
- Adliswil (ZH)
- Volketswil (ZH)
- Thalwil (ZH)
- Wallisellen (ZH)
- Küsnacht (ZH)
- Stäfa (ZH)
- Meilen (ZH)
- Richterswil (ZH)
- Zollikon (ZH)
- Männedorf (ZH)
- Maur (ZH)
- Urdorf (ZH)
- Fällanden (ZH)
- Kilchberg (ZH)
- Hombrechtikon (ZH)
- Egg (ZH)
- Wangen-Brüttisellen (ZH)
- Rümlang (ZH)
- Dietlikon (ZH)
- Herrliberg (ZH)
- Uetikon am See (ZH)
- Zumikon (ZH)
- Erlenbach (ZH)
- Greifensee (ZH)
- Schwerzenbach (ZH)
- Oetwil am See (ZH)
- Mönchaltorf (ZH)
For an adult without accident cover, the lowest premium is 337.75 CHF with a 2'500 CHF deductible (Assura, MediTel) and 457.05 CHF a month with a 300 CHF deductible.
For a young adult without accident cover, the lowest premium is 203.85 CHF with a 2'500 CHF deductible (Assura, MediTel) and 323.25 CHF a month with a 300 CHF deductible.
For a child with accident cover, the lowest premium is 73.25 CHF with a 600 CHF deductible (Assura, MediTel) and 105.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart).
Premium region 3 of the canton of Zurich
122 municipalities
- Wetzikon (ZH)
- Bülach (ZH)
- Illnau-Effretikon (ZH)
- Rüti (ZH)
- Affoltern am Albis (ZH)
- Pfäffikon (ZH)
- Bassersdorf (ZH)
- Hinwil (ZH)
- Wald (ZH)
- Gossau (ZH)
- Embrach (ZH)
- Niederhasli (ZH)
- Langnau am Albis (ZH)
- Dürnten (ZH)
- Seuzach (ZH)
- Oberglatt (ZH)
- Bubikon (ZH)
- Birmensdorf (ZH)
- Oberengstringen (ZH)
- Fehraltorf (ZH)
- Zell (ZH)
- Buchs (ZH)
- Wiesendangen (ZH)
- Dielsdorf (ZH)
- Rüschlikon (ZH)
- Obfelden (ZH)
- Lindau (ZH)
- Nürensdorf (ZH)
- Neftenbach (ZH)
- Mettmenstetten (ZH)
- Eglisau (ZH)
- Bonstetten (ZH)
- Uitikon (ZH)
- Niederglatt (ZH)
- Glattfelden (ZH)
- Oberrieden (ZH)
- Wettswil am Albis (ZH)
- Geroldswil (ZH)
- Turbenthal (ZH)
- Elgg (ZH)
- Bäretswil (ZH)
- Bauma (ZH)
- Weiningen (ZH)
- Winkel (ZH)
- Rafz (ZH)
- Russikon (ZH)
- Dällikon (ZH)
- Unterengstringen (ZH)
- Bachenbülach (ZH)
- Pfungen (ZH)
- Hedingen (ZH)
- Hittnau (ZH)
- Hausen am Albis (ZH)
- Stallikon (ZH)
- Elsau (ZH)
- Grüningen (ZH)
- Feuerthalen (ZH)
- Steinmaur (ZH)
- Andelfingen (ZH)
- Höri (ZH)
- Weisslingen (ZH)
- Niederweningen (ZH)
- Neerach (ZH)
- Hettlingen (ZH)
- Rorbas (ZH)
- Ottenbach (ZH)
- Stammheim (ZH)
- Otelfingen (ZH)
- Rickenbach (ZH)
- Lufingen (ZH)
- Fischenthal (ZH)
- Oetwil an der Limmat (ZH)
- Knonau (ZH)
- Stadel (ZH)
- Freienstein-Teufen (ZH)
- Henggart (ZH)
- Brütten (ZH)
- Kleinandelfingen (ZH)
- Weiach (ZH)
- Wila (ZH)
- Hochfelden (ZH)
- Aeugst am Albis (ZH)
- Marthalen (ZH)
- Dachsen (ZH)
- Oberweningen (ZH)
- Dänikon (ZH)
- Ossingen (ZH)
- Laufen-Uhwiesen (ZH)
- Dinhard (ZH)
- Aesch (ZH)
- Wil (ZH)
- Flurlingen (ZH)
- Flaach (ZH)
- Seegräben (ZH)
- Boppelsen (ZH)
- Schöfflisdorf (ZH)
- Kappel am Albis (ZH)
- Rheinau (ZH)
- Rifferswil (ZH)
- Hagenbuch (ZH)
- Dägerlen (ZH)
- Oberembrach (ZH)
- Trüllikon (ZH)
- Hüntwangen (ZH)
- Buch am Irchel (ZH)
- Ellikon an der Thur (ZH)
- Wildberg (ZH)
- Thalheim an der Thur (ZH)
- Hüttikon (ZH)
- Benken (ZH)
- Schleinikon (ZH)
- Dättlikon (ZH)
- Schlatt (ZH)
- Altikon (ZH)
- Dorf (ZH)
- Bachs (ZH)
- Maschwanden (ZH)
- Wasterkingen (ZH)
- Berg am Irchel (ZH)
- Regensberg (ZH)
- Truttikon (ZH)
- Volken (ZH)
For an adult without accident cover, the lowest premium is 310.85 CHF with a 2'500 CHF deductible (Assura, MediTel) and 424.65 CHF a month with a 300 CHF deductible (SLKK, SmartMed).
For a young adult without accident cover, the lowest premium is 186.25 CHF with a 2'500 CHF deductible (Assura, MediTel) and 304.15 CHF a month with a 300 CHF deductible.
For a child with accident cover, the lowest premium is 63.65 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO) and 96.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurer is the cheapest in the canton of Zurich in 2027?
That depends on your municipality’s premium region. For an adult without accident cover: region 1 (Zurich…): 379.30 CHF a month with a 2'500 CHF deductible (Sanitas, TelMed Basic) and 498.75 CHF with a 300 CHF deductible. region 2 (Winterthur, Uster, Dübendorf…): 337.75 CHF a month with a 2'500 CHF deductible (Assura, MediTel) and 457.05 CHF with a 300 CHF deductible. region 3 (Wetzikon, Bülach, Illnau-Effretikon…): 310.85 CHF a month with a 2'500 CHF deductible (Assura, MediTel) and 424.65 CHF with a 300 CHF deductible (SLKK, SmartMed).
In which region of the canton of Zurich are premiums lowest in 2027?
For an adult without accident cover with a 300 CHF deductible, the canton’s lowest premium is 424.65 CHF a month in premium region 3 (Wetzikon, Bülach, Illnau-Effretikon…), with SLKK (SmartMed). In the dearest region, region 1 (Zurich…), the lowest premium is 498.75 CHF.
What is the lowest premium for a child in the canton of Zurich?
For a child with accident cover and a 0 CHF deductible, the canton’s lowest premium is 96.05 CHF a month with Agrisano (AGRIsmart), in premium region 3 (Wetzikon, Bülach, Illnau-Effretikon…).
How many health insurers offer basic insurance in the canton of Zurich?
In 2027, 27 health insurers offer their models in the canton of Zurich. Basic insurance benefits are the same with all of them; only the premium, the model, the deductible and accident cover differ.
Why are the premiums not the same across the whole canton of Zurich?
The canton has 3 premium regions set at federal level based on cost differences; health insurers may charge different premiums from one region to another. Your municipality of residence, not your postcode, determines the region. Region 1: 1 municipalities, including Zurich. Region 2: 37 municipalities, including Winterthur, Uster, Dübendorf. Region 3: 122 municipalities, including Wetzikon, Bülach, Illnau-Effretikon.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 429.40 CHF at SLKK (SmartMed) gives 424.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.