Health insurance premiums 2027 in Basel (BS)
Basel is in premium region 0 of the canton of Basel-Stadt.
For an adult aged 26 or over
Without accident cover: from 434.85 to 790.15 CHF a month
117 offers from 23 health insurers.
- Deductible of 300 CHF553.95 CHFGroupe Mutuel – MutuelSanaTel (Telemedicine)
- Deductible of 500 CHF543.25 CHFGroupe Mutuel – MutuelSanaTel (Telemedicine)
- Deductible of 1'000 CHF516.25 CHFGroupe Mutuel – MutuelSanaTel (Telemedicine)
- Deductible of 1'500 CHF488.85 CHFGroupe Mutuel – MutuelSanaTel (Telemedicine)
- Deductible of 2'000 CHF461.85 CHFGroupe Mutuel – MutuelSanaTel (Telemedicine)
- Deductible of 2'500 CHF434.85 CHFGroupe Mutuel – MutuelSanaTel (Telemedicine)
With accident cover: from 465.95 to 849.95 CHF a month
117 offers from 23 health insurers.
- Deductible of 300 CHF594.25 CHFCONCORDIAHMO
- Deductible of 500 CHF582.65 CHFCONCORDIAHMO
- Deductible of 1'000 CHF553.45 CHFCONCORDIAHMO
- Deductible of 1'500 CHF524.25 CHFCONCORDIAHMO
- Deductible of 2'000 CHF495.15 CHFCONCORDIAHMO
- Deductible of 2'500 CHF465.95 CHFCONCORDIAHMO
For a young adult aged 19 to 25
Without accident cover: from 277.55 to 665.20 CHF a month
117 offers from 23 health insurers.
- Deductible of 300 CHF397.00 CHFSanitasFamily doctor 1
- Deductible of 500 CHF386.15 CHFSanitasFamily doctor 1
- Deductible of 1'000 CHF359.00 CHFSanitasFamily doctor 1
- Deductible of 1'500 CHF331.80 CHFSanitasFamily doctor 1
- Deductible of 2'000 CHF304.65 CHFSanitasFamily doctor 1
- Deductible of 2'500 CHF277.55 CHFSanitasFamily doctor 1
With accident cover: from 298.45 to 669.25 CHF a month
117 offers from 23 health insurers.
- Deductible of 300 CHF426.75 CHFSanitasFamily doctor 1
- Deductible of 500 CHF415.10 CHFSanitasFamily doctor 1
- Deductible of 1'000 CHF385.95 CHFSanitasFamily doctor 1
- Deductible of 1'500 CHF356.75 CHFSanitasFamily doctor 1
- Deductible of 2'000 CHF327.60 CHFSanitasFamily doctor 1
- Deductible of 2'500 CHF298.45 CHFSanitasFamily doctor 1
For a child aged 0 to 18
With accident cover: from 99.35 to 205.85 CHF a month
117 offers from 23 health insurers.
- Deductible of 0 CHF129.65 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF132.95 CHFCSSHausarztversicherung Profit
- Deductible of 200 CHF119.55 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF114.55 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF109.55 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF104.45 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF99.35 CHFAgrisanoAGRIsmart
Without accident cover: from 94.15 to 191.15 CHF a month
117 offers from 23 health insurers.
- Deductible of 0 CHF122.95 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF123.35 CHFCSSHausarztversicherung Profit
- Deductible of 200 CHF113.35 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF108.55 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF103.85 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF98.95 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF94.15 CHFAgrisanoAGRIsmart
In 2027, the cheapest health insurance premium in Basel is:
- For an adult without accident cover: 553.95 CHF a month with a 300 CHF deductible (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)), 434.85 CHF with a 2'500 CHF deductible (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)).
- For a young adult without accident cover: 397.00 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1), 277.55 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
- For a child with accident cover: 129.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 99.35 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurer is the cheapest in Basel in 2027?
For an adult without accident cover: Groupe Mutuel – Mutuel (SanaTel (Telemedicine)) at 558.70 CHF a month with a deductible of 300 CHF, and Groupe Mutuel – Mutuel (SanaTel (Telemedicine)) at 434.85 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Basel is in premium region 0 of canton Basel-Stadt: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person receives 57.00 CHF, which the insurer deducts from the invoices: 4.75 CHF a month, the same amount for everyone. The approved premium of 558.70 CHF at Groupe Mutuel – Mutuel therefore gives 553.95 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.