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Change the search: RamsenAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Ramsen (SH) For a child aged 0 to 18, deductible of 600 CHF, without accident cover

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116 offersfrom 23 health insurers

Child (0 to 18) · without accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Ramsen (canton Schaffhausen), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 62.30 CHF with Assura (PharMed model) and the most expensive is 139.00 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Ramsen for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Ramsen is Assura (PharMed) at 62.30 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 74.30 CHF a month.

How much does health insurance cost in Ramsen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, monthly premiums run from 62.30 CHF (Assura, PharMed) to 139.00 CHF (Sympany, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 114.40 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Ramsen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, PharMed), the premium goes from 94.80 CHF a month with the 0 CHF deductible to 62.30 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Ramsen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 74.30 CHF (Agrisano), family doctor / HMO 62.30 CHF (Assura), flexible model 65.40 CHF (Assura), telemedicine 63.30 CHF (Assura).

Does a second or third child pay less in Ramsen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 23 insurers present in Ramsen file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart64.20 CHF25.80 CHF from the 3rd child
GalenosTel Doc87.10 CHF29.10 CHF from the 3rd child
VisanaManaged Care76.60 CHF29.30 CHF from the 3rd child
sana24Managed Care98.40 CHF31.00 CHF from the 3rd child
SWICAStandard model104.10 CHF32.40 CHF from the 3rd child
CONCORDIAHMO75.40 CHF33.80 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor78.40 CHF39.20 CHF from the 3rd child
rhenusanasanmed2493.70 CHF46.90 CHF from the 3rd child
Groupe Mutuel – PhilosOptiMed (Healthcare network)77.50 CHF58.10 CHF from the 5th child
AssuraPharMed62.30 CHF60.80 CHF from the 4th child, 59.20 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)80.80 CHF60.60 CHF from the 5th child
SLKKSmartMed72.90 CHF63.90 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)96.80 CHF72.60 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.