Health insurance premiums 2027 in Schaffhausen (SH)
Schaffhausen is in premium region 1 of the canton of Schaffhausen.
For an adult aged 26 or over
Without accident cover: from 348.75 to 653.15 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF463.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF453.05 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'000 CHF425.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF398.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF371.65 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF348.75 CHFKPTKPTwin.smart - GP with app
With accident cover: from 375.35 to 702.65 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF499.05 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF487.45 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'000 CHF458.25 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF429.05 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF399.95 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF375.35 CHFKPTKPTwin.smart - GP with app
For a young adult aged 19 to 25
Without accident cover: from 235.05 to 498.20 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF345.55 CHFAquilanaSMARTMED
- Deductible of 500 CHF336.25 CHFAquilanaSMARTMED
- Deductible of 1'000 CHF312.55 CHFAquilanaSMARTMED
- Deductible of 1'500 CHF289.05 CHFAquilanaSMARTMED
- Deductible of 2'000 CHF262.25 CHFCSSHMO (health practice)
- Deductible of 2'500 CHF235.05 CHFCSSHMO (health practice)
With accident cover: from 252.95 to 518.65 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF371.95 CHFAquilanaSMARTMED
- Deductible of 500 CHF361.85 CHFAquilanaSMARTMED
- Deductible of 1'000 CHF336.45 CHFAquilanaSMARTMED
- Deductible of 1'500 CHF310.85 CHFAgrisanoAGRIcontact
- Deductible of 2'000 CHF282.15 CHFEGKEGK-TelCare
- Deductible of 2'500 CHF252.95 CHFEGKEGK-TelCare
For a child aged 0 to 18
With accident cover: from 70.95 to 181.45 CHF a month
115 offers from 23 health insurers.
- Deductible of 0 CHF105.95 CHFAssuraPharMed
- Deductible of 100 CHF100.15 CHFAssuraPharMed
- Deductible of 200 CHF94.35 CHFAssuraPharMed
- Deductible of 300 CHF88.45 CHFAssuraPharMed
- Deductible of 400 CHF82.65 CHFAssuraPharMed
- Deductible of 500 CHF76.85 CHFAssuraPharMed
- Deductible of 600 CHF70.95 CHFAssuraPharMed
Without accident cover: from 65.75 to 168.45 CHF a month
115 offers from 23 health insurers.
- Deductible of 0 CHF98.25 CHFAssuraPharMed
- Deductible of 100 CHF92.85 CHFAssuraPharMed
- Deductible of 200 CHF87.45 CHFAssuraPharMed
- Deductible of 300 CHF81.95 CHFAssuraPharMed
- Deductible of 400 CHF76.55 CHFAssuraPharMed
- Deductible of 500 CHF71.15 CHFAssuraPharMed
- Deductible of 600 CHF65.75 CHFAssuraPharMed
In 2027, the cheapest health insurance premium in Schaffhausen is:
- For an adult without accident cover: 463.85 CHF a month with a 300 CHF deductible (ÖKK, ÖKK CASAMED HMO), 348.75 CHF with a 2'500 CHF deductible (KPT, KPTwin.smart - GP with app).
- For a young adult without accident cover: 345.55 CHF a month with a 300 CHF deductible (Aquilana, SMARTMED), 235.05 CHF with a 2'500 CHF deductible (CSS, HMO (health practice)).
- For a child with accident cover: 105.95 CHF a month with a 0 CHF deductible (Assura, PharMed), 70.95 CHF with a 600 CHF deductible (Assura, PharMed).
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Frequently asked questions
Which health insurer is the cheapest in Schaffhausen in 2027?
For an adult without accident cover: ÖKK (ÖKK CASAMED HMO) at 468.60 CHF a month with a deductible of 300 CHF, and KPT (KPTwin.smart - GP with app) at 348.75 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Schaffhausen is in premium region 1 of canton Schaffhausen: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person receives 57.00 CHF, which the insurer deducts from the invoices: 4.75 CHF a month, the same amount for everyone. The approved premium of 468.60 CHF at ÖKK therefore gives 463.85 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.