Health insurance premiums 2026 in Neunkirch (SH)
Neunkirch is in premium region 2 of the canton of Schaffhausen.
For an adult aged 26 or over
Without accident cover: from 296.45 to 563.25 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF406.95 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF397.35 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF373.65 CHFÖKKHMO model
- Deductible of 1'500 CHF346.55 CHFÖKKHMO model
- Deductible of 2'000 CHF319.45 CHFÖKKHMO model
- Deductible of 2'500 CHF296.45 CHFAssuraPharMed
With accident cover: from 318.25 to 605.95 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF428.65 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF418.55 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF393.55 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF368.45 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF343.35 CHFAgrisanoAGRIsmart
- Deductible of 2'500 CHF318.25 CHFAgrisanoAGRIsmart
For a young adult aged 19 to 25
Without accident cover: from 190.85 to 463.20 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF295.75 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF286.15 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF262.35 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF238.55 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF214.55 CHFAgrisanoAGRIsmart
- Deductible of 2'500 CHF190.85 CHFAgrisanoAGRIsmart
With accident cover: from 201.15 to 466.05 CHF a month
115 offers from 23 health insurers.
- Deductible of 300 CHF311.55 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF301.45 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF276.45 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF251.35 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF226.15 CHFAgrisanoAGRIsmart
- Deductible of 2'500 CHF201.15 CHFAgrisanoAGRIsmart
For a child aged 0 to 18
With accident cover: from 55.95 to 161.85 CHF a month
115 offers from 23 health insurers.
- Deductible of 0 CHF90.35 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF85.15 CHFAssuraPharMed
- Deductible of 200 CHF79.35 CHFAssuraPharMed
- Deductible of 300 CHF73.45 CHFAssuraPharMed
- Deductible of 400 CHF67.65 CHFAssuraPharMed
- Deductible of 500 CHF61.85 CHFAssuraPharMed
- Deductible of 600 CHF55.95 CHFAssuraPharMed
Without accident cover: from 51.75 to 150.25 CHF a month
115 offers from 23 health insurers.
- Deductible of 0 CHF84.25 CHFAssuraPharMed
- Deductible of 100 CHF78.85 CHFAssuraPharMed
- Deductible of 200 CHF73.45 CHFAssuraPharMed
- Deductible of 300 CHF67.95 CHFAssuraPharMed
- Deductible of 400 CHF62.65 CHFAssuraPharMed
- Deductible of 500 CHF57.25 CHFAssuraPharMed
- Deductible of 600 CHF51.75 CHFAssuraPharMed
In 2026, the cheapest health insurance premium in Neunkirch is:
- For an adult without accident cover: 406.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 296.45 CHF with a 2'500 CHF deductible (Assura, PharMed).
- For a young adult without accident cover: 295.75 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 190.85 CHF with a 2'500 CHF deductible (Agrisano, AGRIsmart).
- For a child with accident cover: 90.35 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 55.95 CHF with a 600 CHF deductible (Assura, PharMed).
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Frequently asked questions
Which health insurer is the cheapest in Neunkirch in 2026?
For an adult without accident cover: Agrisano (AGRIsmart) at 412.10 CHF a month with a deductible of 300 CHF, and Assura (PharMed) at 296.45 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Neunkirch is in premium region 2 of canton Schaffhausen: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 412.10 CHF at Agrisano therefore gives 406.95 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.