Health insurance premiums 2026 in Buch (SH)For a young adult aged 19 to 25 without accident cover
From 190.85 to 463.20 CHF a month depending on the deductible and the model
115 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 295.75 | 286.15 | 262.35 | 238.55 | 214.55 | 190.85 |
| 2 | Agrisano | AGRIcontact | 311.35 | 301.35 | 276.35 | 251.25 | 226.05 | 201.05 |
| 3 |  Aquilana | SMARTMED | 311.45 | 302.05 | 278.35 | 254.85 | 231.15 | 210.05 |
| 4 |  Sanitas | Family doctor 1 | 313.30 | 302.50 | 275.30 | 248.15 | 221.05 | 193.85 |
| 5 | Sanitas | TelMed (Compact One) | 313.35 | 302.55 | 275.45 | 248.25 | 221.15 | 193.95 |
| 6 |  EGK | EGK-TelCare | 315.05 | 304.15 | 276.85 | 249.55 | 222.35 | 195.05 |
| 7 |  Visana | Managed Care | 316.45 | 310.25 | 278.35 | 251.05 | 223.75 | 196.55 |
| 8 | Visana | Med Direct | 316.45 | 310.25 | 278.35 | 251.05 | 223.75 | 196.55 |
| 9 | Sanitas | Family doctor 2 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| 10 | Sanitas | Family doctor 3 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| 11 | Sanitas | Family doctor 4 | 316.60 | 305.80 | 278.60 | 251.45 | 224.35 | 197.15 |
| 12 | Agrisano | AGRIeco | 316.65 | 306.45 | 280.95 | 255.45 | 229.95 | 204.55 |
| 13 | Sanitas | MultiAccess | 316.75 | 305.95 | 278.75 | 251.55 | 224.45 | 197.25 |
| 14 | Sanitas | TelMed (CallMed) | 316.75 | 305.95 | 278.75 | 251.55 | 224.45 | 197.25 |
| 15 | EGK | EGK-Care | 316.85 | 305.95 | 278.65 | 251.35 | 224.15 | 196.85 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Buch, without accident cover, the cheapest health insurance premium is:
- 295.75 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 190.85 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Buch for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Buch is Agrisano (AGRIsmart) at 295.75 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 326.65 CHF a month.
How much does health insurance cost in Buch in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 295.75 CHF (Agrisano, AGRIsmart) to 463.20 CHF (vita surselva, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 290.35 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Buch for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 295.75 CHF a month with the 300 CHF deductible to 190.85 CHF with the 2'500 CHF deductible: 104.90 CHF less a month, 1'258.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'699 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Buch for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 326.65 CHF (Sanitas), family doctor / HMO 313.30 CHF (Sanitas), flexible model 316.75 CHF (Sanitas), telemedicine 295.75 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 300.90 CHF at Agrisano (AGRIsmart) gives 295.75 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.