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116 offersfrom 23 health insurers

Child (0 to 18) · without accident cover · deductible of 400 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Dörflingen (canton Schaffhausen), in 2027, for a child aged 0 to 18 with a 400 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 73.10 CHF with Assura (PharMed model) and the most expensive is 149.90 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Dörflingen for a child aged 0 to 18 with a deductible of 400 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Dörflingen is Assura (PharMed) at 73.10 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 85.40 CHF a month.

How much does health insurance cost in Dörflingen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, monthly premiums run from 73.10 CHF (Assura, PharMed) to 149.90 CHF (Sympany, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 114.40 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Dörflingen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, PharMed), the premium goes from 94.80 CHF a month with the 0 CHF deductible to 62.30 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Dörflingen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, the cheapest premium per model is: standard model 85.40 CHF (Agrisano), family doctor / HMO 73.10 CHF (Assura), flexible model 76.30 CHF (Assura), telemedicine 73.90 CHF (Agrisano).

Does a second or third child pay less in Dörflingen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 23 insurers present in Dörflingen file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart73.90 CHF26.00 CHF from the 3rd child
VisanaManaged Care87.50 CHF29.30 CHF from the 3rd child
GalenosTel Doc98.00 CHF33.50 CHF from the 3rd child
CONCORDIAHMO86.40 CHF33.80 CHF from the 3rd child
sana24Managed Care109.30 CHF36.60 CHF from the 3rd child
SWICAStandard model115.00 CHF38.60 CHF from the 3rd child
AquilanaSMARTMED83.10 CHF41.60 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor88.40 CHF44.20 CHF from the 3rd child
Groupe Mutuel – PhilosOptiMed (Healthcare network)88.40 CHF66.30 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)91.70 CHF68.80 CHF from the 5th child
AssuraPharMed73.10 CHF71.70 CHF from the 4th child, 70.10 CHF from the 5th child
SLKKSmartMed84.20 CHF73.60 CHF from the 3rd child
EGKEGK-Care86.80 CHF77.20 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)107.60 CHF80.70 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.