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Change the search: BargenAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Bargen (SH) For a child aged 0 to 18, deductible of 500 CHF, with accident cover

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116 offersfrom 23 health insurers

Child (0 to 18) · with accident cover · deductible of 500 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Bargen (canton Schaffhausen), in 2027, for a child aged 0 to 18 with a 500 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 72.70 CHF with Agrisano (AGRIsmart model) and the most expensive is 130.20 CHF with sana24 (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Bargen for a child aged 0 to 18 with a deductible of 500 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Bargen is Agrisano (AGRIsmart) at 72.70 CHF a month.

How much does health insurance cost in Bargen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 500 CHF and with accident cover, monthly premiums run from 72.70 CHF (Agrisano, AGRIsmart) to 130.20 CHF (sana24, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 114.40 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Bargen for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 97.90 CHF a month with the 0 CHF deductible to 67.60 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Bargen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 84.00 CHF (Agrisano), family doctor / HMO 72.80 CHF (Assura), flexible model 76.20 CHF (Assura), telemedicine 72.70 CHF (Agrisano).

Does a second or third child pay less in Bargen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 23 insurers present in Bargen file a reduced premium from a certain number of children insured with them, at a 500 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart72.70 CHF27.30 CHF from the 3rd child
VisanaManaged Care87.80 CHF31.30 CHF from the 3rd child
GalenosTel Doc99.00 CHF32.30 CHF from the 3rd child
sana24Managed Care111.10 CHF35.40 CHF from the 3rd child
CONCORDIAHMO85.60 CHF35.70 CHF from the 3rd child
AquilanaSMARTMED82.30 CHF41.20 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor89.70 CHF44.90 CHF from the 3rd child
Groupe Mutuel – PhilosOptiMed (Healthcare network)89.20 CHF66.90 CHF from the 5th child
AssuraPharMed72.80 CHF71.20 CHF from the 4th child, 69.50 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)92.80 CHF69.60 CHF from the 5th child
SLKKSmartMed83.40 CHF72.20 CHF from the 3rd child
EGKEGK-Care87.20 CHF76.90 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)109.90 CHF82.50 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.