Health insurance premiums 2026 in Laténa (NE)
Laténa is in premium region 0 of the canton of Neuchâtel.
For an adult aged 26 or over
Without accident cover: from 398.35 to 755.25 CHF a month
105 offers from 21 health insurers.
- Deductible of 300 CHF512.85 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF506.65 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF485.55 CHFHelsanaBeneFit PLUS Telmed
- Deductible of 1'500 CHF458.45 CHFHelsanaBeneFit PLUS Telmed
- Deductible of 2'000 CHF425.55 CHFSWICAFAVORIT SANTE
- Deductible of 2'500 CHF398.35 CHFSWICAFAVORIT SANTE
With accident cover: from 428.75 to 788.85 CHF a month
105 offers from 21 health insurers.
- Deductible of 300 CHF549.05 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF542.45 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF522.45 CHFHelsanaBeneFit PLUS Telmed
- Deductible of 1'500 CHF493.25 CHFHelsanaBeneFit PLUS Telmed
- Deductible of 2'000 CHF457.95 CHFSWICAFAVORIT SANTE
- Deductible of 2'500 CHF428.75 CHFSWICAFAVORIT SANTE
For a young adult aged 19 to 25
Without accident cover: from 261.90 to 590.85 CHF a month
105 offers from 21 health insurers.
- Deductible of 300 CHF381.35 CHFSanitasFamily doctor 1
- Deductible of 500 CHF370.55 CHFSanitasFamily doctor 1
- Deductible of 1'000 CHF343.35 CHFSanitasFamily doctor 1
- Deductible of 1'500 CHF316.20 CHFSanitasFamily doctor 1
- Deductible of 2'000 CHF289.10 CHFSanitasFamily doctor 1
- Deductible of 2'500 CHF261.90 CHFSanitasFamily doctor 1
With accident cover: from 281.70 to 632.55 CHF a month
105 offers from 21 health insurers.
- Deductible of 300 CHF410.00 CHFSanitasFamily doctor 1
- Deductible of 500 CHF398.40 CHFSanitasFamily doctor 1
- Deductible of 1'000 CHF369.20 CHFSanitasFamily doctor 1
- Deductible of 1'500 CHF340.00 CHFSanitasFamily doctor 1
- Deductible of 2'000 CHF310.90 CHFSanitasFamily doctor 1
- Deductible of 2'500 CHF281.70 CHFSanitasFamily doctor 1
For a child aged 0 to 18
With accident cover: from 88.05 to 229.15 CHF a month
105 offers from 21 health insurers.
- Deductible of 0 CHF122.45 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF117.25 CHFAssuraPharMed
- Deductible of 200 CHF111.45 CHFAssuraPharMed
- Deductible of 300 CHF105.55 CHFAssuraPharMed
- Deductible of 400 CHF99.75 CHFAssuraPharMed
- Deductible of 500 CHF93.95 CHFAssuraPharMed
- Deductible of 600 CHF88.05 CHFAssuraPharMed
Without accident cover: from 81.55 to 212.75 CHF a month
105 offers from 21 health insurers.
- Deductible of 0 CHF114.15 CHFAssuraPharMed
- Deductible of 100 CHF108.75 CHFAssuraPharMed
- Deductible of 200 CHF103.35 CHFAssuraPharMed
- Deductible of 300 CHF97.85 CHFAssuraPharMed
- Deductible of 400 CHF92.45 CHFAssuraPharMed
- Deductible of 500 CHF87.05 CHFAssuraPharMed
- Deductible of 600 CHF81.55 CHFAssuraPharMed
In 2026, the cheapest health insurance premium in Laténa is:
- For an adult without accident cover: 512.85 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan), 398.35 CHF with a 2'500 CHF deductible (SWICA, FAVORIT SANTE).
- For a young adult without accident cover: 381.35 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1), 261.90 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
- For a child with accident cover: 122.45 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 88.05 CHF with a 600 CHF deductible (Assura, PharMed).
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Frequently asked questions
Which health insurer is the cheapest in Laténa in 2026?
For an adult without accident cover: Visana (VIVA – Gesundheitsplan) at 518.00 CHF a month with a deductible of 300 CHF, and SWICA (FAVORIT SANTE) at 398.35 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Laténa is in premium region 0 of canton Neuchâtel: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 518.00 CHF at Visana therefore gives 512.85 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.