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From 428.55 to 778.50 CHF a month depending on the deductible and the model

107 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasTelemedicineTelMed Basic548.00537.15510.00482.80455.70428.55
2AgrisanoTelemedicineAGRIsmart549.45540.35517.55494.65471.75448.95
3Groupe Mutuel – AvenirTelemedicineSanaTel (Telemedicine)552.25541.55514.55487.15460.15433.15
4AssuraFamily doctor / HMOPharMed553.05542.25515.05487.95460.85433.75
5SWICAFamily doctor / HMOFavorit Santé553.35542.55522.25495.15461.15434.05
6VisanaFamily doctor / HMOVIVA health plan555.05548.75516.85489.55462.35435.05
7AssuraFlexible modelQualiMed556.35545.55518.45491.25464.25437.05
8AgrisanoTelemedicineAGRIcontact559.55550.25527.05503.65480.45457.25
9SanitasFamily doctor / HMOFamily doctor 1561.00550.15523.05495.85468.70441.55
10GalenosFlexible modelCombi Care562.35551.45524.25496.95469.65442.45
11AgrisanoFamily doctor / HMOAGRIeco562.95553.55530.15506.75483.35459.95
12HelsanaTelemedicineHelsana BeneFit PLUS Telemed564.75553.95526.75499.65472.55445.45
13AtupriFamily doctor / HMOHMO566.45555.45527.75499.95472.35444.65
14SWICAFlexible modelFavorit Medpharm567.05556.25535.95508.85474.85447.75
15SWICAFlexible modelFavorit Multichoice567.05556.25535.95508.85474.85447.75
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In 2027, for an adult aged 26 or over in Laténa, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Laténa for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Laténa is Sanitas (TelMed Basic) at 548.00 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 632.35 CHF a month.

How much does health insurance cost in Laténa in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 548.00 CHF (Sanitas, TelMed Basic) to 778.50 CHF (vita surselva, Standard model): 107 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 554.05 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Laténa for an adult aged 26 or over without accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 548.00 CHF a month with the 300 CHF deductible to 428.55 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Laténa for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 632.35 CHF (ÖKK), family doctor / HMO 553.05 CHF (Assura), flexible model 556.35 CHF (Assura), telemedicine 548.00 CHF (Sanitas).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 552.75 CHF at Sanitas (TelMed Basic) gives 548.00 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.