Health insurance premiums 2026 in Laténa (NE)For an adult aged 26 or over with accident cover
From 428.75 to 788.85 CHF a month depending on the deductible and the model
105 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Visana | VIVA – Gesundheitsplan | 549.05 | 542.45 | 529.05 | 499.85 | 487.35 | 458.15 |
| 2 |  SWICA | FAVORIT SANTE | 557.05 | 545.45 | 523.15 | 493.95 | 457.95 | 428.75 |
| 3 |  Helsana | BeneFit PLUS Telmed | 563.25 | 551.65 | 522.45 | 493.25 | 464.15 | 434.95 |
| 4 |  Assura | PharMed | 564.15 | 552.55 | 523.35 | 494.15 | 465.05 | 435.85 |
| 5 | Assura | Qualimed | 567.55 | 555.95 | 526.75 | 497.55 | 468.45 | 439.25 |
| 6 | Helsana | BeneFit PLUS Hausarzt R2 | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 |
| 7 | Helsana | BeneFit PLUS Hausarzt R1 | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 |
| 8 | Helsana | BeneFit PLUS Flexmed R1 | 569.85 | 558.25 | 529.05 | 499.85 | 470.75 | 441.55 |
| 9 |  Sanitas | TelMed (Compact One) | 571.45 | 559.85 | 530.65 | 501.45 | 472.35 | 443.15 |
| 10 | SWICA | FAVORIT MEDPHARM | 574.25 | 562.55 | 540.25 | 511.05 | 475.05 | 445.85 |
| 11 |  Agrisano | AGRIsmart | 574.75 | 565.15 | 541.25 | 517.35 | 493.45 | 469.55 |
| 12 |  Atupri | HMO | 578.65 | 567.05 | 537.85 | 508.65 | 479.55 | 450.35 |
| 13 | Atupri | SmartCare | 580.55 | 568.95 | 539.75 | 510.55 | 481.45 | 452.25 |
| 14 | Agrisano | AGRIcontact | 581.85 | 572.15 | 547.95 | 523.75 | 499.45 | 475.35 |
| 15 |  Galenos | Combi Care | 582.15 | 570.45 | 541.35 | 512.15 | 482.95 | 453.85 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Laténa, with accident cover, the cheapest health insurance premium is:
- 549.05 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan)
- 428.75 CHF a month with a 2'500 CHF deductible (SWICA, FAVORIT SANTE)
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Frequently asked questions
Which health insurance is the cheapest in Laténa for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Laténa is Visana (VIVA – Gesundheitsplan) at 549.05 CHF a month. The cheapest standard model (free choice of doctor) is Atupri (Standard model) at 650.75 CHF a month.
How much does health insurance cost in Laténa in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 549.05 CHF (Visana, VIVA – Gesundheitsplan) to 788.85 CHF (Sympany, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 523.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Laténa for an adult aged 26 or over with accident cover?
On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 549.05 CHF a month with the 300 CHF deductible to 458.15 CHF with the 2'500 CHF deductible: 90.90 CHF less a month, 1'090.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'512 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Laténa for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 650.75 CHF (Atupri), family doctor / HMO 549.05 CHF (Visana), flexible model 567.55 CHF (Assura), telemedicine 563.25 CHF (Helsana).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 554.20 CHF at Visana (VIVA – Gesundheitsplan) gives 549.05 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.