Health insurance premiums 2026 in Buseno (GR)For a child aged 0 to 18 with accident cover
From 59.70 to 166.55 CHF a month depending on the deductible and the model
116 offers from 24 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  vita surselva | Sparmed | 94.60 | 89.60 | 83.65 | 77.65 | 71.65 | 65.65 | 59.70 |
| 2 |  CSS | Hausarztversicherung Profit | 99.05 | 93.25 | 87.45 | 81.55 | 75.75 | — | 64.05 |
| 3 |  KPT | KPTwin.smart | 99.35 | — | 90.05 | — | 80.75 | — | 71.35 |
| 4 | vita surselva | Standard model | 99.85 | 94.60 | 88.30 | 83.05 | 76.75 | 72.55 | 66.25 |
| 5 | KPT | KPTwin.plus | 103.25 | — | 93.65 | — | 83.95 | — | 74.25 |
| 6 |  Helsana | BeneFit PLUS Hausarzt R1 | 104.95 | — | — | — | — | 75.85 | — |
| 7 | Helsana | BeneFit PLUS Flexmed R1 | 104.95 | — | — | — | — | 75.85 | — |
| 8 | Helsana | BeneFit PLUS Telmed | 104.95 | — | — | — | — | 75.85 | — |
| 9 | CSS | Callmed | 105.15 | 99.35 | 93.55 | 87.65 | 81.85 | — | 70.15 |
| 10 | KPT | KPTwin.doc | 105.85 | — | 95.95 | — | 86.05 | — | 76.05 |
| 11 |  ÖKK | Family doctor | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 |
| 12 | ÖKK | HMO model | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 |
| 13 | ÖKK | Select | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 |
| 14 | Helsana | BeneFit PLUS Hausarzt R2 | 106.25 | — | — | — | — | 77.15 | — |
| 15 |  CONCORDIA | HMO | 106.55 | 100.75 | 94.95 | 89.05 | 83.25 | 77.45 | 71.55 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Buseno, with accident cover, the cheapest health insurance premium is:
- 94.60 CHF a month with a 0 CHF deductible (vita surselva, Sparmed)
- 59.70 CHF a month with a 600 CHF deductible (vita surselva, Sparmed)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Buseno for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Buseno is vita surselva (Sparmed) at 94.60 CHF a month.
How much does health insurance cost in Buseno in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 94.60 CHF (vita surselva, Sparmed) to 166.55 CHF (Sympany, Standard model): 116 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 109.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Buseno for a child aged 0 to 18 with accident cover?
On the cheapest offer (vita surselva, Sparmed), the premium goes from 94.60 CHF a month with the 0 CHF deductible to 59.70 CHF with the 600 CHF deductible: 34.90 CHF less a month, 418.80 CHF a year. The 600 CHF deductible stays worthwhile up to around 465 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Buseno for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 99.85 CHF (vita surselva), family doctor / HMO 94.60 CHF (vita surselva), flexible model 104.95 CHF (Helsana), telemedicine 99.35 CHF (KPT).
Does a second or third child pay less in Buseno?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 24 insurers present in Buseno file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIcontact | 107.55 CHF | 46.05 CHF from the 3rd child |
| Visana | Managed Care | 118.65 CHF | 46.65 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 120.25 CHF | 47.15 CHF from the 3rd child |
| CONCORDIA | HMO | 106.55 CHF | 50.35 CHF from the 3rd child |
| sana24 | Managed Care without capitation | 140.55 CHF | 51.15 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 109.55 CHF | 52.25 CHF from the 3rd child |
| Galenos | Managed Care | 139.45 CHF | 52.95 CHF from the 3rd child |
| Aquilana | SMARTMED | 111.75 CHF | 53.35 CHF from the 3rd child |
| rhenusana | sanmed24 | 122.45 CHF | 58.65 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 126.65 CHF | 93.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 128.55 CHF | 95.15 CHF from the 5th child |
| EGK | EGK-TelCare | 114.25 CHF | 97.65 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 140.55 CHF | 104.15 CHF from the 5th child |
| Assura | Qualimed | 110.45 CHF | 108.65 CHF from the 4th child, 106.85 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 131.05 CHF | 117.45 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.75 CHF at vita surselva (Sparmed) gives 94.60 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.