Health insurance premiums 2026 in Churwalden (GR)
Churwalden is in premium region 1 of the canton of Graubünden.
For an adult aged 26 or over
Without accident cover: from 297.75 to 615.35 CHF a month
116 offers from 24 health insurers.
- Deductible of 300 CHF417.25 CHFSanitasTelMed (Compact One)
- Deductible of 500 CHF406.45 CHFSanitasTelMed (Compact One)
- Deductible of 1'000 CHF379.25 CHFSanitasTelMed (Compact One)
- Deductible of 1'500 CHF352.05 CHFSanitasTelMed (Compact One)
- Deductible of 2'000 CHF324.95 CHFSanitasTelMed (Compact One)
- Deductible of 2'500 CHF297.75 CHFSanitasTelMed (Compact One)
With accident cover: from 320.15 to 654.95 CHF a month
116 offers from 24 health insurers.
- Deductible of 300 CHF448.45 CHFSanitasTelMed (Compact One)
- Deductible of 500 CHF436.85 CHFSanitasTelMed (Compact One)
- Deductible of 1'000 CHF407.65 CHFSanitasTelMed (Compact One)
- Deductible of 1'500 CHF378.45 CHFSanitasTelMed (Compact One)
- Deductible of 2'000 CHF349.35 CHFSanitasTelMed (Compact One)
- Deductible of 2'500 CHF320.15 CHFSanitasTelMed (Compact One)
For a young adult aged 19 to 25
Without accident cover: from 192.85 to 503.65 CHF a month
116 offers from 24 health insurers.
- Deductible of 300 CHF312.15 CHFCSSHausarztversicherung Profit
- Deductible of 500 CHF301.35 CHFCSSHausarztversicherung Profit
- Deductible of 1'000 CHF274.25 CHFCSSHausarztversicherung Profit
- Deductible of 1'500 CHF247.05 CHFCSSHausarztversicherung Profit
- Deductible of 2'000 CHF219.95 CHFCSSHausarztversicherung Profit
- Deductible of 2'500 CHF192.85 CHFCSSHausarztversicherung Profit
With accident cover: from 207.75 to 536.15 CHF a month
116 offers from 24 health insurers.
- Deductible of 300 CHF336.05 CHFCSSHausarztversicherung Profit
- Deductible of 500 CHF324.45 CHFCSSHausarztversicherung Profit
- Deductible of 1'000 CHF295.25 CHFCSSHausarztversicherung Profit
- Deductible of 1'500 CHF266.05 CHFCSSHausarztversicherung Profit
- Deductible of 2'000 CHF236.95 CHFCSSHausarztversicherung Profit
- Deductible of 2'500 CHF207.75 CHFCSSHausarztversicherung Profit
For a child aged 0 to 18
With accident cover: from 59.70 to 166.55 CHF a month
116 offers from 24 health insurers.
- Deductible of 0 CHF94.60 CHFvita surselvaSparmed
- Deductible of 100 CHF89.60 CHFvita surselvaSparmed
- Deductible of 200 CHF83.65 CHFvita surselvaSparmed
- Deductible of 300 CHF77.65 CHFvita surselvaSparmed
- Deductible of 400 CHF71.65 CHFvita surselvaSparmed
- Deductible of 500 CHF65.65 CHFvita surselvaSparmed
- Deductible of 600 CHF59.70 CHFvita surselvaSparmed
Without accident cover: from 59.25 to 154.55 CHF a month
116 offers from 24 health insurers.
- Deductible of 0 CHF91.85 CHFCSSHausarztversicherung Profit
- Deductible of 100 CHF86.45 CHFCSSHausarztversicherung Profit
- Deductible of 200 CHF81.05 CHFCSSHausarztversicherung Profit
- Deductible of 300 CHF75.55 CHFCSSHausarztversicherung Profit
- Deductible of 400 CHF70.15 CHFCSSHausarztversicherung Profit
- Deductible of 500 CHF65.25 CHFvita surselvaSparmed
- Deductible of 600 CHF59.25 CHFCSSHausarztversicherung Profit
In 2026, the cheapest health insurance premium in Churwalden is:
- For an adult without accident cover: 417.25 CHF a month with a 300 CHF deductible (Sanitas, TelMed (Compact One)), 297.75 CHF with a 2'500 CHF deductible (Sanitas, TelMed (Compact One)).
- For a young adult without accident cover: 312.15 CHF a month with a 300 CHF deductible (CSS, Hausarztversicherung Profit), 192.85 CHF with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit).
- For a child with accident cover: 94.60 CHF a month with a 0 CHF deductible (vita surselva, Sparmed), 59.70 CHF with a 600 CHF deductible (vita surselva, Sparmed).
Last modified:
Frequently asked questions
Which health insurer is the cheapest in Churwalden in 2026?
For an adult without accident cover: Sanitas (TelMed (Compact One)) at 422.40 CHF a month with a deductible of 300 CHF, and Sanitas (TelMed (Compact One)) at 297.75 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Churwalden is in premium region 1 of canton Graubünden: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 422.40 CHF at Sanitas therefore gives 417.25 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.