Health insurance premiums 2026 in Buseno (GR)For a child aged 0 to 18
With accident cover: from 59.70 to 166.55 CHF a month depending on the deductible and the model
116 offers from 24 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  vita surselva | Sparmed | 94.60 | 89.60 | 83.65 | 77.65 | 71.65 | 65.65 | 59.70 |
| 2 |  CSS | Hausarztversicherung Profit | 99.05 | 93.25 | 87.45 | 81.55 | 75.75 | — | 64.05 |
| 3 |  KPT | KPTwin.smart | 99.35 | — | 90.05 | — | 80.75 | — | 71.35 |
| 4 | vita surselva | Standard model | 99.85 | 94.60 | 88.30 | 83.05 | 76.75 | 72.55 | 66.25 |
| 5 | KPT | KPTwin.plus | 103.25 | — | 93.65 | — | 83.95 | — | 74.25 |
| 6 |  Helsana | BeneFit PLUS Hausarzt R1 | 104.95 | — | — | — | — | 75.85 | — |
| 7 | Helsana | BeneFit PLUS Flexmed R1 | 104.95 | — | — | — | — | 75.85 | — |
| 8 | Helsana | BeneFit PLUS Telmed | 104.95 | — | — | — | — | 75.85 | — |
| 9 | CSS | Callmed | 105.15 | 99.35 | 93.55 | 87.65 | 81.85 | — | 70.15 |
| 10 | KPT | KPTwin.doc | 105.85 | — | 95.95 | — | 86.05 | — | 76.05 |
| 11 |  ÖKK | Family doctor | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 |
| 12 | ÖKK | HMO model | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 |
| 13 | ÖKK | Select | 106.15 | — | 94.55 | — | 82.85 | — | 71.15 |
| 14 | Helsana | BeneFit PLUS Hausarzt R2 | 106.25 | — | — | — | — | 77.15 | — |
| 15 |  CONCORDIA | HMO | 106.55 | 100.75 | 94.95 | 89.05 | 83.25 | 77.45 | 71.55 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 59.25 to 154.55 CHF a month depending on the deductible and the model
116 offers from 24 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | CSS | Hausarztversicherung Profit | 91.85 | 86.45 | 81.05 | 75.55 | 70.15 | — | 59.25 |
| 2 | KPT | KPTwin.smart | 91.95 | — | 83.35 | — | 74.65 | — | 65.95 |
| 3 | vita surselva | Sparmed | 94.00 | 89.05 | 83.10 | 77.15 | 71.20 | 65.25 | 59.30 |
| 4 | KPT | KPTwin.plus | 95.65 | — | 86.65 | — | 77.65 | — | 68.65 |
| 5 | Helsana | BeneFit PLUS Hausarzt R1 | 97.25 | — | — | — | — | 70.25 | — |
| 6 | Helsana | BeneFit PLUS Flexmed R1 | 97.25 | — | — | — | — | 70.25 | — |
| 7 | Helsana | BeneFit PLUS Telmed | 97.25 | — | — | — | — | 70.25 | — |
| 8 | CSS | Callmed | 97.45 | 92.05 | 86.65 | 81.15 | 75.75 | — | 64.85 |
| 9 | KPT | KPTwin.doc | 98.05 | — | 88.85 | — | 79.65 | — | 70.35 |
| 10 | ÖKK | Family doctor | 98.45 | — | 87.65 | — | 76.75 | — | 65.85 |
| 11 | ÖKK | HMO model | 98.45 | — | 87.65 | — | 76.75 | — | 65.85 |
| 12 | ÖKK | Select | 98.45 | — | 87.65 | — | 76.75 | — | 65.85 |
| 13 | Helsana | BeneFit PLUS Hausarzt R2 | 98.55 | — | — | — | — | 71.45 | — |
| 14 | vita surselva | Standard model | 99.20 | 94.00 | 87.75 | 82.50 | 76.25 | 72.10 | 65.80 |
| 15 | KPT | KPTwin.easy | 99.25 | — | 89.95 | — | 80.65 | — | 71.25 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Buseno, the cheapest health insurance premium is:
- Without accident cover: 91.85 CHF a month with a 0 CHF deductible (CSS, Hausarztversicherung Profit), 59.25 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
- With accident cover: 94.60 CHF a month with a 0 CHF deductible (vita surselva, Sparmed), 59.70 CHF with a 600 CHF deductible (vita surselva, Sparmed).
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Frequently asked questions
Which health insurance is the cheapest in Buseno for a child aged 0 to 18?
In 2026, without accident cover: CSS (Hausarztversicherung Profit) at 91.85 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 59.25 CHF with the 600 CHF deductible. With accident cover: vita surselva (Sparmed) at 94.60 CHF, and vita surselva (Sparmed) at 59.70 CHF.
How much does accident cover cost in basic insurance in Buseno?
For a child aged 0 to 18 with CSS (Hausarztversicherung Profit), the premium rises from 91.85 CHF a month without accident cover to 99.05 CHF with accident cover, at the 0 CHF deductible: 7.20 CHF a month, 86.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.75 CHF at vita surselva (Sparmed) gives 94.60 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.