Health insurance premiums 2027 in Bettingen (BS)For a child aged 0 to 18 with accident cover
From 99.35 to 205.85 CHF a month depending on the deductible and the model
117 offers from 23 health insurers.
In 2027, for a child aged 0 to 18 in Bettingen, with accident cover, the cheapest health insurance premium is:
- 129.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 99.35 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Bettingen for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Bettingen is Agrisano (AGRIsmart) at 129.65 CHF a month.
How much does health insurance cost in Bettingen in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 129.65 CHF (Agrisano, AGRIsmart) to 205.85 CHF (rhenusana, Standard model): 117 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 150.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Bettingen for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 129.65 CHF a month with the 0 CHF deductible to 99.35 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Bettingen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 150.65 CHF (Agrisano), family doctor / HMO 138.25 CHF (Agrisano), flexible model 139.35 CHF (Assura), telemedicine 129.65 CHF (Agrisano).
Does a second or third child pay less in Bettingen?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 23 insurers present in Bettingen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 129.65 CHF | 56.35 CHF from the 3rd child |
| Galenos | Managed Care | 154.55 CHF | 59.15 CHF from the 3rd child |
| sana24 | Managed Care | 164.85 CHF | 60.75 CHF from the 3rd child |
| Visana | Managed Care | 157.65 CHF | 63.15 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 158.45 CHF | 67.15 CHF from the 3rd child |
| CONCORDIA | HMO | 143.75 CHF | 67.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 155.35 CHF | 75.35 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 162.05 CHF | 78.65 CHF from the 3rd child |
| rhenusana | sanmed24 | 189.05 CHF | 92.15 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 152.75 CHF | 113.45 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 159.55 CHF | 118.45 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 162.35 CHF | 120.65 CHF from the 5th child |
| SLKK | SmartMed | 141.05 CHF | 126.45 CHF from the 3rd child |
| Assura | Hausspital | 139.35 CHF | 137.65 CHF from the 4th child, 135.95 CHF from the 5th child |
| EGK | EGK-TelCare | 151.45 CHF | 138.95 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 134.40 CHF at Agrisano (AGRIsmart) gives 129.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.