# Health insurance premiums 2026 in Bettingen (BS), for a child aged 0 to 18 with accident cover

In 2026, for a child aged 0 to 18 in Bettingen, with accident cover, the cheapest health insurance premium is:

- **127.35 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-0/) (CSS, HMO (health practice))
- **92.35 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-600/) (CSS, HMO (health practice))

## With accident cover: from 92.35 to 197.35 CHF a month depending on the deductible and the model

117 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **127.35 CHF** a month with **CSS** (HMO (health practice)), the most expensive 197.35 CHF with rhenusana (Standard model).

Lowest premium:
- 0 CHF: 127.35 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-0/
- 100 CHF: 121.55 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-100/
- 200 CHF: 115.75 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-200/
- 300 CHF: 109.85 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-300/
- 400 CHF: 104.05 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-400/
- 500 CHF: 99.45 CHF (Helsana, BeneFit PLUS Hausarzt R1) — https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-500/
- 600 CHF: 92.35 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 127.35 | 121.55 | 115.75 | 109.85 | 104.05 | — | 92.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 128.45 | — | 118.45 | 113.45 | 108.45 | 103.35 | 98.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 128.55 | — | — | — | — | 99.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 128.55 | — | — | — | — | 99.45 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 128.75 | 122.95 | 117.15 | 111.25 | 105.45 | — | 93.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 130.05 | — | — | — | — | 100.95 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 131.05 | 125.25 | 119.45 | 113.55 | 107.75 | — | 96.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 131.65 | — | — | — | — | 102.55 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 132.65 | 126.85 | 121.05 | 115.15 | 109.35 | 103.55 | 97.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 133.25 | — | — | — | — | 104.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 133.25 | — | — | — | — | 104.15 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 134.45 | — | 125.25 | — | 115.85 | — | 106.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 135.45 | — | 124.85 | 119.65 | 114.45 | 109.05 | 103.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 137.35 | 131.55 | 125.75 | 119.85 | 114.05 | 108.25 | 102.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 137.65 | 131.85 | 126.05 | 120.15 | 114.35 | — | 102.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 137.85 | — | 127.05 | 121.75 | 116.35 | 110.95 | 105.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 137.95 | — | — | — | — | 108.85 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 138.95 | 133.15 | 127.35 | 121.45 | 115.65 | 109.85 | 103.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 138.95 | 133.15 | 127.35 | 121.45 | 115.65 | 109.85 | 103.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 139.55 | — | — | — | — | 110.45 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 139.85 | 134.75 | 129.65 | 124.45 | 119.55 | 114.25 | 109.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 141.85 | 136.05 | 130.25 | 124.35 | 118.55 | 112.75 | 106.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 143.15 | — | 133.25 | — | 123.35 | — | 113.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 143.15 | — | 133.25 | — | 123.35 | — | 113.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 143.15 | 137.95 | 132.65 | 127.35 | 122.45 | 116.95 | 111.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 144.05 | 138.25 | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 144.45 | 138.65 | 132.85 | 126.95 | 121.15 | 115.35 | 109.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 144.75 | 139.55 | 134.25 | 128.85 | 123.85 | 118.35 | 112.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 144.85 | — | 135.05 | — | 124.85 | — | 114.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 145.35 | 139.55 | 133.75 | 127.85 | 122.05 | — | 110.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 145.35 | 144.45 | 143.45 | 142.45 | 141.45 | 140.45 | — |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 145.75 | 139.95 | 134.15 | 128.25 | 122.45 | 116.65 | 110.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 145.75 | 139.95 | 134.15 | 128.25 | 122.45 | 116.65 | 110.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 146.15 | — | 138.05 | — | 126.35 | — | 114.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 146.45 | 140.65 | 134.75 | 128.95 | 123.15 | 117.25 | 111.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 147.55 | — | 135.95 | — | 124.25 | — | 112.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 147.75 | 141.85 | 136.05 | 130.25 | 124.35 | 118.55 | 112.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 147.95 | 142.15 | 136.35 | 130.45 | 124.65 | 118.85 | 112.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 148.25 | 142.45 | 136.55 | 130.75 | 124.95 | 119.05 | 113.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 149.65 | 143.85 | 138.05 | 132.15 | 126.35 | 120.55 | 114.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.25 | — | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 150.35 | 144.95 | 139.55 | 135.25 | 128.55 | 121.35 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 150.35 | 149.45 | 148.45 | 147.45 | 146.45 | 145.45 | — |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 150.75 | 144.95 | 139.15 | 133.25 | 127.45 | 121.65 | 115.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 150.85 | 145.05 | 139.25 | 133.35 | 127.55 | 121.75 | 115.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 151.20 | 145.40 | 139.60 | 133.70 | 127.90 | 122.10 | 116.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 151.20 | 145.40 | 139.60 | 133.70 | 127.90 | 122.10 | 116.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 151.20 | 145.40 | 139.60 | 133.70 | 127.90 | 122.10 | 116.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 151.20 | 145.40 | 139.60 | 133.70 | 127.90 | 122.10 | 116.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 151.25 | 145.45 | 139.65 | 133.75 | 127.95 | 122.15 | 116.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 151.75 | 145.95 | 140.15 | 134.25 | 128.45 | 122.65 | 116.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 152.15 | — | — | — | — | 123.05 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 152.65 | 146.85 | 141.05 | 135.15 | 129.35 | 123.55 | 117.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 152.65 | 146.85 | 141.05 | 135.15 | 129.35 | 123.55 | 117.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 152.85 | — | 141.25 | — | 129.55 | — | 117.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 152.85 | — | 141.25 | — | 129.55 | — | 117.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 152.85 | 147.05 | 141.25 | 135.35 | 129.55 | 123.75 | 117.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 153.55 | 147.75 | 141.95 | 136.05 | 130.25 | 124.45 | 118.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 153.55 | 147.75 | 141.85 | 136.05 | 130.25 | 124.35 | 118.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 154.05 | — | 145.85 | — | 134.25 | — | 122.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 154.95 | 149.15 | 143.35 | 137.45 | 131.65 | 125.85 | 119.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 154.95 | 149.15 | 143.35 | 137.45 | 131.65 | 125.85 | 119.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 155.25 | 149.95 | 144.55 | 139.05 | 133.75 | 128.45 | 122.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 155.25 | 149.95 | 144.55 | 139.05 | 133.75 | 128.45 | 122.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 155.45 | — | 143.85 | — | 132.15 | — | 120.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 156.05 | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 156.75 | 150.95 | 145.15 | 139.25 | 133.45 | 127.65 | 121.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 157.15 | — | 146.45 | — | 135.45 | — | 124.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 157.55 | — | 149.35 | — | 137.75 | — | 126.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 158.05 | 152.25 | 146.45 | — | 134.75 | — | 123.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 158.45 | 152.65 | 146.85 | — | 135.15 | — | 123.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 159.25 | 153.45 | 147.65 | 141.85 | 135.95 | 130.15 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 159.65 | 153.85 | 148.05 | 142.15 | 136.65 | 130.55 | 124.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 159.65 | 153.85 | 147.95 | 142.15 | 136.35 | 130.45 | 124.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 160.25 | 154.45 | 148.65 | 142.75 | 136.95 | 131.15 | 125.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 163.05 | 157.25 | 151.45 | — | 139.75 | — | 128.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 163.35 | 157.55 | 151.75 | 145.85 | 140.05 | 134.25 | 128.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 164.35 | 158.55 | 152.75 | — | 141.05 | — | 129.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 165.15 | 159.35 | 153.55 | 147.65 | 141.85 | 136.05 | 130.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 166.75 | 160.95 | 155.15 | 149.25 | 143.45 | 137.65 | 131.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 167.75 | 161.95 | 156.15 | 150.25 | 144.45 | 138.65 | 132.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 167.85 | 161.95 | 156.15 | 150.35 | 144.45 | 138.65 | 132.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 167.85 | 161.95 | 156.15 | 150.35 | 144.45 | 138.65 | 132.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 167.85 | 161.95 | 156.15 | 150.35 | 144.45 | 138.65 | 132.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 168.15 | 162.35 | 156.55 | 150.65 | 144.85 | 139.05 | 133.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 168.65 | — | 156.95 | — | 145.35 | — | 133.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 169.15 | 163.35 | 157.55 | 151.65 | 145.85 | 140.15 | 134.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 169.25 | — | 157.65 | — | 145.95 | — | 134.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 169.75 | — | 158.15 | — | 146.45 | — | 134.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 169.75 | — | 158.15 | — | 146.45 | — | 134.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 169.75 | — | 158.15 | — | 146.45 | — | 134.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 169.75 | — | 158.15 | — | 146.45 | — | 134.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 169.85 | 164.60 | 159.35 | 152.35 | 147.10 | 141.85 | 134.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 170.35 | — | 158.75 | — | 147.05 | — | 135.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 170.65 | — | 158.95 | — | 147.35 | — | 135.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 171.95 | 166.15 | 160.25 | 154.45 | 148.65 | 142.75 | 136.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 171.95 | 166.15 | 160.25 | 154.45 | 148.65 | 142.75 | 136.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 172.15 | 166.35 | 160.45 | 154.65 | 148.85 | 142.95 | 137.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 172.15 | 166.35 | 160.45 | 154.65 | 148.85 | 142.95 | 137.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 172.15 | 166.35 | 160.45 | 154.65 | 148.85 | 142.95 | 137.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 172.65 | — | 160.95 | — | 149.35 | — | 137.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 173.15 | 167.35 | 161.45 | 155.65 | 149.85 | 143.95 | 138.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 173.55 | 167.75 | 161.95 | 156.15 | 150.25 | 144.45 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 173.65 | 167.85 | 162.05 | 156.15 | 150.35 | 144.55 | 138.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 173.95 | 168.05 | 162.25 | 156.45 | 150.55 | 144.75 | 138.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 175.45 | 174.45 | 173.45 | 172.45 | 171.45 | 170.45 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 175.65 | — | 163.95 | — | 152.35 | — | 140.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 175.65 | — | 163.95 | — | 152.35 | — | 140.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 181.15 | 175.35 | 169.55 | — | 157.85 | — | 146.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 181.15 | — | — | 163.75 | — | — | 146.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 184.65 | 178.85 | 172.95 | 167.15 | 161.35 | 155.45 | 149.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 190.35 | — | — | 172.85 | — | — | 155.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 194.65 | — | 182.95 | — | 171.25 | — | 159.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 197.35 | — | — | 179.85 | — | — | 162.35 |

117 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Bettingen for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Bettingen](https://praemiencheck.onedoc.ch/en/bs/bettingen/) is CSS (HMO (health practice)) at 127.35 CHF a month.

### How much does health insurance cost in Bettingen in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/bs/bettingen/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 127.35 CHF (CSS, HMO (health practice)) to 197.35 CHF (rhenusana, Standard model): 117 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 144.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Bettingen for a child aged 0 to 18 with accident cover?

On the cheapest offer (CSS, HMO (health practice)), the premium goes from 127.35 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-0/) to 92.35 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Bettingen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 145.35 CHF (CSS), family doctor / HMO 127.35 CHF (CSS), flexible model 128.55 CHF (Helsana), telemedicine 128.45 CHF (Agrisano).

### Does a second or third child pay less in Bettingen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Bettingen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 128.45 CHF | 55.55 CHF from the 3rd child |
| sana24 | Managed Care | 153.55 CHF | 56.15 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 146.15 CHF | 57.95 CHF from the 3rd child |
| Visana | Med Direct | 146.45 CHF | 58.25 CHF from the 3rd child |
| Galenos | Managed Care | 153.55 CHF | 58.55 CHF from the 3rd child |
| CONCORDIA | HMO | 141.85 CHF | 66.15 CHF from the 3rd child |
| Aquilana | SMARTMED | 150.35 CHF | 72.65 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 155.25 CHF | 75.05 CHF from the 3rd child |
| rhenusana | sanmed24 | 181.15 CHF | 88.05 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 144.05 CHF | 106.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 150.85 CHF | 111.85 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 154.95 CHF | 114.95 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 139.85 CHF | 125.35 CHF from the 3rd child |
| EGK | EGK-TelCare | 145.35 CHF | 127.25 CHF from the 3rd child |
| Assura | Hausspital | 132.65 CHF | 130.95 CHF from the 4th child, 129.25 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 132.50 CHF at CSS (HMO (health practice)) gives 127.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/

## Related pages

- With accident cover: from 92.35 to 197.35 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/bs/bettingen/child/with-accident/ — replace `bs` with your canton’s two-letter code (ge, vd, zh…) and `bettingen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.