Health insurance premiums 2026 in Biel-Benken (BL)For an adult aged 26 or over with accident cover
From 424.85 to 763.65 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Sanitas | TelMed (Compact One) | 553.15 | 541.55 | 512.35 | 483.15 | 454.05 | 424.85 |
| 2 |  Atupri | CareMed | 553.55 | 541.95 | 512.75 | 483.55 | 454.45 | 425.25 |
| 3 | Atupri | HMO | 553.55 | 541.95 | 512.75 | 483.55 | 454.45 | 425.25 |
| 4 |  CSS | HMO (health practice) | 553.95 | 542.35 | 513.15 | 483.95 | 454.85 | 425.65 |
| 5 |  ÖKK | HMO model | 555.55 | 543.95 | 514.75 | 485.55 | 456.45 | 427.25 |
| 6 | Atupri | SmartCare | 558.35 | 546.75 | 517.55 | 488.35 | 459.25 | 430.05 |
| 7 | ÖKK | Family doctor | 561.85 | 550.25 | 521.05 | 491.85 | 462.75 | 433.55 |
| 8 | ÖKK | Select | 561.85 | 550.25 | 521.05 | 491.85 | 462.75 | 433.55 |
| 9 |  KPT | KPTwin.smart | 564.15 | 552.55 | 523.35 | 494.15 | — | 435.85 |
| 10 |  SWICA | FAVORIT MULTICHOICE | 564.95 | 553.25 | 530.85 | 501.65 | 465.75 | 436.65 |
| 11 | Sanitas | Family doctor 1 | 566.25 | 554.65 | 525.45 | 496.25 | 467.15 | 437.95 |
| 12 |  Helsana | BeneFit PLUS Hausarzt R1 | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 |
| 14 | Helsana | BeneFit PLUS Telmed | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 |
| 15 |  Sympany | FlexHelp 24 | 567.15 | 555.45 | 526.35 | 497.15 | 467.95 | 438.85 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Biel-Benken, with accident cover, the cheapest health insurance premium is:
- 553.15 CHF a month with a 300 CHF deductible (Sanitas, TelMed (Compact One))
- 424.85 CHF a month with a 2'500 CHF deductible (Sanitas, TelMed (Compact One))
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Frequently asked questions
Which health insurance is the cheapest in Biel-Benken for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Biel-Benken is Sanitas (TelMed (Compact One)) at 553.15 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 624.85 CHF a month.
How much does health insurance cost in Biel-Benken in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 553.15 CHF (Sanitas, TelMed (Compact One)) to 763.65 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 528.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Biel-Benken for an adult aged 26 or over with accident cover?
On the cheapest offer (Sanitas, TelMed (Compact One)), the premium goes from 553.15 CHF a month with the 300 CHF deductible to 424.85 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Biel-Benken for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 624.85 CHF (ÖKK), family doctor / HMO 553.55 CHF (Atupri), flexible model 561.85 CHF (ÖKK), telemedicine 553.15 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 558.30 CHF at Sanitas (TelMed (Compact One)) gives 553.15 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.