# Health insurance premiums 2026 in Biel-Benken (BL), for an adult aged 26 or over with accident cover

In 2026, for an adult aged 26 or over in Biel-Benken, with accident cover, the cheapest health insurance premium is:

- **553.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-300/) (Sanitas, TelMed (Compact One))
- **424.85 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-2500/) (Sanitas, TelMed (Compact One))

## With accident cover: from 424.85 to 763.65 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **553.15 CHF** a month with **Sanitas** (TelMed (Compact One)), the most expensive 763.65 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 553.15 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-300/
- 500 CHF: 541.55 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-500/
- 1'000 CHF: 512.35 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-1000/
- 1'500 CHF: 483.15 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-1500/
- 2'000 CHF: 454.05 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-2000/
- 2'500 CHF: 424.85 CHF (Sanitas, TelMed (Compact One)) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 553.15 | 541.55 | 512.35 | 483.15 | 454.05 | 424.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 553.55 | 541.95 | 512.75 | 483.55 | 454.45 | 425.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 553.55 | 541.95 | 512.75 | 483.55 | 454.45 | 425.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 553.95 | 542.35 | 513.15 | 483.95 | 454.85 | 425.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 555.55 | 543.95 | 514.75 | 485.55 | 456.45 | 427.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 558.35 | 546.75 | 517.55 | 488.35 | 459.25 | 430.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 561.85 | 550.25 | 521.05 | 491.85 | 462.75 | 433.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 561.85 | 550.25 | 521.05 | 491.85 | 462.75 | 433.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 564.15 | 552.55 | 523.35 | 494.15 | — | 435.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 564.95 | 553.25 | 530.85 | 501.65 | 465.75 | 436.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 566.25 | 554.65 | 525.45 | 496.25 | 467.15 | 437.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 567.15 | 555.45 | 526.35 | 497.15 | 467.95 | 438.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 567.25 | 555.75 | 526.75 | 497.25 | 468.25 | 439.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 568.35 | 556.65 | 534.25 | 505.05 | 469.15 | 439.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 571.15 | 559.55 | 530.35 | 501.15 | 472.05 | 442.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 571.35 | 559.75 | 530.55 | 501.35 | 472.25 | 443.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 571.75 | 560.05 | 530.85 | 501.75 | 472.55 | 443.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 572.15 | 560.55 | 531.35 | 502.15 | 473.05 | 443.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 572.55 | 560.95 | 531.75 | 502.55 | 473.45 | 444.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 575.05 | 563.35 | 540.95 | 511.85 | 482.65 | 453.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 575.05 | 563.35 | 540.95 | 511.85 | 475.85 | 446.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 576.95 | 565.25 | 536.15 | 506.95 | 477.75 | 448.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 578.85 | 567.25 | 538.05 | 508.85 | 479.75 | 450.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 580.25 | 568.55 | 539.35 | 510.25 | 481.05 | 451.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 580.25 | 568.55 | 539.35 | 510.25 | 481.05 | 451.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 580.25 | 568.55 | 539.35 | 510.25 | 481.05 | 451.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 580.45 | 568.85 | 539.65 | 510.45 | 481.35 | 452.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 582.15 | 570.55 | 541.35 | 512.15 | 483.05 | 453.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 582.65 | 571.05 | 541.85 | 512.65 | 483.55 | 454.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 583.95 | 572.45 | 543.45 | 513.95 | 484.95 | 455.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 585.55 | 573.95 | 544.75 | 515.55 | 486.45 | 457.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 585.65 | 574.65 | 547.15 | 519.15 | 491.55 | 464.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 585.85 | 574.25 | 545.05 | 515.85 | 486.75 | 457.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 586.25 | 574.65 | 545.45 | 516.25 | — | 457.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 586.25 | 574.65 | 545.45 | 516.25 | — | 457.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 587.45 | 580.75 | 546.55 | 517.45 | 488.25 | 459.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 588.15 | 576.55 | 547.35 | 518.15 | 489.05 | 459.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 588.15 | 576.55 | 547.35 | 518.15 | 489.05 | 459.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 589.45 | 578.65 | 551.85 | 525.05 | 498.25 | 471.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 589.45 | 578.65 | 551.85 | 525.05 | 498.25 | 471.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 590.95 | 580.35 | 554.05 | 527.65 | 501.15 | 474.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 592.55 | 580.95 | 551.75 | 522.55 | 493.45 | 464.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 594.05 | 582.45 | 553.25 | 524.05 | 494.95 | 465.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 594.05 | 582.45 | 553.25 | 524.05 | 494.95 | 465.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 595.75 | 584.15 | 554.95 | 525.75 | 496.65 | 467.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 597.25 | 585.65 | 556.45 | 527.25 | — | 468.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 598.45 | 586.85 | 557.65 | 528.45 | 499.35 | 470.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 599.10 | 587.50 | 558.30 | 529.10 | 500.00 | 470.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 600.85 | 590.05 | 563.35 | 536.45 | 509.55 | 482.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 602.55 | 591.05 | 562.05 | 532.55 | 503.55 | 474.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 604.05 | 592.55 | 563.55 | 534.05 | 505.05 | 476.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 604.75 | 598.05 | 563.95 | 534.75 | 505.55 | 476.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 605.45 | 593.75 | 571.35 | 542.15 | 512.95 | 483.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 605.65 | 594.05 | 564.85 | 535.65 | 506.55 | 477.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 605.65 | 594.05 | 564.85 | 535.65 | 506.55 | 477.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 605.75 | 594.15 | 564.95 | 535.75 | 506.65 | 477.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 606.05 | 595.05 | 567.55 | 539.55 | 511.95 | 484.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 607.05 | 595.45 | 573.05 | 543.85 | 514.65 | 485.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 609.55 | 598.05 | 569.05 | 539.55 | 510.55 | 481.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 611.65 | 604.95 | 570.85 | 541.65 | 512.45 | 483.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 614.55 | 602.95 | 573.75 | 544.55 | 515.45 | 486.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 615.25 | 603.55 | 574.35 | 545.25 | 516.05 | 486.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 615.95 | 604.25 | 575.05 | 545.95 | 516.75 | 487.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 616.45 | 604.95 | 575.95 | 546.45 | 517.45 | 488.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 618.55 | 611.95 | 577.75 | 548.55 | 519.45 | 490.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 618.55 | 611.95 | 577.75 | 548.55 | 519.45 | 490.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 620.15 | 608.65 | 579.65 | 550.15 | 521.15 | 492.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 620.15 | 609.15 | 581.65 | 553.65 | 526.05 | 498.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 621.35 | 609.75 | 580.55 | 551.35 | 522.25 | 493.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 622.75 | 612.25 | 585.25 | 558.75 | 531.75 | 504.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 623.85 | 612.35 | 583.35 | 553.85 | 524.85 | 495.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 624.85 | 613.25 | 584.05 | 554.85 | 525.75 | 496.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 628.85 | 617.15 | 587.95 | 558.85 | 529.65 | 500.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 629.45 | 617.75 | 588.55 | 559.45 | 530.25 | 501.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 632.55 | 620.95 | 591.75 | 562.55 | 533.45 | 504.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 632.55 | 620.95 | 591.75 | 562.55 | 533.45 | 504.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 633.45 | 621.85 | 592.65 | 563.45 | 534.35 | 505.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 635.15 | 623.55 | 594.35 | 565.15 | 536.05 | 506.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 635.45 | 625.45 | 600.05 | 574.65 | 542.95 | 511.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 635.85 | 624.25 | 595.05 | 565.85 | — | 507.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 641.05 | 629.45 | 600.25 | 571.05 | 542.05 | 512.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 645.65 | 634.05 | 604.85 | 575.65 | 546.55 | 517.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 648.85 | 637.25 | 608.05 | 578.85 | 549.75 | 520.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 649.45 | 637.95 | 608.95 | 579.45 | 550.45 | 521.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 651.65 | 640.05 | 610.85 | 581.65 | 552.55 | 523.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 653.55 | 642.05 | 614.55 | 586.55 | 558.55 | 530.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 653.55 | 641.85 | 612.75 | 583.55 | 554.35 | 525.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 658.85 | 647.25 | 618.05 | 588.85 | 559.75 | 530.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 664.25 | 652.75 | 623.75 | 594.25 | 565.25 | 536.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 666.05 | 654.45 | 625.25 | 596.05 | 566.95 | 537.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 669.45 | 657.85 | 628.65 | 599.45 | 570.35 | 541.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 671.45 | 661.15 | 635.45 | 609.85 | 584.15 | 558.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 672.15 | 660.55 | 631.35 | 602.15 | 573.05 | 543.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 672.25 | 660.65 | 631.45 | 602.35 | 573.15 | 543.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 674.45 | 662.85 | 633.65 | 604.45 | — | 546.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 675.05 | 663.35 | 634.25 | 605.05 | 575.85 | 546.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 675.85 | 664.25 | 635.05 | 605.85 | 576.75 | 547.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 677.35 | 665.75 | 636.55 | 607.35 | 578.25 | 549.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 680.65 | 669.05 | 639.85 | 610.65 | 581.55 | 552.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 680.95 | 674.25 | 640.05 | 610.95 | 581.75 | 552.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 683.85 | 676.95 | 649.40 | 614.95 | 587.40 | 559.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 686.75 | 676.35 | 650.05 | 623.75 | 597.55 | 571.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 687.85 | 681.15 | 647.05 | 617.85 | 588.65 | 559.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 688.45 | 676.75 | 647.55 | 618.45 | 589.25 | 560.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 689.35 | 677.85 | 648.85 | 619.35 | 590.35 | 561.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 694.45 | 683.95 | 657.35 | 630.75 | 604.25 | 577.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 695.75 | 684.15 | 654.95 | 625.75 | 596.65 | 567.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 725.45 | 713.75 | 684.55 | 655.45 | 626.25 | 597.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 726.15 | 714.65 | 685.65 | 656.15 | 627.15 | 598.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 731.05 | 719.45 | 690.25 | 661.15 | 631.95 | 602.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 732.65 | 720.95 | 691.85 | 662.65 | 633.45 | 604.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 746.05 | 734.45 | 705.25 | 676.05 | 646.95 | 617.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 763.65 | 752.05 | 722.85 | 693.65 | 664.55 | 635.35 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Biel-Benken for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Biel-Benken](https://praemiencheck.onedoc.ch/en/bl/biel-benken/) is Sanitas (TelMed (Compact One)) at 553.15 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 624.85 CHF a month.

### How much does health insurance cost in Biel-Benken in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 553.15 CHF (Sanitas, TelMed (Compact One)) to 763.65 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 528.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biel-Benken for an adult aged 26 or over with accident cover?

On the cheapest offer (Sanitas, TelMed (Compact One)), the premium goes from 553.15 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-300/) to 424.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biel-Benken for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 624.85 CHF (ÖKK), family doctor / HMO 553.55 CHF (Atupri), flexible model 561.85 CHF (ÖKK), telemedicine 553.15 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 558.30 CHF at Sanitas (TelMed (Compact One)) gives 553.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/

## Related pages

- With accident cover: from 424.85 to 763.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/bl/biel-benken/adult/with-accident/ — replace `bl` with your canton’s two-letter code (ge, vd, zh…) and `biel-benken` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.