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Without accident cover: from 395.25 to 717.55 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasTelemedicineTelMed (Compact One)514.65503.85476.65449.55422.45395.25
2CSSFamily doctor / HMOHMO (health practice)514.85504.05476.85449.75422.65395.45
3ÖKKFamily doctor / HMOHMO model516.35505.55478.45451.25424.15397.05
4ÖKKFamily doctor / HMOFamily doctor522.25511.45484.25457.15430.05402.85
5ÖKKFlexible modelSelect522.25511.45484.25457.15430.05402.85
6KPTTelemedicineKPTwin.smart524.25513.55486.35459.15—404.95
7SWICAFlexible modelFAVORIT MULTICHOICE525.05514.15493.35466.25432.85405.65
8AtupriFamily doctor / HMOCareMed525.65514.55486.85459.15431.45403.75
9AtupriFamily doctor / HMOHMO525.65514.55486.85459.15431.45403.75
10SanitasFamily doctor / HMOFamily doctor 1526.80516.00488.85461.65434.55407.40
11HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1526.85516.05488.95461.75434.65407.55
12HelsanaFlexible modelBeneFit PLUS Flexmed R1526.85516.05488.95461.75434.65407.55
13HelsanaTelemedicineBeneFit PLUS Telmed526.85516.05488.95461.75434.65407.55
14SympanyFlexible modelFlexHelp 24527.15516.25489.15462.05434.85407.85
15Groupe Mutuel – MutuelTelemedicineSanaTel527.15516.45489.55462.05435.15408.15
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With accident cover: from 424.85 to 763.65 CHF a month depending on the deductible and the model

116 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasTelemedicineTelMed (Compact One)553.15541.55512.35483.15454.05424.85
2AtupriFamily doctor / HMOCareMed553.55541.95512.75483.55454.45425.25
3AtupriFamily doctor / HMOHMO553.55541.95512.75483.55454.45425.25
4CSSFamily doctor / HMOHMO (health practice)553.95542.35513.15483.95454.85425.65
5ÖKKFamily doctor / HMOHMO model555.55543.95514.75485.55456.45427.25
6AtupriTelemedicineSmartCare558.35546.75517.55488.35459.25430.05
7ÖKKFamily doctor / HMOFamily doctor561.85550.25521.05491.85462.75433.55
8ÖKKFlexible modelSelect561.85550.25521.05491.85462.75433.55
9KPTTelemedicineKPTwin.smart564.15552.55523.35494.15—435.85
10SWICAFlexible modelFAVORIT MULTICHOICE564.95553.25530.85501.65465.75436.65
11SanitasFamily doctor / HMOFamily doctor 1566.25554.65525.45496.25467.15437.95
12HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1566.85555.25526.05496.85467.75438.55
13HelsanaFlexible modelBeneFit PLUS Flexmed R1566.85555.25526.05496.85467.75438.55
14HelsanaTelemedicineBeneFit PLUS Telmed566.85555.25526.05496.85467.75438.55
15SympanyFlexible modelFlexHelp 24567.15555.45526.35497.15467.95438.85
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In 2026, for an adult aged 26 or over in Biel-Benken, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Biel-Benken for an adult aged 26 or over?

In 2026, without accident cover: Sanitas (TelMed (Compact One)) at 514.65 CHF a month with a deductible of 300 CHF, and Sanitas (TelMed (Compact One)) at 395.25 CHF with the 2'500 CHF deductible. With accident cover: Sanitas (TelMed (Compact One)) at 553.15 CHF, and Sanitas (TelMed (Compact One)) at 424.85 CHF.

How much does accident cover cost in basic insurance in Biel-Benken?

For an adult aged 26 or over with Sanitas (TelMed (Compact One)), the premium rises from 514.65 CHF a month without accident cover to 553.15 CHF with accident cover, at the 300 CHF deductible: 38.50 CHF a month, 462.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 519.80 CHF at Sanitas (TelMed (Compact One)) gives 514.65 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.