Health insurance premiums 2026 in Biel-Benken (BL)For an adult aged 26 or over
Without accident cover: from 395.25 to 717.55 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 | TelMed (Compact One) | 514.65 | 503.85 | 476.65 | 449.55 | 422.45 | 395.25 | |
| 2 | HMO (health practice) | 514.85 | 504.05 | 476.85 | 449.75 | 422.65 | 395.45 | |
| 3 | HMO model | 516.35 | 505.55 | 478.45 | 451.25 | 424.15 | 397.05 | |
| 4 | Family doctor | 522.25 | 511.45 | 484.25 | 457.15 | 430.05 | 402.85 | |
| 5 | Select | 522.25 | 511.45 | 484.25 | 457.15 | 430.05 | 402.85 | |
| 6 | KPTwin.smart | 524.25 | 513.55 | 486.35 | 459.15 | — | 404.95 | |
| 7 | FAVORIT MULTICHOICE | 525.05 | 514.15 | 493.35 | 466.25 | 432.85 | 405.65 | |
| 8 | CareMed | 525.65 | 514.55 | 486.85 | 459.15 | 431.45 | 403.75 | |
| 9 | HMO | 525.65 | 514.55 | 486.85 | 459.15 | 431.45 | 403.75 | |
| 10 | Family doctor 1 | 526.80 | 516.00 | 488.85 | 461.65 | 434.55 | 407.40 | |
| 11 | BeneFit PLUS Hausarzt R1 | 526.85 | 516.05 | 488.95 | 461.75 | 434.65 | 407.55 | |
| 12 | BeneFit PLUS Flexmed R1 | 526.85 | 516.05 | 488.95 | 461.75 | 434.65 | 407.55 | |
| 13 | BeneFit PLUS Telmed | 526.85 | 516.05 | 488.95 | 461.75 | 434.65 | 407.55 | |
| 14 | FlexHelp 24 | 527.15 | 516.25 | 489.15 | 462.05 | 434.85 | 407.85 | |
| 15 | SanaTel | 527.15 | 516.45 | 489.55 | 462.05 | 435.15 | 408.15 | |
| See all | See all | See all | See all | See all | See all | |||
With accident cover: from 424.85 to 763.65 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 | TelMed (Compact One) | 553.15 | 541.55 | 512.35 | 483.15 | 454.05 | 424.85 | |
| 2 | CareMed | 553.55 | 541.95 | 512.75 | 483.55 | 454.45 | 425.25 | |
| 3 | HMO | 553.55 | 541.95 | 512.75 | 483.55 | 454.45 | 425.25 | |
| 4 | HMO (health practice) | 553.95 | 542.35 | 513.15 | 483.95 | 454.85 | 425.65 | |
| 5 | HMO model | 555.55 | 543.95 | 514.75 | 485.55 | 456.45 | 427.25 | |
| 6 | SmartCare | 558.35 | 546.75 | 517.55 | 488.35 | 459.25 | 430.05 | |
| 7 | Family doctor | 561.85 | 550.25 | 521.05 | 491.85 | 462.75 | 433.55 | |
| 8 | Select | 561.85 | 550.25 | 521.05 | 491.85 | 462.75 | 433.55 | |
| 9 | KPTwin.smart | 564.15 | 552.55 | 523.35 | 494.15 | — | 435.85 | |
| 10 | FAVORIT MULTICHOICE | 564.95 | 553.25 | 530.85 | 501.65 | 465.75 | 436.65 | |
| 11 | Family doctor 1 | 566.25 | 554.65 | 525.45 | 496.25 | 467.15 | 437.95 | |
| 12 | BeneFit PLUS Hausarzt R1 | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 | |
| 13 | BeneFit PLUS Flexmed R1 | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 | |
| 14 | BeneFit PLUS Telmed | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 | |
| 15 | FlexHelp 24 | 567.15 | 555.45 | 526.35 | 497.15 | 467.95 | 438.85 | |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Biel-Benken, the cheapest health insurance premium is:
- Without accident cover: 514.65 CHF a month with a 300 CHF deductible (Sanitas, TelMed (Compact One)), 395.25 CHF with a 2'500 CHF deductible (Sanitas, TelMed (Compact One)).
- With accident cover: 553.15 CHF a month with a 300 CHF deductible (Sanitas, TelMed (Compact One)), 424.85 CHF with a 2'500 CHF deductible (Sanitas, TelMed (Compact One)).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Biel-Benken for an adult aged 26 or over?
In 2026, without accident cover: Sanitas (TelMed (Compact One)) at 514.65 CHF a month with a deductible of 300 CHF, and Sanitas (TelMed (Compact One)) at 395.25 CHF with the 2'500 CHF deductible. With accident cover: Sanitas (TelMed (Compact One)) at 553.15 CHF, and Sanitas (TelMed (Compact One)) at 424.85 CHF.
How much does accident cover cost in basic insurance in Biel-Benken?
For an adult aged 26 or over with Sanitas (TelMed (Compact One)), the premium rises from 514.65 CHF a month without accident cover to 553.15 CHF with accident cover, at the 300 CHF deductible: 38.50 CHF a month, 462.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 519.80 CHF at Sanitas (TelMed (Compact One)) gives 514.65 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.