Health insurance premiums 2027 in Biel-Benken (BL)For an adult aged 26 or over without accident cover
From 409.30 to 751.05 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
In 2027, for an adult aged 26 or over in Biel-Benken, without accident cover, the cheapest health insurance premium is:
- 528.75 CHF a month with a 300 CHF deductible (Sanitas, TelMed Basic)
- 409.30 CHF a month with a 2'500 CHF deductible (Sanitas, TelMed Basic)
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Frequently asked questions
Which health insurance is the cheapest in Biel-Benken for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Biel-Benken is Sanitas (TelMed Basic) at 528.75 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 599.75 CHF a month.
How much does health insurance cost in Biel-Benken in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 528.75 CHF (Sanitas, TelMed Basic) to 751.05 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 551.25 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Biel-Benken for an adult aged 26 or over without accident cover?
On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 528.75 CHF a month with the 300 CHF deductible to 409.30 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Biel-Benken for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 599.75 CHF (ÖKK), family doctor / HMO 533.35 CHF (ÖKK), flexible model 539.35 CHF (ÖKK), telemedicine 528.75 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 533.50 CHF at Sanitas (TelMed Basic) gives 528.75 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.