Health insurance premiums 2026 in Biel-Benken (BL)For an adult aged 26 or over without accident cover
From 395.25 to 717.55 CHF a month depending on the deductible and the model
116 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Sanitas | TelMed (Compact One) | 514.65 | 503.85 | 476.65 | 449.55 | 422.45 | 395.25 |
| 2 |  CSS | HMO (health practice) | 514.85 | 504.05 | 476.85 | 449.75 | 422.65 | 395.45 |
| 3 |  ÖKK | HMO model | 516.35 | 505.55 | 478.45 | 451.25 | 424.15 | 397.05 |
| 4 | ÖKK | Family doctor | 522.25 | 511.45 | 484.25 | 457.15 | 430.05 | 402.85 |
| 5 | ÖKK | Select | 522.25 | 511.45 | 484.25 | 457.15 | 430.05 | 402.85 |
| 6 |  KPT | KPTwin.smart | 524.25 | 513.55 | 486.35 | 459.15 | — | 404.95 |
| 7 |  SWICA | FAVORIT MULTICHOICE | 525.05 | 514.15 | 493.35 | 466.25 | 432.85 | 405.65 |
| 8 |  Atupri | CareMed | 525.65 | 514.55 | 486.85 | 459.15 | 431.45 | 403.75 |
| 9 | Atupri | HMO | 525.65 | 514.55 | 486.85 | 459.15 | 431.45 | 403.75 |
| 10 | Sanitas | Family doctor 1 | 526.80 | 516.00 | 488.85 | 461.65 | 434.55 | 407.40 |
| 11 |  Helsana | BeneFit PLUS Hausarzt R1 | 526.85 | 516.05 | 488.95 | 461.75 | 434.65 | 407.55 |
| 12 | Helsana | BeneFit PLUS Flexmed R1 | 526.85 | 516.05 | 488.95 | 461.75 | 434.65 | 407.55 |
| 13 | Helsana | BeneFit PLUS Telmed | 526.85 | 516.05 | 488.95 | 461.75 | 434.65 | 407.55 |
| 14 |  Sympany | FlexHelp 24 | 527.15 | 516.25 | 489.15 | 462.05 | 434.85 | 407.85 |
| 15 |  Groupe Mutuel – Mutuel | SanaTel | 527.15 | 516.45 | 489.55 | 462.05 | 435.15 | 408.15 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Biel-Benken, without accident cover, the cheapest health insurance premium is:
- 514.65 CHF a month with a 300 CHF deductible (Sanitas, TelMed (Compact One))
- 395.25 CHF a month with a 2'500 CHF deductible (Sanitas, TelMed (Compact One))
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Frequently asked questions
Which health insurance is the cheapest in Biel-Benken for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Biel-Benken is Sanitas (TelMed (Compact One)) at 514.65 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 580.75 CHF a month.
How much does health insurance cost in Biel-Benken in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 514.65 CHF (Sanitas, TelMed (Compact One)) to 717.55 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 528.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Biel-Benken for an adult aged 26 or over without accident cover?
On the cheapest offer (Sanitas, TelMed (Compact One)), the premium goes from 514.65 CHF a month with the 300 CHF deductible to 395.25 CHF with the 2'500 CHF deductible: 119.40 CHF less a month, 1'432.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'892 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Biel-Benken for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 580.75 CHF (ÖKK), family doctor / HMO 514.85 CHF (CSS), flexible model 522.25 CHF (ÖKK), telemedicine 514.65 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 519.80 CHF at Sanitas (TelMed (Compact One)) gives 514.65 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.