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128 offersfrom 26 health insurers

Adult (26 and over) · with accident cover · deductible of 2'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In St. Stephan (canton Bern), in 2027, for an adult aged 26 or over with a 2'000 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 382.30 CHF with Agrisano (AGRIsmart model) and the most expensive is 574.20 CHF with Groupe Mutuel – Philos (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in St. Stephan for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in St. Stephan is Agrisano (AGRIsmart) at 382.30 CHF a month.

How much does health insurance cost in St. Stephan in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, monthly premiums run from 382.30 CHF (Agrisano, AGRIsmart) to 574.20 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 455.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in St. Stephan for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 468.10 CHF a month with the 300 CHF deductible to 357.20 CHF with the 2'500 CHF deductible: 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in St. Stephan for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 442.00 CHF (Agrisano), family doctor / HMO 394.60 CHF (ÖKK), flexible model 405.80 CHF (ÖKK), telemedicine 382.30 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.