Health insurance premiums 2026 in Heimberg (BE)
Heimberg is in premium region 2 of the canton of Bern.
For an adult aged 26 or over
Without accident cover: from 338.45 to 647.90 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF456.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF449.95 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF419.05 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF391.85 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF365.65 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'500 CHF338.45 CHFVisanaVIVA – Gesundheitsplan
With accident cover: from 362.45 to 655.05 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF488.45 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF481.75 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF448.75 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF419.55 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF391.55 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'500 CHF362.45 CHFVisanaVIVA – Gesundheitsplan
For a young adult aged 19 to 25
Without accident cover: from 210.45 to 507.75 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF328.85 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF322.55 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF291.45 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF264.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF237.65 CHFVisanaHMO plus
- Deductible of 2'500 CHF210.45 CHFVisanaHMO plus
With accident cover: from 225.45 to 510.85 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF352.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF345.45 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF312.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF282.95 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF254.65 CHFVisanaHMO plus
- Deductible of 2'500 CHF225.45 CHFVisanaHMO plus
For a child aged 0 to 18
With accident cover: from 70.65 to 173.95 CHF a month
129 offers from 26 health insurers.
- Deductible of 0 CHF104.25 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF104.25 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 200 CHF94.05 CHFÖKKHMO model
- Deductible of 300 CHF89.15 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF82.35 CHFÖKKHMO model
- Deductible of 500 CHF79.15 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF70.65 CHFÖKKHMO model
Without accident cover: from 65.35 to 161.45 CHF a month
129 offers from 26 health insurers.
- Deductible of 0 CHF97.95 CHFÖKKHMO model
- Deductible of 100 CHF97.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 200 CHF87.15 CHFÖKKHMO model
- Deductible of 300 CHF84.45 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF76.25 CHFÖKKHMO model
- Deductible of 500 CHF74.95 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF65.35 CHFÖKKHMO model
In 2026, the cheapest health insurance premium in Heimberg is:
- For an adult without accident cover: 456.15 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan), 338.45 CHF with a 2'500 CHF deductible (Visana, VIVA – Gesundheitsplan).
- For a young adult without accident cover: 328.85 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan), 210.45 CHF with a 2'500 CHF deductible (Visana, HMO plus).
- For a child with accident cover: 104.25 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 70.65 CHF with a 600 CHF deductible (ÖKK, HMO model).
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Frequently asked questions
Which health insurer is the cheapest in Heimberg in 2026?
For an adult without accident cover: Visana (VIVA – Gesundheitsplan) at 461.30 CHF a month with a deductible of 300 CHF, and Visana (VIVA – Gesundheitsplan) at 338.45 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Heimberg is in premium region 2 of canton Bern: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 461.30 CHF at Visana therefore gives 456.15 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.