Health insurance premiums 2026 in Urtenen-Schönbühl (BE)
Urtenen-Schönbühl is in premium region 2 of the canton of Bern.
For an adult aged 26 or over
Without accident cover: from 338.45 to 647.90 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF456.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF449.95 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF419.05 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF391.85 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF365.65 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'500 CHF338.45 CHFVisanaVIVA – Gesundheitsplan
With accident cover: from 362.45 to 655.05 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF488.45 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF481.75 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF448.75 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF419.55 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF391.55 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'500 CHF362.45 CHFVisanaVIVA – Gesundheitsplan
For a young adult aged 19 to 25
Without accident cover: from 210.45 to 507.75 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF328.85 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF322.55 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF291.45 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF264.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF237.65 CHFVisanaHMO plus
- Deductible of 2'500 CHF210.45 CHFVisanaHMO plus
With accident cover: from 225.45 to 510.85 CHF a month
129 offers from 26 health insurers.
- Deductible of 300 CHF352.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 500 CHF345.45 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'000 CHF312.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 1'500 CHF282.95 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 2'000 CHF254.65 CHFVisanaHMO plus
- Deductible of 2'500 CHF225.45 CHFVisanaHMO plus
For a child aged 0 to 18
With accident cover: from 70.65 to 173.95 CHF a month
129 offers from 26 health insurers.
- Deductible of 0 CHF104.25 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF104.25 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 200 CHF94.05 CHFÖKKHMO model
- Deductible of 300 CHF89.15 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF82.35 CHFÖKKHMO model
- Deductible of 500 CHF79.15 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF70.65 CHFÖKKHMO model
Without accident cover: from 65.35 to 161.45 CHF a month
129 offers from 26 health insurers.
- Deductible of 0 CHF97.95 CHFÖKKHMO model
- Deductible of 100 CHF97.15 CHFVisanaVIVA – Gesundheitsplan
- Deductible of 200 CHF87.15 CHFÖKKHMO model
- Deductible of 300 CHF84.45 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF76.25 CHFÖKKHMO model
- Deductible of 500 CHF74.95 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF65.35 CHFÖKKHMO model
In 2026, the cheapest health insurance premium in Urtenen-Schönbühl is:
- For an adult without accident cover: 456.15 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan), 338.45 CHF with a 2'500 CHF deductible (Visana, VIVA – Gesundheitsplan).
- For a young adult without accident cover: 328.85 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan), 210.45 CHF with a 2'500 CHF deductible (Visana, HMO plus).
- For a child with accident cover: 104.25 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 70.65 CHF with a 600 CHF deductible (ÖKK, HMO model).
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Frequently asked questions
Which health insurer is the cheapest in Urtenen-Schönbühl in 2026?
For an adult without accident cover: Visana (VIVA – Gesundheitsplan) at 461.30 CHF a month with a deductible of 300 CHF, and Visana (VIVA – Gesundheitsplan) at 338.45 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Urtenen-Schönbühl is in premium region 2 of canton Bern: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 461.30 CHF at Visana therefore gives 456.15 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.