Health insurance premiums 2027 in Gsteig (BE)For a young adult aged 19 to 25 without accident cover
From 217.55 to 475.15 CHF a month depending on the deductible and the model
128 offers from 26 health insurers.
In 2027, for a young adult aged 19 to 25 in Gsteig, without accident cover, the cheapest health insurance premium is:
- 324.70 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 217.55 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
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Frequently asked questions
Which health insurance is the cheapest in Gsteig for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Gsteig is Agrisano (AGRIsmart) at 324.70 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 351.10 CHF a month.
How much does health insurance cost in Gsteig in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 324.70 CHF (Agrisano, AGRIsmart) to 475.15 CHF (vita surselva, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 303.00 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Gsteig for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 324.70 CHF a month with the 300 CHF deductible to 219.30 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Gsteig for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 351.10 CHF (Sanitas), family doctor / HMO 337.00 CHF (Sanitas), flexible model 340.55 CHF (Sanitas), telemedicine 324.70 CHF (Agrisano).
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.