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Health insurance premiums 2027 in Bätterkinden (BE) For a child aged 0 to 18, deductible of 0 CHF, without accident cover

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129 offersfrom 26 health insurers

Child (0 to 18) · without accident cover · deductible of 0 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Bätterkinden (canton Bern), in 2027, for a child aged 0 to 18 with a 0 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 106.30 CHF with ÖKK (ÖKK CASAMED HMO model) and the most expensive is 174.50 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Bätterkinden for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Bätterkinden is ÖKK (ÖKK CASAMED HMO) at 106.30 CHF a month.

How much does health insurance cost in Bätterkinden in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 106.30 CHF (ÖKK, ÖKK CASAMED HMO) to 174.50 CHF (Sympany, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 123.90 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Bätterkinden for a child aged 0 to 18 without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 106.30 CHF a month with the 0 CHF deductible to 73.80 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Bätterkinden for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 120.80 CHF (ÖKK), family doctor / HMO 106.30 CHF (ÖKK), flexible model 108.80 CHF (ÖKK), telemedicine 108.70 CHF (Agrisano).

Does a second or third child pay less in Bätterkinden?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 26 insurers present in Bätterkinden file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
VisanaHMO plus117.70 CHF49.30 CHF from the 3rd child
AgrisanoAGRIsmart108.70 CHF49.40 CHF from the 3rd child
GalenosManaged Care133.00 CHF53.40 CHF from the 3rd child
sana24Managed Care138.70 CHF55.70 CHF from the 3rd child
Sumiswalder KrankenkasseHMO plus115.20 CHF57.60 CHF from the 3rd child
SWICAFavorit Multichoice131.50 CHF58.00 CHF from the 3rd child
AquilanaSMARTMED119.20 CHF59.60 CHF from the 3rd child
CONCORDIAHMO116.00 CHF61.10 CHF from the 3rd child
sodalisDigimed122.10 CHF65.30 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa119.40 CHF65.70 CHF from the 3rd child
rhenusanasanmed24147.00 CHF73.50 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)116.00 CHF87.00 CHF from the 5th child
Krankenkasse Luzerner HinterlandTelemedicine131.70 CHF90.85 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)122.60 CHF92.00 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)124.30 CHF93.20 CHF from the 5th child
SLKKSmartMed123.20 CHF110.90 CHF from the 3rd child
AssuraMediTel118.20 CHF116.80 CHF from the 4th child, 115.50 CHF from the 5th child
EGKEGK-Care128.80 CHF118.30 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.