Health insurance premiums 2027 in Affoltern im Emmental (BE)
Affoltern im Emmental is in premium region 3 of the canton of Bern.
For an adult aged 26 or over
Without accident cover: from 339.30 to 626.00 CHF a month
128 offers from 26 health insurers.
- Deductible of 300 CHF444.70 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF435.10 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF411.20 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF387.20 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF363.20 CHFAgrisanoAGRIsmart
- Deductible of 2'500 CHF339.30 CHFAgrisanoAGRIsmart
With accident cover: from 357.20 to 673.20 CHF a month
128 offers from 26 health insurers.
- Deductible of 300 CHF468.10 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF458.00 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF432.80 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF407.60 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF382.30 CHFAgrisanoAGRIsmart
- Deductible of 2'500 CHF357.20 CHFAgrisanoAGRIsmart
For a young adult aged 19 to 25
Without accident cover: from 217.55 to 475.15 CHF a month
128 offers from 26 health insurers.
- Deductible of 300 CHF324.70 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF315.00 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF291.20 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF267.10 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF243.20 CHFAgrisanoAGRIsmart
- Deductible of 2'500 CHF217.55 CHFSanitasFamily doctor 1
With accident cover: from 230.80 to 501.00 CHF a month
128 offers from 26 health insurers.
- Deductible of 300 CHF341.80 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF331.60 CHFAgrisanoAGRIsmart
- Deductible of 1'000 CHF306.50 CHFAgrisanoAGRIsmart
- Deductible of 1'500 CHF281.20 CHFAgrisanoAGRIsmart
- Deductible of 2'000 CHF256.00 CHFAgrisanoAGRIsmart
- Deductible of 2'500 CHF230.80 CHFAgrisanoAGRIsmart
For a child aged 0 to 18
With accident cover: from 72.70 to 168.90 CHF a month
128 offers from 26 health insurers.
- Deductible of 0 CHF103.00 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF108.90 CHFCONCORDIAHMO
- Deductible of 200 CHF92.90 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF87.90 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF82.90 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF77.80 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF72.70 CHFAgrisanoAGRIsmart
Without accident cover: from 68.60 to 157.30 CHF a month
128 offers from 26 health insurers.
- Deductible of 0 CHF97.90 CHFAgrisanoAGRIsmart
- Deductible of 100 CHF102.00 CHFSumiswalder KrankenkasseHMO plus
- Deductible of 200 CHF88.30 CHFAgrisanoAGRIsmart
- Deductible of 300 CHF83.50 CHFAgrisanoAGRIsmart
- Deductible of 400 CHF78.80 CHFAgrisanoAGRIsmart
- Deductible of 500 CHF73.90 CHFAgrisanoAGRIsmart
- Deductible of 600 CHF68.60 CHFÖKKÖKK CASAMED HMO
In 2027, the cheapest health insurance premium in Affoltern im Emmental is:
- For an adult without accident cover: 444.70 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 339.30 CHF with a 2'500 CHF deductible (Agrisano, AGRIsmart).
- For a young adult without accident cover: 324.70 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart), 217.55 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
- For a child with accident cover: 103.00 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 72.70 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurer is the cheapest in Affoltern im Emmental in 2027?
For an adult without accident cover: Agrisano (AGRIsmart) at 444.70 CHF a month with a deductible of 300 CHF, and Agrisano (AGRIsmart) at 339.30 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Affoltern im Emmental is in premium region 3 of canton Bern: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.