Health insurance premiums 2027 in Bätterkinden (BE)For a child aged 0 to 18

With accident cover: from 74.55 to 182.85 CHF a month depending on the deductible and the model

129 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	ÖKK	Family doctor / HMOÖKK CASAMED HMO	109.55	—	97.95	—	86.25	—	74.55
2	Agrisano	TelemedicineAGRIsmart	109.65	—	99.45	94.45	89.45	84.35	79.35
3	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	112.15	—	100.55	—	88.85	—	77.15
4	ÖKK	Flexible modelÖKK CASAMED SELECT	112.15	—	100.55	—	88.85	—	77.15
5	ÖKK	TelemedicineÖKK CASAMED 24	114.05	—	102.45	—	90.75	—	79.05
6	KPT	Family doctor / HMOKPTwin.plus - HMO GP	116.25	—	107.05	—	97.65	—	88.25
7	KPT	TelemedicineKPTwin.smart - GP with app	116.25	—	107.05	—	97.65	—	88.25
8	Agrisano	TelemedicineAGRIcontact	116.25	—	105.55	100.25	94.85	89.45	84.15
9	Agrisano	Family doctor / HMOAGRIeco	116.85	—	106.15	100.75	95.45	90.05	84.65
10	CONCORDIA	Family doctor / HMOHMO	117.95	112.15	106.35	100.45	94.65	88.85	82.95
11	Sumiswalder Krankenkasse	Family doctor / HMOHMO plus	119.05	113.55	108.35	102.85	97.45	92.15	86.75
12	KPT	Flexible modelKPTwin.win - GP, telemedicine and pharmacy	119.35	—	109.85	—	100.25	—	90.65
13	Groupe Mutuel – Avenir	Family doctor / HMOOptiMed (Healthcare network)	119.95	114.15	108.35	102.45	96.65	90.85	84.95
14	Groupe Mutuel – Avenir	Flexible modelPrimaFlex (Flexible model)	119.95	114.15	108.35	102.45	96.65	90.85	84.95
15	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	119.95	—	—	—	—	90.85	—
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 69.05 to 169.75 CHF a month depending on the deductible and the model

129 offers from 26 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	ÖKK	Family doctor / HMOÖKK CASAMED HMO	101.55	—	90.85	—	79.95	—	69.05
2	Agrisano	TelemedicineAGRIsmart	103.95	—	94.25	89.45	84.75	79.85	75.15
3	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	104.05	—	93.25	—	82.35	—	71.45
4	ÖKK	Flexible modelÖKK CASAMED SELECT	104.05	—	93.25	—	82.35	—	71.45
5	ÖKK	TelemedicineÖKK CASAMED 24	105.75	—	94.95	—	84.15	—	73.25
6	KPT	Family doctor / HMOKPTwin.plus - HMO GP	107.75	—	99.25	—	90.45	—	81.75
7	KPT	TelemedicineKPTwin.smart - GP with app	107.75	—	99.25	—	90.45	—	81.75
8	Agrisano	TelemedicineAGRIcontact	110.25	—	100.05	95.05	89.85	84.75	79.75
9	Sumiswalder Krankenkasse	Family doctor / HMOHMO plus	110.45	105.35	100.45	95.35	90.35	85.45	80.35
10	KPT	Flexible modelKPTwin.win - GP, telemedicine and pharmacy	110.65	—	101.85	—	92.95	—	83.95
11	Agrisano	Family doctor / HMOAGRIeco	110.75	—	100.65	95.45	90.45	85.35	80.15
12	CONCORDIA	Family doctor / HMOHMO	111.25	105.75	100.25	94.75	89.25	83.75	78.15
13	Groupe Mutuel – Avenir	Family doctor / HMOOptiMed (Healthcare network)	111.25	105.85	100.45	94.95	89.55	84.25	78.75
14	Groupe Mutuel – Avenir	Flexible modelPrimaFlex (Flexible model)	111.25	105.85	100.45	94.95	89.55	84.25	78.75
15	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	111.25	—	—	—	—	84.25	—
			See all	See all	See all	See all	See all	See all	See all

In 2027, for a child aged 0 to 18 in Bätterkinden, the cheapest health insurance premium is:

Without accident cover: 101.55 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO), 69.05 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).
With accident cover: 109.55 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO), 74.55 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).

Lowest premium by deductible in Bätterkinden for a child with accident cover

Deductible of 0 CHF109.55 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 100 CHF112.15 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 200 CHF97.95 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 300 CHF94.45 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF86.25 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 500 CHF84.35 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF74.55 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO

Lowest premium by deductible in Bätterkinden for a child without accident cover

Deductible of 0 CHF101.55 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 100 CHF105.35 CHFSumiswalder KrankenkasseFamily doctor / HMOHMO plus
Deductible of 200 CHF90.85 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 300 CHF89.45 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF79.95 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 500 CHF79.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF69.05 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Bätterkinden for a child aged 0 to 18?

In 2027, without accident cover: ÖKK (ÖKK CASAMED HMO) at 101.55 CHF a month with a deductible of 0 CHF, and ÖKK (ÖKK CASAMED HMO) at 69.05 CHF with the 600 CHF deductible. With accident cover: ÖKK (ÖKK CASAMED HMO) at 109.55 CHF, and ÖKK (ÖKK CASAMED HMO) at 74.55 CHF.

How much does accident cover cost in basic insurance in Bätterkinden?

For a child aged 0 to 18 with ÖKK (ÖKK CASAMED HMO), the premium rises from 101.55 CHF a month without accident cover to 109.55 CHF with accident cover, at the 0 CHF deductible: 8.00 CHF a month, 96.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 114.30 CHF at ÖKK (ÖKK CASAMED HMO) gives 109.55 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.