Health insurance premiums 2026 in Zermatt (VS)For a young adult aged 19 to 25 with accident cover
From 181.15 to 448.65 CHF a month depending on the deductible and the model
128 offers from 28 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 291.45 | 281.45 | 256.35 | 231.25 | 206.15 | 181.15 |
| 2 |  Krankenkasse Visperterminen | Telemedicine | 306.95 | 295.60 | 266.80 | 238.05 | 229.25 | 209.00 |
| 3 | Agrisano | AGRIcontact | 306.95 | 296.35 | 270.05 | 243.65 | 217.25 | 190.85 |
| 4 |  Visana | Med Call | 308.35 | 301.65 | 267.45 | 238.35 | 218.85 | 218.85 |
| 5 |  Sympany | FlexHelp 24 | 311.85 | 300.25 | 271.05 | 241.85 | 212.75 | 191.95 |
| 6 | Agrisano | AGRIeco | 312.15 | 301.35 | 274.65 | 247.75 | 220.85 | 194.15 |
| 7 | Sympany | casamed hmo | 313.75 | 302.05 | 272.85 | 243.75 | 214.55 | 191.95 |
| 8 |  CSS | Hausarztversicherung Profit | 316.85 | 305.25 | 276.05 | 246.85 | 217.75 | 188.55 |
| 9 | Sympany | casamed pharm | 317.35 | 305.75 | 276.55 | 247.35 | 218.25 | 191.95 |
| 10 |  Atupri | TelFirst | 317.45 | 305.85 | 276.65 | 247.45 | 218.35 | 189.35 |
| 11 |  Groupe Mutuel – Mutuel | SanaTel | 318.35 | 306.85 | 277.85 | 248.35 | 219.35 | 201.65 |
| 12 | Krankenkasse Visperterminen | Medicasa | 319.25 | 309.90 | 280.10 | 249.55 | 230.55 | 213.00 |
| 13 | Sympany | casamed hausarzt | 321.05 | 309.35 | 280.25 | 251.05 | 221.85 | 192.75 |
| 14 | Atupri | SmartCare | 323.75 | 312.15 | 282.95 | 253.75 | 224.65 | 195.45 |
| 15 | Sympany | callmed 24 | 324.75 | 313.05 | 283.85 | 254.75 | 225.55 | 196.35 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Zermatt, with accident cover, the cheapest health insurance premium is:
- 291.45 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 181.15 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Zermatt for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Zermatt is Agrisano (AGRIsmart) at 291.45 CHF a month.
How much does health insurance cost in Zermatt in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 291.45 CHF (Agrisano, AGRIsmart) to 448.65 CHF (sana24, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 268.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Zermatt for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 291.45 CHF a month with the 300 CHF deductible to 181.15 CHF with the 2'500 CHF deductible: 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Zermatt for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 339.75 CHF (Agrisano), family doctor / HMO 312.15 CHF (Agrisano), flexible model 311.85 CHF (Sympany), telemedicine 291.45 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 296.60 CHF at Agrisano (AGRIsmart) gives 291.45 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.