# Health insurance premiums 2026 in Zermatt (VS), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Zermatt, with accident cover, the cheapest health insurance premium is:

- **291.45 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **181.15 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 181.15 to 448.65 CHF a month depending on the deductible and the model

128 offers from 28 health insurers. With a deductible of 300 CHF, the cheapest is **291.45 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 448.65 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 291.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-300/
- 500 CHF: 281.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-500/
- 1'000 CHF: 256.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 231.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 206.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 181.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 291.45 | 281.45 | 256.35 | 231.25 | 206.15 | 181.15 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 306.95 | 295.60 | 266.80 | 238.05 | 229.25 | 209.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 306.95 | 296.35 | 270.05 | 243.65 | 217.25 | 190.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 308.35 | 301.65 | 267.45 | 238.35 | 218.85 | 218.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 311.85 | 300.25 | 271.05 | 241.85 | 212.75 | 191.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 312.15 | 301.35 | 274.65 | 247.75 | 220.85 | 194.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 313.75 | 302.05 | 272.85 | 243.75 | 214.55 | 191.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 316.85 | 305.25 | 276.05 | 246.85 | 217.75 | 188.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 317.35 | 305.75 | 276.55 | 247.35 | 218.25 | 191.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 317.45 | 305.85 | 276.65 | 247.45 | 218.35 | 189.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 318.35 | 306.85 | 277.85 | 248.35 | 219.35 | 201.65 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 319.25 | 309.90 | 280.10 | 249.55 | 230.55 | 213.00 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 321.05 | 309.35 | 280.25 | 251.05 | 221.85 | 192.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 323.75 | 312.15 | 282.95 | 253.75 | 224.65 | 195.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 324.75 | 313.05 | 283.85 | 254.75 | 225.55 | 196.35 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 325.15 | 313.55 | 285.55 | 260.45 | 235.35 | 196.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 331.05 | 319.45 | 290.25 | 261.05 | 231.95 | 202.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 331.75 | 320.25 | 291.25 | 261.75 | 232.75 | 203.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 332.25 | 320.65 | 291.45 | 262.25 | 233.15 | 203.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 332.95 | 321.35 | 292.15 | 262.95 | 233.85 | 204.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 332.95 | 321.35 | 292.15 | 262.95 | 233.85 | 204.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 333.65 | 322.15 | 293.15 | 263.65 | 234.65 | 205.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 334.15 | 322.55 | 293.35 | 264.15 | 235.05 | 205.85 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 337.15 | 325.55 | 296.35 | 267.15 | 238.05 | 208.85 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 337.85 | 326.25 | 298.25 | 273.15 | 248.05 | 209.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 338.85 | 327.25 | 301.95 | 272.75 | 239.75 | 210.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 339.75 | 328.05 | 298.95 | 269.75 | 240.55 | 211.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 341.75 | 330.95 | 304.15 | 277.35 | 250.65 | 223.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 341.75 | 330.95 | 304.15 | 277.35 | 250.65 | 223.75 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 341.75 | 330.25 | 301.05 | 271.85 | 242.65 | 221.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 342.75 | 331.15 | 301.95 | 272.75 | 243.65 | 214.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 343.25 | 331.75 | 302.75 | 273.25 | 244.25 | 215.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 344.85 | 334.75 | 309.35 | 284.05 | 258.55 | 238.65 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 345.55 | 334.25 | 305.65 | 275.75 | 253.40 | 229.80 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 345.65 | 334.05 | 304.85 | 275.65 | 246.55 | 225.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 345.85 | 334.25 | 305.05 | 275.85 | 246.75 | 217.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 346.25 | 334.65 | 305.45 | 276.25 | 247.15 | 217.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 346.75 | 336.45 | 310.75 | 285.15 | 259.45 | 233.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 347.05 | 335.45 | 306.25 | 277.05 | 247.95 | 218.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 347.05 | 335.45 | 306.25 | 277.05 | 247.95 | 218.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 347.05 | 335.45 | 306.25 | 277.05 | 247.95 | 218.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 348.45 | 336.85 | 307.65 | 278.45 | 249.35 | 220.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 350.55 | 343.85 | 309.65 | 280.55 | 251.35 | 222.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 350.55 | 343.85 | 309.65 | 280.55 | 251.35 | 222.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 351.15 | 339.55 | 310.35 | 281.15 | 252.05 | 222.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 353.45 | 341.85 | 312.65 | 283.45 | 254.35 | 225.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 353.55 | 341.95 | 312.75 | 283.55 | 254.45 | 225.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 354.65 | 344.25 | 317.95 | 291.65 | 265.55 | 239.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 355.05 | 343.45 | 314.25 | 285.05 | — | 226.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 356.25 | 348.45 | 319.35 | 290.15 | 257.15 | 227.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 356.95 | 345.35 | 316.15 | 286.95 | 257.85 | 228.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 357.15 | 345.65 | 316.65 | 287.15 | 258.15 | 229.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 357.20 | 345.60 | 316.40 | 287.20 | 258.10 | 228.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 357.20 | 345.60 | 316.40 | 287.20 | 258.10 | 228.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 357.20 | 345.60 | 316.40 | 287.20 | 258.10 | 228.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 357.25 | 345.65 | 316.45 | 287.25 | 258.15 | 228.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 357.95 | 346.35 | 317.15 | 287.95 | — | 229.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 358.65 | 348.15 | 321.55 | 294.95 | 268.55 | 241.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 359.45 | 347.85 | 318.65 | 289.45 | 260.35 | 231.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 359.45 | 347.85 | 318.65 | 289.45 | 260.35 | 231.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 359.65 | 348.05 | 318.85 | 289.65 | 260.55 | 231.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 360.15 | 348.45 | 319.35 | 292.05 | 264.85 | 239.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 361.35 | 349.65 | 320.55 | 291.35 | 262.15 | 233.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 362.05 | 350.45 | 321.25 | 292.05 | 262.95 | 233.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 364.05 | 352.35 | 323.15 | 295.95 | 268.75 | 243.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 364.35 | 352.75 | 323.55 | 294.35 | 265.25 | 236.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 364.85 | 353.25 | 324.05 | 294.95 | 265.75 | 236.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 365.05 | 353.35 | 324.15 | 295.05 | 265.85 | 236.65 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 365.35 | 353.75 | 324.55 | 295.35 | 266.25 | 237.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 365.65 | 354.15 | 325.15 | 295.65 | 266.65 | 237.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 368.45 | 356.85 | 327.65 | 298.45 | 269.35 | 240.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 368.95 | 357.35 | 328.15 | 298.95 | 269.85 | 240.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 368.95 | 357.35 | 328.15 | 298.95 | 269.85 | 240.65 |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 369.05 | 357.55 | 328.55 | 299.05 | 270.05 | 241.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 369.85 | 358.35 | 329.35 | 299.85 | 270.85 | 241.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 369.95 | 358.45 | 329.45 | 299.95 | 270.95 | 241.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 371.85 | 360.25 | 331.05 | 301.85 | 272.75 | 243.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 371.95 | 360.35 | 331.15 | 301.95 | 272.85 | 243.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 372.25 | 360.55 | 331.35 | 302.25 | 273.05 | 243.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 372.25 | 360.55 | 331.35 | 302.25 | 273.05 | 243.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 372.45 | 360.85 | 331.65 | 302.45 | — | 244.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 374.25 | 362.75 | 333.75 | 304.25 | 275.25 | 246.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 375.25 | 363.65 | 334.45 | 305.25 | 276.15 | 246.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 376.05 | 364.45 | 335.25 | 306.05 | 276.95 | 247.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 377.45 | 365.85 | 336.65 | 307.45 | 278.35 | 249.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 377.45 | 365.85 | 336.65 | 307.45 | 278.35 | 249.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 377.65 | 366.15 | 337.15 | 307.65 | 278.65 | 249.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 378.85 | 367.25 | 338.05 | 308.85 | 279.75 | 250.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 379.75 | 373.15 | 338.95 | 309.75 | 280.65 | 251.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 379.75 | 373.15 | 338.95 | 309.75 | 280.65 | 251.45 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 380.95 | 369.45 | 340.45 | 310.95 | 281.95 | 252.95 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 380.95 | 369.45 | 340.45 | 310.95 | 281.95 | 252.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 381.35 | 369.75 | 340.55 | 311.35 | 282.25 | 253.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 382.55 | 371.05 | 342.05 | 312.55 | 283.55 | 254.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 382.85 | 371.35 | 342.35 | 312.85 | 283.85 | 254.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 382.85 | 371.35 | 342.35 | 312.85 | 283.85 | 254.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 384.55 | 372.95 | 343.75 | 314.55 | 285.45 | 256.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 385.65 | 374.05 | 344.85 | 315.65 | 286.55 | 257.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 388.15 | 376.55 | 347.35 | 318.15 | 289.05 | 259.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 388.55 | 376.85 | 347.65 | 318.55 | 289.35 | 260.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 392.35 | 385.65 | 351.45 | 322.35 | 293.15 | 263.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 392.75 | 381.15 | 351.95 | 322.75 | — | 264.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.65 | 383.05 | 353.85 | 324.65 | 295.55 | 266.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 395.85 | 384.15 | 355.05 | 325.85 | 296.65 | 267.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 397.05 | 385.45 | 356.25 | 327.15 | 297.95 | 268.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 399.75 | 388.05 | 358.85 | 329.75 | 300.55 | 271.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 403.25 | 391.65 | 362.45 | 333.25 | 304.15 | 274.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 403.25 | 391.65 | 362.45 | 333.25 | 304.15 | 274.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.85 | 400.55 | 371.60 | 342.60 | 313.65 | 284.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 409.25 | 397.65 | 368.45 | 339.25 | 310.15 | 280.95 |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 410.55 | 399.05 | 370.05 | 340.55 | 311.55 | 282.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.05 | 401.45 | 372.25 | 343.05 | — | 284.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.25 | 406.55 | 372.35 | 343.25 | 314.05 | 284.85 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 414.45 | 402.95 | 373.95 | 344.45 | 315.45 | 286.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 418.55 | 407.05 | 378.05 | 348.55 | 319.55 | 290.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.25 | 411.25 | 386.75 | 362.25 | 337.75 | 313.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 421.45 | 409.85 | 380.65 | 351.45 | 322.35 | 293.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 423.55 | 412.05 | 383.05 | 353.55 | 324.55 | 295.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 424.65 | 413.05 | 383.85 | 354.65 | 325.55 | 296.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 435.05 | 423.45 | 394.25 | 365.05 | 335.95 | 306.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 435.05 | 423.45 | 394.25 | 365.05 | 335.95 | 306.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 435.05 | 423.45 | 394.25 | 365.05 | 335.95 | 306.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 444.15 | 432.45 | 403.35 | 374.15 | 344.95 | 315.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 444.15 | 432.45 | 403.35 | 374.15 | 344.95 | 315.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 448.65 | 437.05 | 407.85 | 378.65 | 349.55 | 320.35 |

128 offers from 28 health insurers.: https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Zermatt for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Zermatt](https://praemiencheck.onedoc.ch/en/vs/zermatt/) is Agrisano (AGRIsmart) at 291.45 CHF a month.

### How much does health insurance cost in Zermatt in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 291.45 CHF (Agrisano, AGRIsmart) to 448.65 CHF (sana24, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 268.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zermatt for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 291.45 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-300/) to 181.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/deductible-2500/): 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zermatt for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 339.75 CHF (Agrisano), family doctor / HMO 312.15 CHF (Agrisano), flexible model 311.85 CHF (Sympany), telemedicine 291.45 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 296.60 CHF at Agrisano (AGRIsmart) gives 291.45 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/

## Related pages

- With accident cover: from 181.15 to 448.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vs/zermatt/young-adult/with-accident/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…) and `zermatt` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.