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From 235.25 to 512.45 CHF a month depending on the deductible and the model

112 offers from 24 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1Groupe Mutuel – MutuelTelemedicineSanaTel (Telemedicine)363.25351.75322.75293.25264.25235.25
2VisanaTelemedicineMed Call370.15363.55329.35300.15271.05241.85
3CSSFamily doctor / HMOHausarztversicherung Profit370.85359.25330.05300.85271.75242.55
4SanitasFamily doctor / HMOFamily doctor 1371.50359.85330.70301.50272.35243.20
5SanitasTelemedicineTelMed Basic371.50359.85330.70301.50272.35243.20
6Groupe Mutuel – MutuelFamily doctor / HMOOptiMed (Healthcare network)371.65360.15331.15301.65272.65243.65
7CONCORDIAFamily doctor / HMOHMO372.95361.35332.15302.95273.85244.65
8CONCORDIATelemedicinesmartDoc375.15363.55334.35305.15276.05246.85
9SanitasFamily doctor / HMOFamily doctor 2375.45363.80334.65305.45276.30247.15
10SanitasFamily doctor / HMOFamily doctor 3375.45363.80334.65305.45276.30247.15
11SanitasFamily doctor / HMOFamily doctor 4375.45363.80334.65305.45276.30247.15
12SanitasFlexible modelMultiAccess375.45363.80334.65305.45276.30247.15
13SanitasTelemedicineTelMed Plus375.45363.80334.65305.45276.30247.15
14AtupriFamily doctor / HMOHMO375.95364.35335.15305.95276.85247.65
15Groupe Mutuel – MutuelFamily doctor / HMOPrimaCare (Family doctor)375.95364.45335.45305.95276.95247.95
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In 2027, for a young adult aged 19 to 25 in Salvan, with accident cover, the cheapest health insurance premium is:

  • 363.25 CHF a month with a 300 CHF deductible (Groupe Mutuel – Mutuel, SanaTel (Telemedicine))
  • 235.25 CHF a month with a 2'500 CHF deductible (Groupe Mutuel – Mutuel, SanaTel (Telemedicine))

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Frequently asked questions

Which health insurance is the cheapest in Salvan for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Salvan is Groupe Mutuel – Mutuel (SanaTel (Telemedicine)) at 363.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 387.20 CHF a month.

How much does health insurance cost in Salvan in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 363.25 CHF (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)) to 512.45 CHF (sana24, Standard model): 112 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 312.65 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Salvan for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, SanaTel (Telemedicine)), the premium goes from 363.25 CHF a month with the 300 CHF deductible to 235.25 CHF with the 2'500 CHF deductible: 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Salvan for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 387.20 CHF (Sanitas), family doctor / HMO 370.85 CHF (CSS), flexible model 375.45 CHF (Sanitas), telemedicine 363.25 CHF (Groupe Mutuel – Mutuel).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 368.00 CHF at Groupe Mutuel – Mutuel (SanaTel (Telemedicine)) gives 363.25 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.