Health insurance premiums 2026 in Obergoms (VS)For a child aged 0 to 18 without accident cover
From 51.15 to 132.65 CHF a month depending on the deductible and the model
128 offers from 28 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Krankenkasse Visperterminen | Telemedicine | 75.95 | — | 65.60 | 61.00 | 54.55 | — | — |
| 2 | Krankenkasse Visperterminen | Medicasa | 79.15 | — | 68.30 | 64.25 | 58.65 | — | — |
| 3 |  Agrisano | AGRIsmart | 79.75 | — | 70.15 | 65.45 | 60.65 | 55.85 | 51.15 |
| 4 | Agrisano | AGRIcontact | 84.15 | — | 74.05 | 69.15 | 64.15 | 59.05 | 54.15 |
| 5 |  sodalis | Digimed | 84.45 | 79.05 | 73.55 | 68.05 | 62.55 | 57.15 | 57.15 |
| 6 | Agrisano | AGRIeco | 85.65 | — | 75.45 | 70.35 | 65.35 | 60.15 | 55.05 |
| 7 | Krankenkasse Visperterminen | Standard model | 86.00 | — | 75.05 | 69.60 | 64.25 | — | — |
| 8 |  CSS | Hausarztversicherung Profit | 86.35 | 80.95 | 75.55 | 70.05 | 64.65 | — | 53.75 |
| 9 | sodalis | Telemedicine | 87.05 | 81.65 | 76.25 | 70.65 | 65.25 | 59.75 | 59.75 |
| 10 | sodalis | Medicasa | 87.75 | 82.25 | 76.85 | 71.25 | 65.85 | 60.35 | 60.35 |
| 11 |  KPT | KPTwin.smart | 88.15 | — | 79.55 | — | 70.85 | — | 62.15 |
| 12 |  Helsana | BeneFit PLUS Hausarzt R1 | 89.05 | — | — | — | — | 61.95 | — |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 89.05 | — | — | — | — | 61.95 | — |
| 14 | Helsana | BeneFit PLUS Telmed | 89.05 | — | — | — | — | 61.95 | — |
| 15 | KPT | KPTwin.doc | 89.35 | — | 80.65 | — | 71.85 | — | 62.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Obergoms, without accident cover, the cheapest health insurance premium is:
- 75.95 CHF a month with a 0 CHF deductible (Krankenkasse Visperterminen, Telemedicine)
- 51.15 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Obergoms for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Obergoms is Krankenkasse Visperterminen (Telemedicine) at 75.95 CHF a month.
How much does health insurance cost in Obergoms in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 75.95 CHF (Krankenkasse Visperterminen, Telemedicine) to 132.65 CHF (Sympany, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 95.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Obergoms for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 79.75 CHF a month with the 0 CHF deductible to 51.15 CHF with the 600 CHF deductible: 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Obergoms for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 86.00 CHF (Krankenkasse Visperterminen), family doctor / HMO 79.15 CHF (Krankenkasse Visperterminen), flexible model 89.05 CHF (Helsana), telemedicine 75.95 CHF (Krankenkasse Visperterminen).
Does a second or third child pay less in Obergoms?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 19 of the 28 insurers present in Obergoms file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 79.75 CHF | 33.45 CHF from the 3rd child |
| Krankenkasse Visperterminen | Telemedicine | 75.95 CHF | 35.40 CHF from the 3rd child |
| Visana | Med Call | 97.35 CHF | 37.75 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 100.75 CHF | 39.05 CHF from the 3rd child |
| Galenos | Tel Doc | 105.45 CHF | 39.35 CHF from the 3rd child |
| sodalis | Digimed | 84.45 CHF | 39.85 CHF from the 3rd child |
| sana24 | Combi Care | 111.05 CHF | 41.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 94.65 CHF | 44.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 96.05 CHF | 45.45 CHF from the 3rd child |
| CONCORDIA | HMO | 92.95 CHF | 46.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Sanmed24 | 99.45 CHF | 57.65 CHF from the 3rd child |
| rhenusana | Standard model | 125.35 CHF | 60.15 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 98.85 CHF | 72.85 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 91.65 CHF | 81.95 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 113.75 CHF | 84.05 CHF from the 5th child |
| EGK | EGK-Care | 97.85 CHF | 84.35 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 118.45 CHF | 87.55 CHF from the 5th child |
| Assura | Qualimed | 90.75 CHF | 89.25 CHF from the 4th child, 87.85 CHF from the 5th child |
| Groupe Mutuel – AMB | PrimaCare | 120.55 CHF | 89.15 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 81.10 CHF at Krankenkasse Visperterminen (Telemedicine) gives 75.95 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.