# Health insurance premiums 2026 in Obergoms (VS), for a child aged 0 to 18 without accident cover

In 2026, for a child aged 0 to 18 in Obergoms, without accident cover, the cheapest health insurance premium is:

- **75.95 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-0/) (Krankenkasse Visperterminen, Telemedicine)
- **51.15 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-600/) (Agrisano, AGRIsmart)

## Without accident cover: from 51.15 to 132.65 CHF a month depending on the deductible and the model

128 offers from 28 health insurers. With a deductible of 0 CHF, the cheapest is **75.95 CHF** a month with **Krankenkasse Visperterminen** (Telemedicine), the most expensive 132.65 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 75.95 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-0/
- 100 CHF: 79.05 CHF (sodalis, Digimed) — https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-100/
- 200 CHF: 65.60 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-200/
- 300 CHF: 61.00 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-300/
- 400 CHF: 54.55 CHF (Krankenkasse Visperterminen, Telemedicine) — https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-400/
- 500 CHF: 55.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-500/
- 600 CHF: 51.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 75.95 | — | 65.60 | 61.00 | 54.55 | — | — |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 79.15 | — | 68.30 | 64.25 | 58.65 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 79.75 | — | 70.15 | 65.45 | 60.65 | 55.85 | 51.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 84.15 | — | 74.05 | 69.15 | 64.15 | 59.05 | 54.15 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 84.45 | 79.05 | 73.55 | 68.05 | 62.55 | 57.15 | 57.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 85.65 | — | 75.45 | 70.35 | 65.35 | 60.15 | 55.05 |
| [Krankenkasse Visperterminen](https://www.kkv.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 86.00 | — | 75.05 | 69.60 | 64.25 | — | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 86.35 | 80.95 | 75.55 | 70.05 | 64.65 | — | 53.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 87.05 | 81.65 | 76.25 | 70.65 | 65.25 | 59.75 | 59.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medicasa | 87.75 | 82.25 | 76.85 | 71.25 | 65.85 | 60.35 | 60.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 88.15 | — | 79.55 | — | 70.85 | — | 62.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 89.05 | — | — | — | — | 61.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 89.05 | — | — | — | — | 61.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 89.05 | — | — | — | — | 61.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 89.35 | — | 80.65 | — | 71.85 | — | 62.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 90.15 | — | — | — | — | 63.05 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 90.65 | 85.25 | 79.85 | 74.35 | 68.95 | — | 58.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 90.75 | 85.35 | 79.95 | 74.55 | 69.15 | 63.75 | 58.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 91.25 | 85.85 | 80.45 | 74.95 | 69.55 | 64.15 | 58.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 91.25 | 85.85 | 80.45 | 74.95 | 69.55 | 64.15 | 58.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 91.65 | 86.85 | 82.05 | 77.15 | 72.65 | 67.55 | 62.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 92.35 | — | — | — | — | 65.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 92.35 | — | — | — | — | 65.35 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 92.95 | 87.55 | 82.05 | 76.45 | 70.95 | 65.45 | 59.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 92.95 | 87.55 | 82.05 | 76.45 | 70.95 | 65.45 | 59.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.55 | — | 82.45 | 76.95 | 71.45 | 65.85 | 60.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 93.85 | 88.95 | 84.05 | 79.05 | 74.35 | 69.25 | 64.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 94.05 | 88.65 | 83.25 | 77.75 | 72.35 | 66.95 | 61.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 94.65 | 89.65 | 84.75 | 79.65 | 74.65 | 69.75 | 64.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 94.65 | 89.65 | 84.75 | 79.65 | 74.65 | 69.75 | 64.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 94.95 | 89.95 | 85.05 | 79.95 | 75.25 | 70.05 | 65.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 95.15 | — | 85.95 | — | 76.55 | — | 67.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 95.25 | 89.85 | 84.45 | 78.95 | 73.55 | — | 62.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 95.35 | — | 84.55 | — | 73.65 | — | 62.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 95.35 | — | 84.55 | — | 73.65 | — | 62.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 95.35 | 89.95 | 84.45 | 78.95 | 73.45 | 68.05 | 68.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 95.65 | — | — | — | — | 68.55 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 95.85 | 90.45 | 85.05 | 79.55 | 74.15 | — | 63.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 95.85 | 90.35 | 84.85 | 79.25 | 73.85 | 68.35 | 62.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 96.05 | 91.35 | 86.65 | 81.95 | 77.25 | 70.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 96.75 | — | — | — | — | 69.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 97.05 | — | 86.25 | — | 75.35 | — | 64.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 97.35 | 91.85 | 86.45 | 80.95 | 75.45 | 70.05 | 66.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 97.75 | 92.35 | 86.95 | 81.45 | 76.05 | 70.65 | 65.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 97.75 | 92.35 | 86.95 | 81.45 | 76.05 | 70.65 | 65.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 97.85 | 97.05 | 96.05 | 95.15 | 94.15 | 93.25 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 97.85 | 97.05 | 96.05 | 95.15 | 94.15 | 93.25 | — |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 98.85 | 93.45 | 88.05 | 82.55 | 77.15 | 71.75 | 66.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 99.45 | 94.05 | 88.55 | 83.05 | 77.65 | 72.25 | 66.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 99.95 | 94.55 | 89.15 | 83.75 | 78.35 | 72.95 | 67.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 99.95 | 94.55 | 89.15 | 83.75 | 78.35 | 72.95 | 67.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 100.65 | 95.25 | 89.85 | 84.25 | 78.85 | 73.45 | 67.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 100.75 | — | 92.15 | — | 81.35 | — | 70.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 100.95 | — | 90.15 | — | 79.25 | — | 68.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 101.25 | 95.85 | 90.45 | 84.95 | 79.55 | — | 68.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 101.85 | 96.45 | 91.05 | 85.65 | 80.15 | 74.75 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.15 | 97.75 | 92.35 | 86.85 | 81.45 | 76.05 | 70.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.35 | 97.95 | 92.55 | 87.05 | 81.65 | 76.25 | 70.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 103.35 | — | 93.35 | — | 83.25 | — | 73.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 103.45 | 98.15 | 92.75 | 87.25 | 81.85 | 76.45 | 70.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 104.75 | — | 96.25 | — | 85.35 | — | 74.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 104.85 | 99.45 | 93.95 | 88.45 | 83.25 | 77.45 | 71.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 105.15 | 99.65 | 94.15 | — | 83.05 | — | 71.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 105.45 | 100.05 | 94.55 | 89.15 | 83.65 | 78.25 | 72.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.65 | — | — | — | — | 78.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 106.45 | — | 95.75 | — | 84.85 | — | 73.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 107.35 | 101.85 | 96.35 | — | 85.15 | — | 74.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 107.45 | 101.95 | 96.55 | 91.05 | 85.65 | 80.15 | 74.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 107.45 | 101.95 | 96.55 | 91.05 | 85.65 | 80.15 | 74.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 108.25 | 102.75 | 97.25 | 91.65 | 86.15 | 80.75 | 75.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 109.05 | 103.65 | 98.15 | 92.75 | 87.25 | 81.85 | 76.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 109.05 | 103.65 | 98.15 | 92.75 | 87.25 | 81.85 | 76.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 109.85 | 104.25 | 98.75 | — | 87.65 | — | 76.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.95 | — | 99.05 | — | 88.25 | — | 77.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 109.95 | — | 99.05 | — | 88.25 | — | 77.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 109.95 | — | 99.05 | — | 88.25 | — | 77.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 109.95 | — | 99.05 | — | 88.25 | — | 77.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 110.05 | 104.55 | 99.15 | 93.65 | 88.25 | 82.75 | 77.35 |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 110.25 | 104.85 | 99.45 | 94.05 | 88.65 | 83.25 | 77.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 110.45 | 104.95 | 99.55 | 94.05 | 88.65 | 83.15 | 77.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.95 | 109.95 | 109.05 | 108.15 | 107.15 | 106.25 | — |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 | 83.85 | 78.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 | 83.85 | 78.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.15 | 105.75 | 100.35 | 94.95 | 89.45 | 84.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.45 | — | 100.65 | — | 89.85 | — | 78.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 112.35 | 106.95 | 101.45 | 95.95 | 90.55 | 85.15 | 79.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 112.35 | 106.95 | 101.55 | 96.05 | 90.65 | 85.25 | 79.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 113.75 | 108.45 | 103.05 | 97.55 | 92.15 | 86.75 | 81.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 113.75 | 108.45 | 103.05 | 97.55 | 92.15 | 86.75 | 81.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 113.85 | 108.45 | 103.05 | 97.55 | 92.15 | 86.75 | 81.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 114.05 | — | 103.25 | — | 92.35 | — | 81.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 114.75 | — | 103.85 | — | 93.15 | — | 82.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 114.95 | 109.55 | 104.15 | 98.65 | 93.25 | 87.85 | 82.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 114.95 | 109.55 | 104.15 | 98.65 | 93.25 | 87.85 | 82.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 114.95 | 109.55 | 104.15 | 98.65 | 93.25 | 87.85 | 82.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 114.95 | 109.55 | 104.15 | 98.65 | 93.25 | 87.85 | 82.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.10 | 110.30 | 104.30 | 98.30 | 92.25 | 86.25 | 81.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 115.15 | 109.75 | 104.35 | 98.85 | 93.45 | 88.05 | 82.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 115.15 | 109.75 | 104.35 | 98.85 | 93.45 | 88.05 | 82.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 115.95 | 110.45 | 105.05 | 99.55 | 94.15 | 88.65 | 83.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 115.95 | 110.45 | 105.05 | 99.55 | 94.15 | 88.65 | 83.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 115.95 | 110.45 | 105.05 | 99.55 | 94.15 | 88.65 | 83.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.95 | 110.45 | 105.05 | 99.55 | 94.15 | 88.65 | 83.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 115.95 | 110.45 | 105.05 | 99.55 | 94.15 | 88.65 | 83.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 116.15 | — | 105.25 | — | 94.45 | — | 83.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 116.35 | 110.95 | 105.55 | 100.15 | 94.75 | 89.35 | 83.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 117.15 | 111.75 | 106.25 | 100.85 | 95.35 | 89.95 | 84.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 117.55 | — | 106.65 | — | 95.85 | — | 85.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 117.75 | 112.35 | 106.95 | 101.55 | 96.15 | 90.75 | 85.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.45 | 112.95 | 107.55 | 102.05 | 96.55 | 91.15 | 85.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 118.45 | 113.05 | 107.65 | 102.15 | 96.75 | 91.45 | 85.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 118.85 | — | 108.05 | — | 97.15 | — | 86.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.85 | 113.45 | 108.05 | 102.55 | 97.15 | 91.75 | 86.25 |
| [Caisse-maladie de la vallée d’Entremont](https://www.cmveo.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.95 | 113.55 | 108.15 | 102.65 | 97.25 | 91.85 | 86.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 119.15 | 113.75 | 108.35 | 102.85 | 97.45 | 92.05 | 86.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 119.85 | 114.45 | 109.05 | 103.55 | 98.15 | 92.75 | 87.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 119.85 | 114.45 | 109.05 | 103.55 | 98.15 | 92.75 | 87.25 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 120.55 | 115.15 | 109.75 | 104.25 | 98.85 | 93.45 | 88.05 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.55 | 115.15 | 109.75 | 104.25 | 98.85 | 93.45 | 88.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.25 | 115.65 | 110.15 | — | 99.05 | — | 87.95 |
| [Groupe Mutuel – AMB](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 124.45 | 119.05 | 113.65 | 108.15 | 102.75 | 97.35 | 91.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 125.15 | 119.75 | 114.25 | 108.85 | 103.35 | 97.95 | 92.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 125.15 | 119.75 | 114.25 | 108.85 | 103.35 | 97.95 | 92.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.35 | — | — | 109.15 | — | — | 92.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.75 | 122.35 | 116.95 | 111.45 | 106.05 | 100.65 | 95.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.15 | 123.75 | 118.25 | 112.85 | 107.35 | 101.95 | 96.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.15 | 126.85 | 121.45 | 115.95 | 110.55 | 105.15 | 99.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.65 | — | 121.85 | — | 110.95 | — | 100.05 |

128 offers from 28 health insurers.: https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Obergoms for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Obergoms](https://praemiencheck.onedoc.ch/en/vs/obergoms/) is Krankenkasse Visperterminen (Telemedicine) at 75.95 CHF a month.

### How much does health insurance cost in Obergoms in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/vs/obergoms/child/) with a deductible of 0 CHF and without accident cover, monthly premiums run from 75.95 CHF (Krankenkasse Visperterminen, Telemedicine) to 132.65 CHF (Sympany, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 95.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Obergoms for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 79.75 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-0/) to 51.15 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/deductible-600/): 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Obergoms for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 86.00 CHF (Krankenkasse Visperterminen), family doctor / HMO 79.15 CHF (Krankenkasse Visperterminen), flexible model 89.05 CHF (Helsana), telemedicine 75.95 CHF (Krankenkasse Visperterminen).

### Does a second or third child pay less in Obergoms?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 19 of the 28 insurers present in Obergoms file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 79.75 CHF | 33.45 CHF from the 3rd child |
| Krankenkasse Visperterminen | Telemedicine | 75.95 CHF | 35.40 CHF from the 3rd child |
| Visana | Med Call | 97.35 CHF | 37.75 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 100.75 CHF | 39.05 CHF from the 3rd child |
| Galenos | Tel Doc | 105.45 CHF | 39.35 CHF from the 3rd child |
| sodalis | Digimed | 84.45 CHF | 39.85 CHF from the 3rd child |
| sana24 | Combi Care | 111.05 CHF | 41.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 94.65 CHF | 44.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 96.05 CHF | 45.45 CHF from the 3rd child |
| CONCORDIA | HMO | 92.95 CHF | 46.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Sanmed24 | 99.45 CHF | 57.65 CHF from the 3rd child |
| rhenusana | Standard model | 125.35 CHF | 60.15 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 98.85 CHF | 72.85 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 91.65 CHF | 81.95 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 113.75 CHF | 84.05 CHF from the 5th child |
| EGK | EGK-Care | 97.85 CHF | 84.35 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 118.45 CHF | 87.55 CHF from the 5th child |
| Assura | Qualimed | 90.75 CHF | 89.25 CHF from the 4th child, 87.85 CHF from the 5th child |
| Groupe Mutuel – AMB | PrimaCare | 120.55 CHF | 89.15 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 81.10 CHF at Krankenkasse Visperterminen (Telemedicine) gives 75.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/

## Related pages

- Without accident cover: from 51.15 to 132.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/vs/obergoms/child/no-accident/ — replace `vs` with your canton’s two-letter code (ge, vd, zh…) and `obergoms` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.