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From 72.45 to 160.75 CHF a month depending on the deductible and the model

112 offers from 24 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1CSSFamily doctor / HMOHausarztversicherung Profit105.0599.6594.2588.7583.35—72.45
2AssuraTelemedicineMediTel105.85100.4595.0589.6584.2578.8573.35
3KPTFamily doctor / HMOKPTwin.doc - GP (family doctor)106.15—97.65—89.05—80.45
4CONCORDIAFamily doctor / HMOHMO106.25100.7595.2589.7584.2578.7573.15
5CONCORDIATelemedicinesmartDoc106.95101.4595.9590.3584.8579.4573.85
6KPTFamily doctor / HMOKPTwin.plus - HMO GP107.55—98.95—90.25—81.55
7KPTTelemedicineKPTwin.smart - GP with app107.55—98.95—90.25—81.55
8sodalisTelemedicineDigimed107.65102.2596.8591.2585.8580.3580.35
9sodalisTelemedicineTelemedicine107.95102.5597.1591.5586.1580.6580.65
10AquilanaTelemedicineSMARTMED108.45103.7599.0594.3589.6582.85—
11AssuraFlexible modelQualiMed108.45103.0597.6592.2586.8581.4575.95
12HelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R1108.55————81.55—
13HelsanaTelemedicineHelsana BeneFit PLUS Telemed108.55————81.55—
14sodalisFamily doctor / HMOMedicasa109.15103.7598.3592.7587.3581.8581.85
15AssuraFamily doctor / HMOPharMed109.15103.7598.3592.8587.4582.0576.55
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In 2027, for a child aged 0 to 18 in Collonges, without accident cover, the cheapest health insurance premium is:

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Frequently asked questions

Which health insurance is the cheapest in Collonges for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Collonges is CSS (Hausarztversicherung Profit) at 105.05 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 116.75 CHF a month.

How much does health insurance cost in Collonges in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 105.05 CHF (CSS, Hausarztversicherung Profit) to 160.75 CHF (Sympany, Standard model): 112 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 115.55 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Collonges for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 105.05 CHF a month with the 0 CHF deductible to 72.45 CHF with the 600 CHF deductible: 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Collonges for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 116.75 CHF (Agrisano), family doctor / HMO 105.05 CHF (CSS), flexible model 108.45 CHF (Assura), telemedicine 105.85 CHF (Assura).

Does a second or third child pay less in Collonges?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 24 insurers present in Collonges file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
VisanaMed Call112.75 CHF44.45 CHF from the 3rd child
GalenosTel Doc121.35 CHF45.95 CHF from the 3rd child
sana24Combi Care127.65 CHF48.45 CHF from the 3rd child
AgrisanoStandard model116.75 CHF50.55 CHF from the 3rd child
SWICAFavorit Multichoice122.75 CHF51.45 CHF from the 3rd child
AquilanaSMARTMED108.45 CHF51.85 CHF from the 3rd child
sodalisDigimed107.65 CHF52.55 CHF from the 3rd child
CONCORDIAHMO106.25 CHF53.25 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor114.85 CHF55.05 CHF from the 3rd child
rhenusanaStandard model141.25 CHF68.25 CHF from the 3rd child
Krankenkasse SteffisburgStandard model128.35 CHF68.55 CHF from the 3rd child
Groupe Mutuel – MutuelPrimaFlex (Flexible model)113.85 CHF84.15 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)115.95 CHF85.75 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed (Healthcare network)120.45 CHF89.15 CHF from the 5th child
AssuraMediTel105.85 CHF104.25 CHF from the 4th child, 102.75 CHF from the 5th child
EGKEGK-Care114.05 CHF103.95 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 109.80 CHF at CSS (Hausarztversicherung Profit) gives 105.05 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.