Health insurance premiums 2027 in Vinzel (VD)For a young adult aged 19 to 25 with accident cover
From 291.90 to 653.25 CHF a month depending on the deductible and the model
106 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Sanitas | Family doctor 1 | 420.20 | 408.55 | 379.40 | 350.20 | 321.05 | 291.90 |
| 2 | Sanitas | TelMed Basic | 420.20 | 408.55 | 379.40 | 350.20 | 321.05 | 291.90 |
| 3 |  Atupri | HMO | 422.95 | 411.35 | 382.15 | 352.95 | 323.85 | 294.65 |
| 4 |  Visana | Managed Care | 424.15 | 417.45 | 383.25 | 354.15 | 324.95 | 295.75 |
| 5 | Sanitas | Family doctor 2 | 424.60 | 412.95 | 383.80 | 354.60 | 325.45 | 296.30 |
| 6 | Sanitas | Family doctor 3 | 424.60 | 412.95 | 383.80 | 354.60 | 325.45 | 296.30 |
| 7 | Sanitas | Family doctor 4 | 424.60 | 412.95 | 383.80 | 354.60 | 325.45 | 296.30 |
| 8 | Sanitas | MultiAccess | 424.60 | 412.95 | 383.80 | 354.60 | 325.45 | 296.30 |
| 9 | Sanitas | TelMed Plus | 424.60 | 412.95 | 383.80 | 354.60 | 325.45 | 296.30 |
| 10 |  Sympany | flexhelp24 | 426.55 | 414.95 | 385.75 | 356.55 | 327.45 | 298.25 |
| 11 |  EGK | EGK-TelCare | 429.25 | 417.65 | 388.45 | 359.25 | 330.15 | 300.95 |
| 12 | Atupri | SmartCare | 432.95 | 421.35 | 392.15 | 362.95 | 333.85 | 304.65 |
| 13 |  CSS | Multimed | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 |
| 14 | Sympany | casamed pharm | 434.15 | 422.45 | 393.35 | 364.15 | 334.95 | 305.85 |
| 15 | Sympany | casamed hmo | 434.15 | 422.45 | 393.35 | 364.15 | 334.95 | 305.85 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Vinzel, with accident cover, the cheapest health insurance premium is:
- 420.20 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1)
- 291.90 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Vinzel for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Vinzel is Sanitas (Family doctor 1) at 420.20 CHF a month.
How much does health insurance cost in Vinzel in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 420.20 CHF (Sanitas, Family doctor 1) to 653.25 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 386.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Vinzel for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 420.20 CHF a month with the 300 CHF deductible to 291.90 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Vinzel for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 437.90 CHF (Sanitas), family doctor / HMO 420.20 CHF (Sanitas), flexible model 424.60 CHF (Sanitas), telemedicine 420.20 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 424.95 CHF at Sanitas (Family doctor 1) gives 420.20 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.