# Health insurance premiums 2026 in Vinzel (VD), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Vinzel, with accident cover, the cheapest health insurance premium is:

- **407.40 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-300/) (Sanitas, Family doctor 1)
- **279.10 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-2500/) (Sanitas, Family doctor 1)

## With accident cover: from 279.10 to 642.85 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **407.40 CHF** a month with **Sanitas** (Family doctor 1), the most expensive 642.85 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 407.40 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-300/
- 500 CHF: 395.80 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-500/
- 1'000 CHF: 366.60 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 337.40 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 308.30 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 279.10 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 407.40 | 395.80 | 366.60 | 337.40 | 308.30 | 279.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 407.55 | 395.95 | 366.75 | 337.55 | 308.45 | 279.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 411.70 | 400.10 | 370.90 | 341.70 | 312.60 | 283.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 411.70 | 400.10 | 370.90 | 341.70 | 312.60 | 283.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 411.70 | 400.10 | 370.90 | 341.70 | 312.60 | 283.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 411.85 | 400.25 | 371.05 | 341.85 | 312.75 | 283.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 411.85 | 400.25 | 371.05 | 341.85 | 312.75 | 283.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 412.15 | 400.55 | 371.35 | 342.15 | 313.05 | 283.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 413.25 | 401.65 | 372.45 | 343.25 | 314.15 | 284.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 415.25 | 403.65 | 374.45 | 345.25 | 316.15 | 286.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 418.05 | 406.45 | 377.25 | 348.05 | 318.95 | 289.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 418.05 | 406.45 | 377.25 | 348.05 | 318.95 | 289.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 419.65 | 412.95 | 378.85 | 349.65 | 320.45 | 291.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 421.95 | 410.35 | 381.15 | 351.95 | 322.85 | 293.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 424.65 | 413.05 | 383.85 | 354.65 | 325.55 | 296.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 426.45 | 414.85 | 385.65 | 356.45 | 327.35 | 298.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 428.05 | 416.35 | 387.25 | 358.05 | 328.85 | 299.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 428.05 | 416.35 | 387.25 | 358.05 | 328.85 | 299.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 429.05 | 417.45 | 388.25 | 359.05 | 329.95 | 300.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 429.35 | 417.85 | 388.85 | 359.35 | 330.35 | 301.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 431.55 | 419.95 | 390.75 | 361.55 | 332.45 | 303.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 432.05 | 422.05 | 396.65 | 371.35 | 345.85 | 316.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 433.05 | 421.45 | 392.25 | 363.05 | 333.95 | 307.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 436.55 | 424.95 | 395.75 | 366.55 | 337.45 | 308.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 437.95 | 426.35 | 397.15 | 367.95 | 338.85 | 309.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 440.45 | 428.85 | 399.65 | 370.45 | 341.35 | 312.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 441.55 | 429.95 | 400.75 | 371.55 | 342.45 | 313.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 441.65 | 430.05 | 400.85 | 371.65 | 342.55 | 313.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 442.45 | 430.85 | 401.65 | 372.45 | 343.35 | 317.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 442.45 | 430.85 | 401.65 | 372.45 | 343.35 | 314.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 442.45 | 430.85 | 401.65 | 372.45 | 343.35 | 314.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 444.15 | 437.45 | 403.25 | 374.15 | 344.95 | 315.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 444.55 | 433.05 | 404.05 | 374.55 | 345.55 | 316.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 449.55 | 438.05 | 409.05 | 379.55 | 350.55 | 321.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 452.15 | 440.65 | 411.65 | 382.15 | 353.15 | 324.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 452.25 | 440.75 | 411.75 | 382.25 | 353.25 | 324.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 452.75 | 441.15 | 411.95 | 382.75 | 353.65 | 324.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 452.95 | 441.25 | 425.75 | 396.55 | 356.55 | 327.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 458.95 | 447.35 | 418.15 | 388.95 | 359.85 | 330.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 458.95 | 447.35 | 418.15 | 388.95 | 359.85 | 330.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 461.55 | 450.05 | 421.05 | 391.55 | 362.55 | 333.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 463.55 | 456.85 | 422.65 | 393.55 | 364.35 | 335.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 463.85 | 452.15 | 428.45 | 399.35 | 364.65 | 335.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 463.85 | 457.65 | 428.45 | 399.35 | 364.65 | 335.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 464.25 | 452.75 | 423.75 | 394.25 | 365.25 | 336.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 464.25 | 452.75 | 423.75 | 394.25 | 365.25 | 336.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 465.75 | 454.25 | 425.25 | 395.75 | 366.75 | 337.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 468.65 | 461.95 | 427.75 | 398.65 | 369.45 | 340.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 470.05 | 458.45 | 429.25 | 400.05 | 370.95 | 341.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 470.15 | 458.55 | 429.35 | 400.15 | 371.05 | 341.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 471.15 | 459.65 | 430.65 | 401.15 | 372.15 | 343.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 471.75 | 460.15 | 430.95 | 401.75 | 372.65 | 343.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 471.75 | 460.15 | 430.95 | 401.75 | 372.65 | 343.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 473.85 | 462.25 | 433.05 | 403.85 | 374.75 | 348.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 475.35 | 463.75 | 434.55 | 405.35 | 376.25 | 347.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 475.75 | 464.15 | 434.95 | 405.75 | 376.65 | 347.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 475.75 | 464.15 | 434.95 | 405.75 | 376.65 | 347.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 477.45 | 465.95 | 436.95 | 407.45 | 378.45 | 349.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 481.25 | 469.55 | 440.45 | 411.25 | 382.05 | 352.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 482.95 | 471.25 | 442.05 | 412.95 | 383.75 | 354.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 483.25 | 471.65 | 442.45 | 413.25 | 384.15 | 354.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 485.65 | 474.05 | 466.65 | 453.85 | 441.05 | 411.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 486.85 | 475.25 | 446.05 | 416.85 | 387.75 | 358.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 486.85 | 475.25 | 446.05 | 416.85 | 387.75 | 358.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 487.25 | 475.75 | 446.75 | 417.25 | 388.25 | 359.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 490.05 | 483.35 | 449.25 | 420.05 | 390.85 | 361.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 491.05 | 479.35 | 450.15 | 421.05 | 391.85 | 362.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 492.75 | 481.05 | 451.95 | 422.75 | 393.55 | 364.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 494.55 | 482.85 | 453.65 | 424.55 | 395.35 | 366.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 496.45 | 484.85 | 455.65 | 426.45 | 397.35 | 368.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 496.45 | 484.85 | 455.65 | 426.45 | 397.35 | 368.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 496.75 | 485.15 | 455.95 | 426.75 | 397.65 | 368.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 496.75 | 485.05 | 455.95 | 426.75 | 397.55 | 368.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 497.25 | 485.65 | 456.45 | 427.45 | 398.15 | 368.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 497.65 | 486.05 | 456.85 | 427.65 | — | 369.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 499.55 | 487.95 | 458.75 | 429.55 | 400.45 | 371.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 500.05 | 488.55 | 459.55 | 430.05 | 401.05 | 372.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 500.25 | 493.55 | 459.45 | 430.25 | 401.05 | 371.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 503.65 | 492.05 | 462.85 | 433.65 | 404.55 | 375.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 504.75 | 493.05 | 463.95 | 437.45 | 411.05 | 387.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 505.35 | 498.65 | 464.55 | 435.35 | 406.15 | 377.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 509.25 | 497.65 | 468.45 | 439.25 | 410.15 | 380.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 511.65 | 500.05 | 470.85 | 441.65 | — | 383.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 512.25 | 500.65 | 471.45 | 442.25 | 413.15 | 383.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 512.95 | 501.25 | 472.15 | 445.65 | 419.25 | 395.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 518.35 | 506.75 | 477.55 | 448.35 | 419.25 | 390.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 518.35 | 506.75 | 477.55 | 448.35 | 419.25 | 390.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 521.05 | 509.45 | 480.25 | 451.05 | — | 392.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 522.85 | 511.25 | 482.05 | 452.85 | 423.75 | 394.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 524.25 | 512.55 | 483.45 | 454.25 | 425.05 | 395.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 525.15 | 513.65 | 484.65 | 455.15 | 426.15 | 397.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 525.75 | 514.15 | 484.95 | 455.75 | — | 397.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 532.95 | 521.45 | 492.45 | 462.95 | 433.95 | 404.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 540.15 | 528.55 | 499.35 | 470.15 | 441.05 | 411.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 553.95 | 542.35 | 513.15 | 483.95 | 454.85 | 425.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 554.05 | 542.45 | 513.25 | 484.05 | 454.95 | 425.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 558.45 | 546.85 | 517.65 | 488.45 | — | 430.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 560.55 | 548.85 | 519.65 | 490.55 | 461.35 | 432.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 562.85 | 551.25 | 522.05 | 492.85 | 463.75 | 434.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 565.35 | 555.35 | 530.85 | 506.35 | 481.85 | 457.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 571.85 | 560.15 | 530.95 | 501.85 | 472.65 | 443.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 583.65 | 572.05 | 542.85 | 513.65 | 484.55 | 455.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 589.65 | 577.95 | 548.85 | 519.65 | 490.45 | 461.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 591.25 | 579.65 | 550.45 | 521.25 | — | 462.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 642.85 | 632.50 | 603.95 | 578.05 | 545.65 | 519.75 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Vinzel for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Vinzel](https://praemiencheck.onedoc.ch/en/vd/vinzel/) is Sanitas (Family doctor 1) at 407.40 CHF a month.

### How much does health insurance cost in Vinzel in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 407.40 CHF (Sanitas, Family doctor 1) to 642.85 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 375.35 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Vinzel for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 407.40 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-300/) to 279.10 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Vinzel for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 424.65 CHF (Sanitas), family doctor / HMO 407.40 CHF (Sanitas), flexible model 411.85 CHF (Sanitas), telemedicine 407.55 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 412.55 CHF at Sanitas (Family doctor 1) gives 407.40 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/

## Related pages

- With accident cover: from 279.10 to 642.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/vd/vinzel/young-adult/with-accident/ — replace `vd` with your canton’s two-letter code (ge, vd, zh…) and `vinzel` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.