Health insurance premiums 2026 in Spiringen (UR)For a child aged 0 to 18
With accident cover: from 47.55 to 165.45 CHF a month depending on the deductible and the model
121 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 77.65 | — | 67.65 | 62.65 | 57.65 | 52.55 | 47.55 |
| 2 | Agrisano | AGRIcontact | 82.05 | — | 71.45 | 66.15 | 60.95 | 55.55 | 50.35 |
| 3 | Agrisano | AGRIeco | 83.45 | — | 72.65 | 67.35 | 62.05 | 56.55 | 51.25 |
| 4 |  CSS | HMO (health practice) | 87.05 | 81.25 | 75.45 | 69.55 | 63.75 | — | 52.05 |
| 5 |  Aquilana | SMARTMED | 88.05 | 83.05 | 78.05 | 72.95 | 67.85 | 61.25 | — |
| 6 | CSS | Hausarztversicherung Profit | 89.15 | 83.35 | 77.55 | 71.65 | 65.85 | — | 54.15 |
| 7 |  KPT | KPTwin.smart | 89.35 | — | 80.05 | — | 70.75 | — | 61.35 |
| 8 | CSS | Callmed | 90.95 | 85.15 | 79.35 | 73.45 | 67.65 | — | 55.95 |
| 9 | Agrisano | Standard model | 91.15 | — | 79.45 | 73.65 | 67.85 | 61.95 | 56.15 |
| 10 |  Sumiswalder Krankenkasse | Family doctor | 92.25 | 86.85 | 81.55 | 76.05 | 70.75 | 65.45 | 59.95 |
| 11 | Sumiswalder Krankenkasse | Telemedicine | 92.25 | 86.85 | 81.55 | 76.05 | 70.75 | 65.45 | 59.95 |
| 12 | Aquilana | CASAMED | 92.35 | 86.55 | 80.75 | 74.95 | 69.05 | 63.25 | — |
| 13 | CSS | Multimed | 93.95 | 88.15 | 82.35 | 76.45 | 70.65 | — | 58.95 |
| 14 |  Helsana | BeneFit PLUS Hausarzt R1 | 94.05 | — | — | — | — | 64.95 | — |
| 15 | Helsana | BeneFit PLUS Flexmed R1 | 94.05 | — | — | — | — | 64.95 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 44.95 to 154.35 CHF a month depending on the deductible and the model
121 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 73.55 | — | 64.05 | 59.25 | 54.55 | 49.65 | 44.95 |
| 2 | Agrisano | AGRIcontact | 77.65 | — | 67.65 | 62.55 | 57.65 | 52.55 | 47.55 |
| 3 | Agrisano | AGRIeco | 79.05 | — | 68.75 | 63.75 | 58.65 | 53.45 | 48.45 |
| 4 | CSS | HMO (health practice) | 80.55 | 75.15 | 69.75 | 64.35 | 58.95 | — | 48.05 |
| 5 | Aquilana | SMARTMED | 81.65 | 77.05 | 72.35 | 67.65 | 62.85 | 56.65 | — |
| 6 | CSS | Hausarztversicherung Profit | 82.55 | 77.15 | 71.75 | 66.25 | 60.85 | — | 49.95 |
| 7 | KPT | KPTwin.smart | 82.65 | — | 74.05 | — | 65.35 | — | 56.65 |
| 8 | CSS | Callmed | 84.25 | 78.85 | 73.45 | 67.95 | 62.55 | — | 51.65 |
| 9 | Sumiswalder Krankenkasse | Family doctor | 85.45 | 80.45 | 75.55 | 70.45 | 65.45 | 60.55 | 55.45 |
| 10 | Sumiswalder Krankenkasse | Telemedicine | 85.45 | 80.45 | 75.55 | 70.45 | 65.45 | 60.55 | 55.45 |
| 11 | Aquilana | CASAMED | 85.55 | 80.15 | 74.75 | 69.35 | 63.95 | 58.55 | — |
| 12 | Agrisano | Standard model | 86.35 | — | 75.25 | 69.75 | 64.25 | 58.55 | 53.05 |
| 13 | CSS | Multimed | 86.95 | 81.55 | 76.15 | 70.75 | 65.35 | — | 54.45 |
| 14 | Helsana | BeneFit PLUS Hausarzt R1 | 87.15 | — | — | — | — | 60.05 | — |
| 15 | Helsana | BeneFit PLUS Flexmed R1 | 87.15 | — | — | — | — | 60.05 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Spiringen, the cheapest health insurance premium is:
- Without accident cover: 73.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 44.95 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
- With accident cover: 77.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 47.55 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Spiringen for a child aged 0 to 18?
In 2026, without accident cover: Agrisano (AGRIsmart) at 73.55 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 44.95 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 77.65 CHF, and Agrisano (AGRIsmart) at 47.55 CHF.
How much does accident cover cost in basic insurance in Spiringen?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 73.55 CHF a month without accident cover to 77.65 CHF with accident cover, at the 0 CHF deductible: 4.10 CHF a month, 49.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 82.80 CHF at Agrisano (AGRIsmart) gives 77.65 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.