# Health insurance premiums 2027 in Spiringen (UR), for a child aged 0 to 18

In 2027, for a child aged 0 to 18 in Spiringen, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/): **83.90 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-0/) (Agrisano, AGRIsmart), **55.10 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-600/) (Agrisano, AGRIsmart).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/): **88.30 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-0/) (Agrisano, AGRIsmart), **58.00 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-600/) (Agrisano, AGRIsmart).

## With accident cover: from 58.00 to 182.40 CHF a month depending on the deductible and the model

122 offers from 26 health insurers. With a deductible of 0 CHF, the cheapest is **88.30 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 182.40 CHF with sana24 (Standard model).

Lowest premium:
- 0 CHF: 88.30 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-0/
- 100 CHF: 91.90 CHF (Aquilana, SMARTMED) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-100/
- 200 CHF: 78.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-200/
- 300 CHF: 73.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-300/
- 400 CHF: 68.20 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-400/
- 500 CHF: 63.10 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-500/
- 600 CHF: 58.00 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 88.30 | — | 78.20 | 73.20 | 68.20 | 63.10 | 58.00 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 93.40 | — | 82.70 | 77.40 | 72.10 | 66.70 | 61.40 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 93.90 | — | 83.20 | 77.80 | 72.50 | 67.10 | 61.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 94.40 | — | 85.10 | — | 75.80 | — | 66.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 97.00 | 91.90 | 86.90 | 81.80 | 76.70 | 70.00 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 97.20 | — | — | — | — | 68.10 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 98.30 | — | — | — | — | 69.20 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 99.50 | — | — | — | — | 70.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 100.30 | — | 90.40 | — | 80.50 | — | 70.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 100.30 | — | 90.40 | — | 80.50 | — | 70.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 100.60 | — | — | — | — | 71.50 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 101.40 | 95.60 | 89.80 | 84.00 | 78.10 | 72.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 101.50 | — | 91.50 | — | 81.40 | — | 71.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 101.60 | 95.80 | 90.00 | 84.10 | 78.30 | — | 66.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 101.70 | — | — | — | — | 72.60 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.10 | — | 90.40 | 84.60 | 78.80 | 72.90 | 67.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 102.50 | 97.20 | 91.80 | 86.30 | 81.00 | 75.80 | 70.20 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 102.50 | 97.20 | 91.80 | 86.30 | 81.00 | 75.80 | 70.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 103.30 | 97.50 | 91.70 | 85.80 | 80.00 | — | 68.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 103.80 | 98.00 | 92.20 | 86.30 | 80.50 | 74.70 | 68.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 103.80 | 98.00 | 92.20 | 86.30 | 80.50 | 74.70 | 68.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 104.00 | — | 92.40 | — | 80.70 | — | 69.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 104.00 | — | — | — | — | 74.90 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 104.00 | — | — | — | — | 74.90 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 104.40 | 98.60 | 92.80 | 86.90 | 81.10 | 75.30 | 69.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 104.40 | 98.60 | 92.80 | 86.90 | 81.10 | 75.30 | 69.40 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 104.90 | 99.10 | 93.30 | 87.40 | 81.60 | 75.80 | 69.90 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 105.70 | 99.90 | 94.10 | 88.20 | 82.40 | 76.60 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 105.80 | 100.00 | 94.20 | 88.30 | 82.50 | — | 70.80 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 106.20 | 100.40 | 94.60 | 88.70 | 82.90 | 77.10 | 71.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 106.20 | — | 95.80 | — | 85.20 | — | 74.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 106.50 | 100.70 | 94.90 | 89.00 | 83.20 | — | 71.50 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 107.30 | 101.60 | 95.70 | 89.80 | 84.00 | 78.20 | 72.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 107.60 | — | 96.00 | — | 84.30 | — | 72.60 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 107.70 | 102.70 | 97.70 | 92.60 | 87.90 | 82.70 | 77.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 108.60 | 102.80 | 97.00 | 91.10 | 85.30 | 79.50 | 73.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 109.40 | — | 97.80 | — | 86.10 | — | 74.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 109.50 | 103.70 | 97.90 | 92.00 | 86.20 | 80.40 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 109.70 | 103.90 | 98.10 | 92.20 | 86.40 | 80.60 | 74.70 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 109.80 | 104.00 | 98.20 | 92.30 | 86.50 | 80.70 | 74.80 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 110.60 | — | 99.00 | — | 87.30 | — | 75.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 110.90 | 105.10 | 99.30 | — | 87.60 | — | 75.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 110.95 | 105.15 | 99.30 | 93.45 | 87.65 | 81.80 | 75.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 111.35 | 105.55 | 99.70 | 93.85 | 88.05 | 82.20 | 76.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.40 | 105.60 | 99.80 | 94.00 | 88.10 | 82.30 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.40 | 105.60 | 99.80 | 93.90 | 88.10 | 82.30 | 76.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 112.10 | 106.30 | 100.50 | — | 88.80 | — | 77.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 112.10 | 106.30 | 100.45 | 94.60 | 88.80 | 82.95 | 77.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 112.10 | 106.30 | 100.45 | 94.60 | 88.80 | 82.95 | 77.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 112.10 | 106.30 | 100.45 | 94.60 | 88.80 | 82.95 | 77.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 112.10 | 106.30 | 100.45 | 94.60 | 88.80 | 82.95 | 77.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 112.10 | 106.30 | 100.45 | 94.60 | 88.80 | 82.95 | 77.10 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 112.55 | 106.70 | 100.90 | 95.05 | 89.20 | 83.40 | 77.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 112.70 | 107.50 | 102.30 | 97.00 | 92.00 | 86.50 | 81.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.10 | — | — | — | — | 84.00 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 113.25 | 107.45 | 101.60 | 95.75 | 89.95 | 84.10 | 78.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.50 | 107.70 | 101.90 | 96.00 | 90.20 | — | 78.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 114.00 | 108.20 | 102.40 | — | 90.70 | — | 79.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 114.00 | 108.70 | 103.40 | 98.00 | 93.00 | 87.50 | 82.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.55 | 109.75 | 103.90 | 98.05 | 92.25 | 86.40 | 80.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 115.70 | — | 111.10 | — | 104.50 | — | 92.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 116.10 | 110.30 | 104.50 | 98.60 | 92.80 | 87.00 | 81.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 116.70 | 110.90 | 105.10 | 99.20 | 93.40 | 87.60 | 81.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 116.70 | 110.90 | 105.10 | 99.20 | 93.40 | 87.60 | 81.70 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.90 | 112.10 | 106.30 | 100.40 | 94.60 | 88.80 | 82.90 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 117.90 | 112.10 | 106.30 | 100.40 | 94.60 | 88.80 | 82.90 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 118.00 | 112.20 | 106.40 | 100.50 | 94.70 | 88.90 | 83.00 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.00 | — | 106.40 | — | 94.70 | — | 83.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.00 | 113.30 | 107.40 | 101.50 | 95.60 | 89.70 | 83.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 118.10 | 112.20 | 106.40 | 100.60 | 94.70 | 88.90 | 83.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 118.10 | 112.20 | 106.40 | 100.60 | 94.70 | 88.90 | 83.10 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.50 | 112.65 | 106.80 | 101.00 | 95.15 | 89.30 | 83.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 118.50 | 112.70 | 106.90 | 101.00 | 95.20 | 89.40 | 83.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 118.70 | 112.90 | 107.10 | 101.20 | 95.40 | 89.60 | 83.70 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 118.70 | 112.90 | 107.10 | 101.20 | 95.40 | 89.60 | 83.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 119.00 | 113.20 | 107.40 | — | 95.70 | — | 84.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 119.20 | 113.40 | 107.60 | 101.70 | 95.90 | 90.10 | 84.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 119.20 | 113.40 | 107.60 | 101.70 | 95.90 | 90.10 | 84.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.50 | — | 107.90 | — | 96.20 | — | 84.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 120.60 | 114.80 | 109.00 | 103.10 | 97.30 | 91.50 | 85.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 120.60 | 114.80 | 109.00 | 103.10 | 97.30 | 91.50 | 85.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 121.90 | 116.10 | 110.30 | 104.40 | 98.60 | 92.80 | 86.90 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 121.90 | 116.10 | 110.30 | 104.40 | 98.60 | 92.80 | 86.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 122.60 | 116.70 | 110.90 | 105.10 | 99.20 | 93.40 | 87.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 122.60 | 116.70 | 110.90 | 105.10 | 99.20 | 93.40 | 87.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 122.60 | 116.80 | 111.00 | 105.10 | 99.30 | 93.50 | 87.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 122.60 | 116.80 | 111.00 | 105.10 | 99.30 | 93.50 | 87.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.30 | 117.50 | 111.70 | 105.80 | 100.00 | 94.20 | 88.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 124.00 | — | 116.20 | — | 104.50 | — | 92.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.30 | 118.40 | 112.60 | 106.80 | 100.90 | 95.10 | 89.30 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.40 | 118.60 | 112.80 | 106.90 | 101.10 | 95.30 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.20 | 119.40 | 113.60 | 107.70 | 102.20 | 96.10 | 90.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.30 | 119.50 | 113.70 | — | 102.00 | — | 90.30 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 126.00 | — | — | 108.60 | — | — | 91.00 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 126.00 | 120.20 | 114.40 | 108.50 | 102.70 | 96.90 | 91.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.80 | — | 116.20 | — | 104.50 | — | 92.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 127.80 | — | 116.20 | — | 104.50 | — | 92.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 127.80 | — | 116.20 | — | 104.50 | — | 92.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 127.80 | — | 116.20 | — | 104.50 | — | 92.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 127.80 | — | 116.20 | — | 104.50 | — | 92.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 128.50 | — | 116.80 | — | 105.20 | — | 93.50 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 128.50 | — | 116.80 | — | 105.20 | — | 93.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.00 | 123.20 | 117.40 | 111.50 | 105.70 | 99.90 | 94.00 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 129.20 | — | 117.60 | — | 105.90 | — | 94.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 129.20 | — | 117.60 | — | 105.90 | — | 94.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 129.20 | — | 117.60 | — | 105.90 | — | 94.20 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.30 | 123.90 | 120.60 | 112.00 | 106.00 | 100.20 | 94.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.30 | 124.50 | 118.70 | 112.80 | 107.00 | 101.20 | 95.30 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.90 | 125.10 | 119.30 | 113.40 | 107.60 | 101.80 | 95.90 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 132.20 | — | — | 114.70 | — | — | 97.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 134.70 | 128.90 | 123.00 | 117.20 | 111.40 | 105.50 | 99.70 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 134.70 | 128.90 | 123.00 | 117.20 | 111.40 | 105.50 | 99.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.20 | 130.40 | 124.60 | 118.70 | 112.90 | 107.10 | 101.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.90 | — | — | 119.40 | — | — | 101.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.70 | 133.90 | 128.00 | 122.20 | 116.40 | 110.50 | 104.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.20 | — | 133.50 | — | 121.90 | — | 110.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 158.70 | 152.90 | 147.10 | 141.20 | 135.40 | 129.60 | 123.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 166.00 | 160.20 | 154.40 | 148.50 | 142.70 | 136.90 | 131.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 173.30 | 167.50 | 161.60 | 155.80 | 150.00 | 144.10 | 138.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 173.30 | 167.50 | 161.60 | 155.80 | 150.00 | 144.10 | 138.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 175.10 | 169.30 | 163.50 | 157.60 | 151.80 | 146.00 | 140.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.40 | 176.60 | 170.70 | 164.90 | 159.10 | 153.20 | 147.40 |

122 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident.md

## Without accident cover: from 55.10 to 170.50 CHF a month depending on the deductible and the model

122 offers from 26 health insurers. With a deductible of 0 CHF, the cheapest is **83.90 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 170.50 CHF with sana24 (Standard model).

Lowest premium:
- 0 CHF: 83.90 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-0/
- 100 CHF: 85.60 CHF (Aquilana, SMARTMED) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-100/
- 200 CHF: 74.30 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-200/
- 300 CHF: 69.50 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-300/
- 400 CHF: 64.80 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-400/
- 500 CHF: 59.90 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-500/
- 600 CHF: 55.10 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 83.90 | — | 74.30 | 69.50 | 64.80 | 59.90 | 55.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 87.80 | — | 79.10 | — | 70.50 | — | 61.80 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 88.70 | — | 78.60 | 73.50 | 68.50 | 63.40 | 58.30 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 89.20 | — | 79.00 | 73.90 | 68.90 | 63.70 | 58.60 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 90.30 | 85.60 | 80.90 | 76.20 | 71.40 | 65.20 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 90.40 | — | — | — | — | 63.40 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 91.50 | — | — | — | — | 64.40 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 92.60 | — | — | — | — | 65.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 93.30 | — | 84.10 | — | 74.90 | — | 65.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 93.30 | — | 84.10 | — | 74.90 | — | 65.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 93.60 | — | — | — | — | 66.50 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 94.40 | 89.00 | 83.60 | 78.20 | 72.70 | 67.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 94.40 | — | 85.10 | — | 75.70 | — | 66.40 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 94.50 | 89.10 | 83.70 | 78.20 | 72.80 | — | 61.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 94.60 | — | — | — | — | 67.60 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 95.40 | 90.40 | 85.40 | 80.30 | 75.40 | 70.50 | 65.30 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 95.40 | 90.40 | 85.40 | 80.30 | 75.40 | 70.50 | 65.30 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 96.10 | 90.70 | 85.30 | 79.80 | 74.40 | — | 63.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 96.80 | — | 86.00 | — | 75.10 | — | 64.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 96.80 | — | — | — | — | 69.70 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 96.80 | — | — | — | — | 69.70 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.00 | — | 85.90 | 80.40 | 74.90 | 69.30 | 63.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 97.10 | 91.60 | 86.20 | 80.70 | 75.30 | 69.80 | 64.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 97.10 | 91.60 | 86.20 | 80.70 | 75.30 | 69.80 | 64.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 97.60 | 92.20 | 86.70 | 81.30 | 75.80 | 70.40 | 64.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 97.60 | 92.20 | 86.70 | 81.30 | 75.80 | 70.40 | 64.90 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 98.40 | 93.00 | 87.60 | 82.10 | 76.70 | — | 65.80 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 98.60 | 93.20 | 87.80 | 82.30 | 76.90 | 71.50 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 98.80 | — | 89.10 | — | 79.20 | — | 69.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 99.00 | 93.70 | 88.30 | 82.80 | 77.40 | — | 66.50 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 99.20 | 93.70 | 88.20 | 82.60 | 77.20 | 71.70 | 66.10 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 99.30 | 93.90 | 88.50 | 83.00 | 77.60 | 72.10 | 66.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 100.10 | — | 89.30 | — | 78.40 | — | 67.60 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 100.40 | 95.00 | 89.50 | 84.00 | 78.60 | 73.20 | 67.70 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 101.20 | 96.50 | 91.90 | 87.10 | 82.60 | 77.70 | 72.90 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 101.80 | — | 91.00 | — | 80.10 | — | 69.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 102.10 | 96.70 | 91.30 | 85.80 | 80.40 | 75.00 | 69.50 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 102.20 | 96.80 | 91.30 | 85.80 | 80.40 | 75.00 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 102.70 | 97.20 | 91.70 | 86.10 | 80.70 | 75.20 | 69.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 102.90 | — | 92.10 | — | 81.20 | — | 70.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 103.30 | 97.90 | 92.45 | 87.00 | 81.60 | 76.15 | 70.70 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.70 | 98.30 | 92.90 | 87.50 | 82.00 | 76.60 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.70 | 98.30 | 92.90 | 87.40 | 82.00 | 76.60 | 71.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 103.80 | 98.30 | 92.80 | 87.30 | 81.80 | 76.30 | 70.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 104.35 | 98.95 | 93.50 | 88.05 | 82.65 | 77.25 | 71.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 104.35 | 98.95 | 93.50 | 88.05 | 82.65 | 77.25 | 71.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 104.35 | 98.95 | 93.50 | 88.05 | 82.65 | 77.25 | 71.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 104.35 | 98.95 | 93.50 | 88.05 | 82.65 | 77.25 | 71.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 104.35 | 98.95 | 93.50 | 88.05 | 82.65 | 77.25 | 71.80 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 104.70 | 99.20 | 93.70 | 88.25 | 82.75 | 77.25 | 71.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.20 | — | — | — | — | 78.20 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 105.40 | 99.80 | 94.30 | — | 83.20 | — | 72.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 105.45 | 100.05 | 94.60 | 89.15 | 83.75 | 78.30 | 72.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.60 | 100.20 | 94.80 | 89.30 | 83.90 | — | 73.00 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 105.80 | 100.30 | 94.85 | 89.35 | 83.85 | 78.40 | 72.90 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 105.90 | 101.00 | 96.10 | 91.10 | 86.50 | 81.30 | 76.30 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 106.50 | 101.00 | 95.50 | — | 84.40 | — | 73.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 107.10 | 102.20 | 97.20 | 92.20 | 87.40 | 82.20 | 77.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 107.60 | — | 103.30 | — | 97.20 | — | 86.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.60 | 102.20 | 96.75 | 91.30 | 85.90 | 80.45 | 75.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 108.00 | 102.60 | 97.20 | 91.70 | 86.40 | 81.00 | 75.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 108.30 | 102.80 | 97.30 | — | 86.20 | — | 75.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 108.50 | 103.10 | 97.70 | 92.20 | 86.80 | 81.40 | 76.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 108.50 | 103.10 | 97.70 | 92.20 | 86.80 | 81.40 | 76.00 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 109.60 | 104.20 | 98.80 | 93.30 | 87.90 | 82.60 | 77.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 109.70 | 104.30 | 98.90 | 93.40 | 88.00 | 82.70 | 77.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 109.70 | — | 99.00 | — | 88.10 | — | 77.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 110.20 | 104.80 | 99.40 | 93.90 | 88.60 | 83.20 | 77.70 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.30 | 104.90 | 99.40 | 93.90 | 88.50 | 83.10 | 77.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 110.40 | 105.00 | 99.70 | 94.20 | 88.80 | 83.40 | 77.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 110.40 | 105.00 | 99.70 | 94.20 | 88.80 | 83.40 | 77.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 110.40 | 104.90 | 99.50 | 94.00 | 88.60 | 83.10 | 77.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 110.40 | 104.90 | 99.50 | 94.00 | 88.60 | 83.10 | 77.70 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 110.80 | 105.40 | 100.00 | 94.60 | 89.20 | 83.80 | 78.30 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 110.80 | 105.40 | 100.00 | 94.60 | 89.20 | 83.80 | 78.30 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.20 | — | 100.40 | — | 89.50 | — | 78.60 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.35 | 105.90 | 100.40 | 94.90 | 89.45 | 83.95 | 78.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 112.10 | 106.70 | 101.40 | 95.90 | 90.50 | 85.10 | 79.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 112.10 | 106.80 | 101.40 | 95.90 | 90.50 | 85.10 | 79.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 113.10 | 107.50 | 102.00 | — | 90.90 | — | 79.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 113.40 | 108.00 | 102.60 | 97.10 | 91.70 | 86.40 | 80.90 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 113.40 | 108.00 | 102.60 | 97.10 | 91.70 | 86.40 | 80.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 114.10 | 108.70 | 103.30 | 97.80 | 92.40 | 87.00 | 81.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 114.10 | 108.70 | 103.30 | 97.80 | 92.40 | 87.00 | 81.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 114.60 | 109.10 | 103.70 | 98.20 | 92.80 | 87.30 | 81.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 114.60 | 109.10 | 103.70 | 98.20 | 92.80 | 87.30 | 81.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 115.30 | — | 108.10 | — | 97.20 | — | 86.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.10 | 110.60 | 105.20 | 99.70 | 94.30 | 88.90 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.20 | 110.70 | 105.30 | 99.80 | 94.40 | 88.90 | 83.50 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.60 | 111.10 | 105.60 | 100.00 | 94.50 | 89.10 | 83.50 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 117.20 | — | — | 101.00 | — | — | 84.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 117.20 | 111.80 | 106.40 | 100.90 | 95.50 | 90.20 | 84.70 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.30 | 112.60 | 106.75 | 100.90 | 95.05 | 89.15 | 83.30 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.70 | 112.30 | 106.80 | 101.30 | 96.10 | 90.40 | 84.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.90 | — | 108.10 | — | 97.20 | — | 86.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 118.90 | — | 108.10 | — | 97.20 | — | 86.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 118.90 | — | 108.10 | — | 97.20 | — | 86.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 118.90 | — | 108.10 | — | 97.20 | — | 86.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 118.90 | — | 108.10 | — | 97.20 | — | 86.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.00 | 113.50 | 108.00 | — | 96.90 | — | 85.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 119.60 | — | 108.70 | — | 97.90 | — | 87.00 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 119.60 | — | 108.70 | — | 97.90 | — | 87.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.00 | 114.60 | 109.20 | 103.70 | 98.40 | 93.00 | 87.50 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 120.20 | — | 109.40 | — | 98.50 | — | 87.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 120.20 | — | 109.40 | — | 98.50 | — | 87.70 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 120.20 | — | 109.40 | — | 98.50 | — | 87.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.20 | 115.80 | 110.40 | 105.00 | 99.60 | 94.20 | 88.70 |
| [Einsiedler Krankenkasse](https://www.kkeinsiedeln.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.60 | 116.50 | 113.40 | 105.30 | 99.70 | 94.20 | 89.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.80 | 116.40 | 111.00 | 105.50 | 100.10 | 94.70 | 89.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 123.00 | — | — | 106.70 | — | — | 90.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 125.90 | 120.40 | 115.00 | 109.50 | 104.10 | 98.60 | 93.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 125.90 | 120.40 | 115.00 | 109.50 | 104.10 | 98.60 | 93.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.70 | 121.30 | 115.90 | 110.40 | 105.00 | 99.70 | 94.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.40 | — | — | 111.10 | — | — | 94.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.60 | 125.10 | 119.70 | 114.20 | 108.80 | 103.30 | 97.90 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.10 | — | 124.20 | — | 113.40 | — | 102.50 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 148.40 | 142.90 | 137.50 | 132.00 | 126.60 | 121.10 | 115.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 155.20 | 149.70 | 144.30 | 138.80 | 133.40 | 127.90 | 122.50 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 162.00 | 156.50 | 151.10 | 145.60 | 140.20 | 134.70 | 129.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 162.00 | 156.50 | 151.10 | 145.60 | 140.20 | 134.70 | 129.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 163.70 | 158.20 | 152.80 | 147.30 | 141.90 | 136.40 | 131.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.50 | 165.00 | 159.60 | 154.10 | 148.70 | 143.20 | 137.80 |

122 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Spiringen for a child aged 0 to 18?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/): Agrisano (AGRIsmart) at 83.90 CHF a month with a [deductible of 0 CHF](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-0/), and Agrisano (AGRIsmart) at 55.10 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/deductible-600/). [With accident cover](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/): Agrisano (AGRIsmart) at 88.30 CHF, and Agrisano (AGRIsmart) at 58.00 CHF.

### How much does accident cover cost in basic insurance in Spiringen?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 83.90 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/) to 88.30 CHF with accident cover, at the 0 CHF deductible: 4.40 CHF a month, 52.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/

## Related pages

- With accident cover: from 58.00 to 182.40 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/with-accident/
- Without accident cover: from 55.10 to 170.50 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ur/spiringen/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ur/spiringen/child/ — replace `ur` with your canton’s two-letter code (ge, vd, zh…) and `spiringen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.