Health insurance premiums 2026 in Cugnasco-Gerra (TI)For an adult aged 26 or over with accident cover
From 423.45 to 792.05 CHF a month depending on the deductible and the model
104 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 533.85 | 523.75 | 498.75 | 473.65 | 448.45 | 423.45 |
| 2 |  sana24 | VIVA – Gesundheitsplan | 555.45 | 543.85 | 520.25 | 491.05 | 467.55 | 438.35 |
| 3 |  Helsana | BeneFit PLUS Hausarzt R2 | 560.65 | 549.05 | 519.85 | 490.65 | 461.55 | 432.35 |
| 4 | Helsana | BeneFit PLUS Hausarzt R1 | 560.65 | 549.05 | 519.85 | 490.65 | 461.55 | 432.35 |
| 5 | Helsana | BeneFit PLUS Flexmed R1 | 560.65 | 549.05 | 519.85 | 490.65 | 461.55 | 432.35 |
| 6 |  KPT | KPTwin.smart | 560.75 | 549.15 | 519.95 | 490.75 | — | 432.45 |
| 7 | Agrisano | AGRIcontact | 562.05 | 551.45 | 525.05 | 498.65 | 472.25 | 445.95 |
| 8 |  CONCORDIA | HMO | 566.45 | 554.85 | 525.65 | 496.45 | 467.35 | 438.15 |
| 9 | Helsana | BeneFit PLUS Telmed | 567.25 | 555.65 | 526.45 | 497.25 | 468.15 | 438.95 |
| 10 |  ÖKK | HMO model | 569.05 | 557.45 | 528.25 | 499.05 | 469.95 | 440.75 |
| 11 | Agrisano | AGRIeco | 571.45 | 560.65 | 533.85 | 507.05 | 480.15 | 453.35 |
| 12 |  Atupri | HMO | 571.55 | 559.95 | 530.75 | 501.55 | 472.45 | 443.25 |
| 13 |  Assura | Qualimed | 573.85 | 562.25 | 533.05 | 503.85 | 474.75 | 445.55 |
| 14 | Helsana | BeneFit PLUS Hausarzt R3 | 573.85 | 562.25 | 533.05 | 503.85 | 474.75 | 445.55 |
| 15 | Helsana | BeneFit PLUS Flexmed R3 | 573.85 | 562.25 | 533.05 | 503.85 | 474.75 | 445.55 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Cugnasco-Gerra, with accident cover, the cheapest health insurance premium is:
- 533.85 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 423.45 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Cugnasco-Gerra for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Cugnasco-Gerra is Agrisano (AGRIsmart) at 533.85 CHF a month.
How much does health insurance cost in Cugnasco-Gerra in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 533.85 CHF (Agrisano, AGRIsmart) to 792.05 CHF (SWICA, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 541.25 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Cugnasco-Gerra for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 533.85 CHF a month with the 300 CHF deductible to 423.45 CHF with the 2'500 CHF deductible: 110.40 CHF less a month, 1'324.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'772 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Cugnasco-Gerra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 621.55 CHF (Agrisano), family doctor / HMO 555.45 CHF (sana24), flexible model 560.65 CHF (Helsana), telemedicine 533.85 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 539.00 CHF at Agrisano (AGRIsmart) gives 533.85 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.