Health insurance premiums 2027 in Zuzwil (SG)For a child aged 0 to 18

With accident cover: from 69.15 to 171.75 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	ÖKK	Family doctor / HMOÖKK CASAMED HMO	104.15	—	92.55	—	80.85	—	69.15
2	Assura	Flexible modelFeminaVita	104.85	99.05	93.25	87.35	81.55	75.75	69.85
3	Assura	Flexible modelPreventoMed	104.85	99.05	93.25	87.35	81.55	75.75	69.85
4	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	106.55	—	94.95	—	83.25	—	71.55
5	ÖKK	Flexible modelÖKK CASAMED SELECT	106.55	—	94.95	—	83.25	—	71.55
6	Agrisano	TelemedicineAGRIcontact	108.05	—	97.35	92.05	86.75	81.35	76.05
7	ÖKK	TelemedicineÖKK CASAMED 24	108.45	—	96.85	—	85.15	—	73.45
8	rhenusana	Family doctor / HMOGeneral practitioner model	108.55	—	—	91.05	—	—	73.55
9	Agrisano	Family doctor / HMOAGRIeco	108.65	—	97.95	92.55	87.25	81.85	76.45
10	Assura	Flexible modelQualiMed	109.25	103.45	97.65	91.75	85.95	80.15	74.25
11	Assura	Family doctor / HMOPharMed	109.25	103.45	97.65	91.75	85.95	80.15	74.25
12	KPT	TelemedicineKPTwin.smart - GP with app	109.45	—	100.15	—	90.75	—	81.45
13	rhenusana	Telemedicinesanmed24	109.75	—	—	92.25	—	—	74.75
14	CSS	Family doctor / HMOHausarztversicherung Profit	110.25	104.45	98.65	92.75	86.95	—	75.25
15	KPT	Family doctor / HMOKPTwin.plus - HMO GP	110.85	—	101.45	—	91.95	—	82.45
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 64.05 to 159.45 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	ÖKK	Family doctor / HMOÖKK CASAMED HMO	96.55	—	85.75	—	74.95	—	64.05
2	Assura	Flexible modelFeminaVita	97.25	91.85	86.45	80.95	75.55	70.15	64.65
3	Assura	Flexible modelPreventoMed	97.25	91.85	86.45	80.95	75.55	70.15	64.65
4	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	98.85	—	88.05	—	77.15	—	66.25
5	ÖKK	Flexible modelÖKK CASAMED SELECT	98.85	—	88.05	—	77.15	—	66.25
6	ÖKK	TelemedicineÖKK CASAMED 24	100.55	—	89.75	—	78.95	—	68.05
7	rhenusana	Family doctor / HMOGeneral practitioner model	100.65	—	—	84.35	—	—	68.15
8	Assura	Flexible modelQualiMed	101.35	95.95	90.55	85.05	79.65	74.25	68.75
9	Assura	Family doctor / HMOPharMed	101.35	95.95	90.55	85.05	79.65	74.25	68.75
10	KPT	TelemedicineKPTwin.smart - GP with app	101.45	—	92.85	—	84.05	—	75.45
11	rhenusana	Telemedicinesanmed24	101.75	—	—	85.55	—	—	69.25
12	CSS	Family doctor / HMOHausarztversicherung Profit	102.25	96.85	91.45	85.95	80.55	—	69.65
13	Agrisano	TelemedicineAGRIcontact	102.45	—	92.25	87.25	82.15	77.05	72.05
14	KPT	Family doctor / HMOKPTwin.plus - HMO GP	102.75	—	94.05	—	85.15	—	76.35
15	Agrisano	Family doctor / HMOAGRIeco	102.95	—	92.85	87.65	82.65	77.55	72.35
			See all	See all	See all	See all	See all	See all	See all

In 2027, for a child aged 0 to 18 in Zuzwil, the cheapest health insurance premium is:

Without accident cover: 96.55 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO), 64.05 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).
With accident cover: 104.15 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO), 69.15 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).

Lowest premium by deductible in Zuzwil for a child with accident cover

Deductible of 0 CHF104.15 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 100 CHF99.05 CHFAssuraFlexible modelFeminaVita
Deductible of 200 CHF92.55 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 300 CHF87.35 CHFAssuraFlexible modelFeminaVita
Deductible of 400 CHF80.85 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 500 CHF75.75 CHFAssuraFlexible modelFeminaVita
Deductible of 600 CHF69.15 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO

Lowest premium by deductible in Zuzwil for a child without accident cover

Deductible of 0 CHF96.55 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 100 CHF91.85 CHFAssuraFlexible modelFeminaVita
Deductible of 200 CHF85.75 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 300 CHF80.95 CHFAssuraFlexible modelFeminaVita
Deductible of 400 CHF74.95 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 500 CHF70.15 CHFAssuraFlexible modelFeminaVita
Deductible of 600 CHF64.05 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Zuzwil for a child aged 0 to 18?

In 2027, without accident cover: ÖKK (ÖKK CASAMED HMO) at 96.55 CHF a month with a deductible of 0 CHF, and ÖKK (ÖKK CASAMED HMO) at 64.05 CHF with the 600 CHF deductible. With accident cover: ÖKK (ÖKK CASAMED HMO) at 104.15 CHF, and ÖKK (ÖKK CASAMED HMO) at 69.15 CHF.

How much does accident cover cost in basic insurance in Zuzwil?

For a child aged 0 to 18 with ÖKK (ÖKK CASAMED HMO), the premium rises from 96.55 CHF a month without accident cover to 104.15 CHF with accident cover, at the 0 CHF deductible: 7.60 CHF a month, 91.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 108.90 CHF at ÖKK (ÖKK CASAMED HMO) gives 104.15 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.