Health insurance premiums 2027 in Wil (SG)
Wil is in premium region 1 of the canton of St. Gallen.
For an adult aged 26 or over
Without accident cover: from 341.30 to 674.65 CHF a month
122 offers from 25 health insurers.
- Deductible of 300 CHF455.25 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF444.45 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'000 CHF417.35 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF390.15 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF363.15 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF341.30 CHFSanitasFamily doctor 1
With accident cover: from 366.95 to 725.75 CHF a month
122 offers from 25 health insurers.
- Deductible of 300 CHF489.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF478.25 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'000 CHF449.05 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF419.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF390.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF366.95 CHFSanitasFamily doctor 1
For a young adult aged 19 to 25
Without accident cover: from 213.75 to 518.35 CHF a month
122 offers from 25 health insurers.
- Deductible of 300 CHF328.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF318.05 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'000 CHF290.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF263.65 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF236.65 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF213.75 CHFSanitasFamily doctor 1
With accident cover: from 229.95 to 551.75 CHF a month
122 offers from 25 health insurers.
- Deductible of 300 CHF353.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF342.25 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'000 CHF313.05 CHFÖKKÖKK CASAMED HMO
- Deductible of 1'500 CHF283.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'000 CHF254.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 2'500 CHF229.95 CHFSanitasFamily doctor 1
For a child aged 0 to 18
With accident cover: from 69.15 to 171.75 CHF a month
122 offers from 25 health insurers.
- Deductible of 0 CHF104.15 CHFÖKKÖKK CASAMED HMO
- Deductible of 100 CHF99.05 CHFAssuraFeminaVita
- Deductible of 200 CHF92.55 CHFÖKKÖKK CASAMED HMO
- Deductible of 300 CHF87.35 CHFAssuraFeminaVita
- Deductible of 400 CHF80.85 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF75.75 CHFAssuraFeminaVita
- Deductible of 600 CHF69.15 CHFÖKKÖKK CASAMED HMO
Without accident cover: from 64.05 to 159.45 CHF a month
122 offers from 25 health insurers.
- Deductible of 0 CHF96.55 CHFÖKKÖKK CASAMED HMO
- Deductible of 100 CHF91.85 CHFAssuraFeminaVita
- Deductible of 200 CHF85.75 CHFÖKKÖKK CASAMED HMO
- Deductible of 300 CHF80.95 CHFAssuraFeminaVita
- Deductible of 400 CHF74.95 CHFÖKKÖKK CASAMED HMO
- Deductible of 500 CHF70.15 CHFAssuraFeminaVita
- Deductible of 600 CHF64.05 CHFÖKKÖKK CASAMED HMO
In 2027, the cheapest health insurance premium in Wil is:
- For an adult without accident cover: 455.25 CHF a month with a 300 CHF deductible (ÖKK, ÖKK CASAMED HMO), 341.30 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
- For a young adult without accident cover: 328.75 CHF a month with a 300 CHF deductible (ÖKK, ÖKK CASAMED HMO), 213.75 CHF with a 2'500 CHF deductible (Sanitas, Family doctor 1).
- For a child with accident cover: 104.15 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO), 69.15 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).
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Frequently asked questions
Which health insurer is the cheapest in Wil in 2027?
For an adult without accident cover: ÖKK (ÖKK CASAMED HMO) at 460.00 CHF a month with a deductible of 300 CHF, and Sanitas (Family doctor 1) at 341.30 CHF with the 2'500 CHF deductible. Each situation above leads to the full list of offers.
Are the premiums the same across the whole region?
Yes. Wil is in premium region 1 of canton St. Gallen: every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The deductible changes on the same date, by telling your insurer.
Do I need to include accident cover?
Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.
Why is the FOPH-approved premium higher than the price shown?
The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person receives 57.00 CHF, which the insurer deducts from the invoices: 4.75 CHF a month, the same amount for everyone. The approved premium of 460.00 CHF at ÖKK therefore gives 455.25 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.