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From 57.75 to 162.65 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart87.45—77.8573.0568.3563.4558.75
2ÖKKFamily doctor / HMOÖKK CASAMED HMO90.25—79.45—68.55—57.75
3AssuraFlexible modelFeminaVita90.2584.8579.4573.9568.5563.1557.75
4AssuraFlexible modelPreventoMed90.2584.8579.4573.9568.5563.1557.75
5rhenusanaTelemedicinesanmed2492.15——75.85——59.55
6ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER92.35—81.65—70.75—59.85
7ÖKKFlexible modelÖKK CASAMED SELECT92.35—81.65—70.75—59.85
8rhenusanaFamily doctor / HMOGeneral practitioner model92.35——76.15——59.85
9AgrisanoTelemedicineAGRIcontact92.85—82.6577.6572.4567.3562.35
10KPTTelemedicineKPTwin.smart - GP with app92.95—84.35—75.65—66.85
11AgrisanoFamily doctor / HMOAGRIeco93.25—83.1577.9572.9567.8562.75
12AssuraFlexible modelQualiMed93.6588.2582.8577.3571.9566.5561.05
13ÖKKTelemedicineÖKK CASAMED 2493.95—83.15—72.35—61.45
14KPTFamily doctor / HMOKPTwin.plus - HMO GP94.25—85.45—76.65—67.75
15HelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R195.25————68.25—
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In 2027, for a child aged 0 to 18 in Sevelen, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Sevelen for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Sevelen is Agrisano (AGRIsmart) at 87.45 CHF a month.

How much does health insurance cost in Sevelen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 87.45 CHF (Agrisano, AGRIsmart) to 162.65 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 106.35 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Sevelen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 87.45 CHF a month with the 0 CHF deductible to 58.75 CHF with the 600 CHF deductible: 28.70 CHF less a month, 344.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 383 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Sevelen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 101.85 CHF (Agrisano), family doctor / HMO 90.25 CHF (ÖKK), flexible model 90.25 CHF (Assura), telemedicine 87.45 CHF (Agrisano).

Does a second or third child pay less in Sevelen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 25 insurers present in Sevelen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
rhenusanasanmed2492.15 CHF34.05 CHF from the 3rd child
AgrisanoAGRIsmart87.45 CHF37.15 CHF from the 3rd child
sana24Managed Care118.05 CHF42.75 CHF from the 3rd child
GalenosTel Doc114.75 CHF43.55 CHF from the 3rd child
SWICAFavorit Multichoice111.95 CHF46.75 CHF from the 3rd child
AquilanaSMARTMED98.45 CHF46.85 CHF from the 3rd child
VisanaManaged Care119.65 CHF47.35 CHF from the 3rd child
CONCORDIAHMO97.75 CHF48.35 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor101.55 CHF48.45 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)115.95 CHF85.75 CHF from the 5th child
AssuraFeminaVita90.25 CHF88.75 CHF from the 4th child, 87.35 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)121.05 CHF89.65 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed (Healthcare network)123.25 CHF91.25 CHF from the 5th child
EGKEGK-Care100.85 CHF91.85 CHF from the 3rd child
SLKKSmartMed113.75 CHF101.85 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 92.20 CHF at Agrisano (AGRIsmart) gives 87.45 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.