Health insurance premiums 2026 in Sennwald (SG)For a young adult aged 19 to 25 without accident cover
From 166.05 to 449.05 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 273.35 | 263.75 | 240.05 | 216.25 | 192.35 | 168.55 |
| 2 |  Assura | FeminaVita | 282.35 | 271.55 | 244.45 | 217.25 | 190.15 | 181.05 |
| 3 | Assura | PreventoMed | 282.35 | 271.55 | 244.45 | 217.25 | 190.15 | 181.05 |
| 4 |  CSS | Hausarztversicherung Profit | 285.45 | 274.65 | 247.45 | 220.35 | 193.25 | 166.05 |
| 5 | Agrisano | AGRIcontact | 287.95 | 277.85 | 252.85 | 227.75 | 202.65 | 177.65 |
| 6 | Assura | Qualimed | 292.65 | 281.85 | 254.75 | 227.55 | 200.55 | 181.05 |
| 7 | Agrisano | AGRIeco | 292.75 | 282.65 | 257.15 | 231.55 | 206.15 | 180.65 |
| 8 |  Sanitas | Family doctor 1 | 296.15 | 285.35 | 258.20 | 231.00 | 203.90 | 176.70 |
| 9 | Sanitas | TelMed (Compact One) | 296.35 | 285.55 | 258.35 | 231.15 | 204.05 | 176.95 |
| 10 |  ÖKK | HMO model | 296.45 | 285.65 | 258.45 | 231.35 | 204.25 | 184.85 |
| 11 | Sanitas | Family doctor 2 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| 12 | Sanitas | Family doctor 3 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| 13 | Sanitas | Family doctor 4 | 299.35 | 288.55 | 261.35 | 234.15 | 207.05 | 179.90 |
| 14 | Sanitas | MultiAccess | 299.45 | 288.65 | 261.45 | 234.25 | 207.15 | 179.95 |
| 15 | Sanitas | TelMed (CallMed) | 299.45 | 288.65 | 261.45 | 234.25 | 207.15 | 179.95 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Sennwald, without accident cover, the cheapest health insurance premium is:
- 273.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 166.05 CHF a month with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit)
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Frequently asked questions
Which health insurance is the cheapest in Sennwald for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Sennwald is Agrisano (AGRIsmart) at 273.35 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 306.75 CHF a month.
How much does health insurance cost in Sennwald in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 273.35 CHF (Agrisano, AGRIsmart) to 449.05 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 253.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Sennwald for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 273.35 CHF a month with the 300 CHF deductible to 168.55 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Sennwald for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 306.75 CHF (CSS), family doctor / HMO 285.45 CHF (CSS), flexible model 282.35 CHF (Assura), telemedicine 273.35 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 278.50 CHF at Agrisano (AGRIsmart) gives 273.35 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.