Health insurance premiums 2027 in Rorschacherberg (SG)For a child aged 0 to 18 with accident cover
From 62.05 to 175.25 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 92.35 | — | 82.15 | 77.15 | 72.15 | 67.05 | 62.05 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 97.35 | — | 85.75 | — | 74.05 | — | 62.35 |
| 3 |  Assura | FeminaVita | 97.35 | 91.55 | 85.75 | 79.85 | 74.05 | 68.25 | 62.35 |
| 4 | Assura | PreventoMed | 97.35 | 91.55 | 85.75 | 79.85 | 74.05 | 68.25 | 62.35 |
| 5 | Agrisano | AGRIcontact | 97.95 | — | 87.25 | 81.95 | 76.55 | 71.15 | 65.85 |
| 6 | Agrisano | AGRIeco | 98.45 | — | 87.75 | 82.35 | 77.05 | 71.65 | 66.25 |
| 7 |  rhenusana | sanmed24 | 99.35 | — | — | 81.85 | — | — | 64.35 |
| 8 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 99.65 | — | 88.05 | — | 76.35 | — | 64.65 |
| 9 | ÖKK | ÖKK CASAMED SELECT | 99.65 | — | 88.05 | — | 76.35 | — | 64.65 |
| 10 | rhenusana | General practitioner model | 99.65 | — | — | 82.15 | — | — | 64.65 |
| 11 |  KPT | KPTwin.smart - GP with app | 100.25 | — | 91.05 | — | 81.65 | — | 72.25 |
| 12 | Assura | QualiMed | 100.95 | 95.15 | 89.35 | 83.45 | 77.65 | 71.85 | 65.95 |
| 13 | ÖKK | ÖKK CASAMED 24 | 101.35 | — | 89.75 | — | 78.05 | — | 66.35 |
| 14 | KPT | KPTwin.plus - HMO GP | 101.65 | — | 92.25 | — | 82.75 | — | 73.25 |
| 15 |  Helsana | Helsana BeneFit PLUS General Practitioner R1 | 102.75 | — | — | — | — | 73.65 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Rorschacherberg, with accident cover, the cheapest health insurance premium is:
- 92.35 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 62.05 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Rorschacherberg for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Rorschacherberg is Agrisano (AGRIsmart) at 92.35 CHF a month.
How much does health insurance cost in Rorschacherberg in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 92.35 CHF (Agrisano, AGRIsmart) to 175.25 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 106.35 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Rorschacherberg for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 92.35 CHF a month with the 0 CHF deductible to 62.05 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Rorschacherberg for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 107.45 CHF (Agrisano), family doctor / HMO 97.35 CHF (ÖKK), flexible model 97.35 CHF (Assura), telemedicine 92.35 CHF (Agrisano).
Does a second or third child pay less in Rorschacherberg?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 25 insurers present in Rorschacherberg file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| rhenusana | sanmed24 | 99.35 CHF | 36.95 CHF from the 3rd child |
| Agrisano | AGRIsmart | 92.35 CHF | 39.35 CHF from the 3rd child |
| sana24 | Managed Care | 126.65 CHF | 46.05 CHF from the 3rd child |
| Galenos | Tel Doc | 123.15 CHF | 46.85 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 120.75 CHF | 50.55 CHF from the 3rd child |
| Aquilana | SMARTMED | 106.25 CHF | 50.75 CHF from the 3rd child |
| Visana | Managed Care | 128.25 CHF | 50.95 CHF from the 3rd child |
| CONCORDIA | HMO | 103.65 CHF | 51.35 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 109.45 CHF | 52.35 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 125.05 CHF | 92.65 CHF from the 5th child |
| Assura | FeminaVita | 97.35 CHF | 95.75 CHF from the 4th child, 94.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 130.55 CHF | 96.75 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 132.95 CHF | 98.55 CHF from the 5th child |
| EGK | EGK-Care | 108.45 CHF | 98.75 CHF from the 3rd child |
| SLKK | SmartMed | 121.35 CHF | 108.75 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 97.10 CHF at Agrisano (AGRIsmart) gives 92.35 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.