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122 offersfrom 25 health insurers

Adult (26 and over) · without accident cover · deductible of 1'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Rorschach (canton St. Gallen), in 2027, for an adult aged 26 or over with a 1'000 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 385.50 CHF with Agrisano (AGRIsmart model) and the most expensive is 580.60 CHF with Groupe Mutuel – Philos (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Rorschach for an adult aged 26 or over with a deductible of 1'000 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Rorschach is Agrisano (AGRIsmart) at 385.50 CHF a month.

How much does health insurance cost in Rorschach in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 1'000 CHF and without accident cover, monthly premiums run from 385.50 CHF (Agrisano, AGRIsmart) to 580.60 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 423.70 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Rorschach for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 419.00 CHF a month with the 300 CHF deductible to 313.60 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Rorschach for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'000 CHF and without accident cover, the cheapest premium per model is: standard model 445.60 CHF (Agrisano), family doctor / HMO 393.40 CHF (ÖKK), flexible model 403.20 CHF (ÖKK), telemedicine 385.50 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.