Health insurance premiums 2026 in Rapperswil-Jona (SG)For an adult aged 26 or over with accident cover
From 304.15 to 600.85 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 | AGRIsmart | 414.45 | 404.35 | 379.35 | 354.25 | 329.15 | 304.15 | |
| 2 | AGRIcontact | 436.35 | 425.85 | 399.45 | 373.05 | 346.65 | 320.25 | |
| 3 | HMO | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 | |
| 4 | HMO (health practice) | 439.25 | 427.65 | 398.45 | 369.25 | 340.15 | 310.95 | |
| 5 | SmartCare | 440.05 | 428.45 | 399.25 | 370.05 | 340.95 | 311.75 | |
| 6 | KPTwin.smart | 443.35 | 431.75 | 402.55 | 373.35 | — | 315.05 | |
| 7 | AGRIeco | 443.75 | 432.95 | 406.15 | 379.35 | 352.45 | 325.65 | |
| 8 | FAVORIT MULTICHOICE | 444.95 | 433.25 | 409.45 | 380.25 | 345.75 | 316.65 | |
| 9 | FAVORIT SANTE | 446.25 | 434.65 | 410.75 | 381.65 | 347.15 | 317.95 | |
| 10 | KPTwin.plus | 447.35 | 435.75 | 406.55 | 377.35 | — | 319.05 | |
| 11 | HMO model | 450.75 | 439.15 | 409.95 | 380.75 | 351.65 | 330.75 | |
| 12 | HMO | 450.85 | 439.25 | 410.05 | 380.85 | 351.75 | 322.55 | |
| 13 | SMARTMED | 451.95 | 441.95 | 416.55 | 391.15 | 365.75 | 332.45 | |
| 14 | TelMed (Compact One) | 452.15 | 440.55 | 411.35 | 382.15 | 353.05 | 323.85 | |
| 15 | EGK-TelCare | 452.65 | 441.05 | 411.85 | 382.65 | 353.55 | 324.35 | |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Rapperswil-Jona, with accident cover, the cheapest health insurance premium is:
- 414.45 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 304.15 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Rapperswil-Jona for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Rapperswil-Jona is Agrisano (AGRIsmart) at 414.45 CHF a month.
How much does health insurance cost in Rapperswil-Jona in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 414.45 CHF (Agrisano, AGRIsmart) to 600.85 CHF (Groupe Mutuel – Philos, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 398.35 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Rapperswil-Jona for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 414.45 CHF a month with the 300 CHF deductible to 304.15 CHF with the 2'500 CHF deductible: 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Rapperswil-Jona for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 482.75 CHF (Agrisano), family doctor / HMO 438.75 CHF (Atupri), flexible model 444.95 CHF (SWICA), telemedicine 414.45 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 419.60 CHF at Agrisano (AGRIsmart) gives 414.45 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.