Health insurance premiums 2026 in Oberbüren (SG)For a young adult aged 19 to 25 without accident cover
From 191.15 to 505.15 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  CSS | Hausarztversicherung Profit | 310.55 | 299.75 | 272.55 | 245.45 | 218.35 | 191.15 |
| 2 |  Sanitas | Family doctor 1 | 319.05 | 308.25 | 281.10 | 253.90 | 226.80 | 199.60 |
| 3 | Sanitas | TelMed (Compact One) | 319.15 | 308.35 | 281.15 | 253.95 | 226.95 | 199.75 |
| 4 |  Assura | FeminaVita | 319.95 | 309.15 | 281.95 | 254.85 | 227.75 | 206.25 |
| 5 | Assura | PreventoMed | 319.95 | 309.15 | 281.95 | 254.85 | 227.75 | 206.25 |
| 6 |  Sympany | casamed hmo | 320.55 | 309.75 | 282.65 | 255.45 | 228.35 | 201.25 |
| 7 | Sanitas | Family doctor 2 | 322.40 | 311.60 | 284.45 | 257.25 | 230.15 | 203.00 |
| 8 | Sanitas | Family doctor 3 | 322.40 | 311.60 | 284.45 | 257.25 | 230.15 | 203.00 |
| 9 | Sanitas | Family doctor 4 | 322.40 | 311.60 | 284.45 | 257.25 | 230.15 | 203.00 |
| 10 |  ÖKK | HMO model | 322.45 | 311.65 | 284.55 | 257.35 | 230.25 | 210.85 |
| 11 | Sympany | FlexHelp 24 | 322.45 | 311.65 | 284.55 | 257.35 | 230.25 | 203.15 |
| 12 | Sanitas | MultiAccess | 322.65 | 311.85 | 284.65 | 257.45 | 230.35 | 203.15 |
| 13 | Sanitas | TelMed (CallMed) | 322.65 | 311.85 | 284.65 | 257.45 | 230.35 | 203.15 |
| 14 | ÖKK | Family doctor | 329.85 | 319.05 | 291.95 | 264.75 | 237.75 | 210.55 |
| 15 | ÖKK | Select | 329.85 | 319.05 | 291.95 | 264.75 | 237.75 | 210.55 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Oberbüren, without accident cover, the cheapest health insurance premium is:
- 310.55 CHF a month with a 300 CHF deductible (CSS, Hausarztversicherung Profit)
- 191.15 CHF a month with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit)
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Frequently asked questions
Which health insurance is the cheapest in Oberbüren for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Oberbüren is CSS (Hausarztversicherung Profit) at 310.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 332.65 CHF a month.
How much does health insurance cost in Oberbüren in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 310.55 CHF (CSS, Hausarztversicherung Profit) to 505.15 CHF (SLKK, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 296.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Oberbüren for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 310.55 CHF a month with the 300 CHF deductible to 191.15 CHF with the 2'500 CHF deductible: 119.40 CHF less a month, 1'432.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'892 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Oberbüren for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 332.65 CHF (Sanitas), family doctor / HMO 310.55 CHF (CSS), flexible model 319.95 CHF (Assura), telemedicine 319.15 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 315.70 CHF at CSS (Hausarztversicherung Profit) gives 310.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.